Samantha Hurley - Hurley Finance

09/12/2025

RBA holds cash rate at 3.60%

The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.60% at today's meeting.
The RBA's decision this month reflects its ongoing cautious approach as it works to balance inflation control with supporting employment. The latest data shows:
• Headline (annual) inflation has risen to 3.8% in the year to October 2025, up from 3.6% in September 2025, and remains above the RBA's 2%-3% target range.
• Underlying (trimmed mean) inflation sits at 3.3%, the RBA's preferred underlying measure, helping highlight that broad-based inflation pressures remain.
By keeping the cash rate on hold, the RBA has left room to observe how economic conditions evolve before determining whether further monetary policy adjustments are needed.
Today's decision underscores the importance of staying informed about economic developments and considering what they may mean for your financial position.
Whether you're weighing up a home purchase, refinancing to improve your loan terms, or exploring an investment property, this could be the right moment to reassess your plans.

Send a message to learn more

19/11/2025

✨ Office Space Available Now in Woori Yallock – Start the New Year Fresh! ✨
Imagine having your own professional space to focus, create and grow — away from the distractions of home and surrounded by like-minded business owners.
Our private office in Woori Yallock offers exactly that, with excellent highway visibility and a calm, productive environment ready for you to make your own.
You'll be sharing the building with a mortgage broker and an accountant, offering a friendly, supportive and professional atmosphere where your business can thrive.
What You’ll Enjoy:
• Your own private office (furnished or unfurnished to suit your style)
• A large shared meeting space for clients or team discussions
• Kitchenette for your coffee breaks
• Bathroom facilities
• Handy storage cupboards
• Quiet, comfortable environment designed for productivity
• Easy access and great visibility for your business
If you’re ready to start the new year with a fresh space, somewhere you can truly focus and build your business, this office could be the perfect fit.
📞 For more information, contact:
Samantha @ Hurley Finance — 0404 078 802
Sue @ The Yarra Valley Accountant — 0418 563 512

Send a message to learn more

21/10/2025

🎄 I’m back and ready for the silly season! 🏡

After a relaxing break, I’m back in the office and gearing up for what’s always the busiest (and my favourite!) time of year.

⏰ Lenders are already announcing their cut-off dates for 2025 settlements — so if you’re thinking about refinancing or purchasing before Christmas, now is the time to act.

Let’s get things moving so you can celebrate the holidays with peace of mind — and possibly a better rate or a new set of keys in hand!
Reach out today — I’m here to help.

Send a message to learn more

28/09/2025

🌴 Out of Office Alert! 🌴
I'll be swapping my desk for a beach chair and heading to beautiful Bali from 29th September to 15th October 🏖️🌺

While I'm away soaking up the sun (and probably a few cocktails ), I'll still be checking emails for anything urgent.
All non-urgent messages will be replied to once I'm back, recharged and full of nasi goreng 😄

Thanks for your patience – see you on the flip side! ✈️☀️

20/08/2025

Was a pleasure helping your with your first home purchase Susannah & Nick.
Thanks for the review!

Sam was fantastic from the start! She helped us understand what we needed to do and was really helpful the whole way through. Was always available to answer any questions we had and explained anything we didn’t understand. I cannot recommend her enough!!

12/08/2025

The Reserve Bank of Australia (RBA) has today reduced the official cash rate by 0.25 percentage points, a move widely anticipated by economists and market watchers. The current cash rate now sits at 3.60%.

This decision follows several key indicators pointing to a cooling economy and easing inflationary pressures for the June 2025 quarter:
• Inflation: The RBA's preferred measures show trimmed mean inflation at 2.7% and headline CPI at 2.1%, both within the Bank's 2-3% target band.
• Employment: Unemployment edged up to 4.3%, indicating a slightly softer labour market.
Together, these indicators suggest economic momentum is slowing, giving the RBA room to adjust policy in support of sustainable growth while keeping inflation within target.
Today's decision highlights the importance of staying up to date and understanding how these changes may affect your current loan, future borrowing plans, or investment opportunities.

If you'd like to discuss what today's decision means for your situation, don't hesitate to get in touch.

Regards
Samantha Hurley
Hurley Finance

28/07/2025

Thank you so much Joanna. I absolutely loved helping you with the purchase of your first home. 🤗

23/07/2025

When your broker catches you talking to a bank instead of them!

08/07/2025

The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.85% at today's meeting.
While some market watchers, including those at the big four banks, expected a cut, the RBA's decision reflects a balance of key economic factors - both supportive and cautionary.
On the one hand, inflation has continued to ease, with trimmed mean inflation for the March 2025 quarter sitting at 2.7% and within the RBA's 2-3% target range. However, this is being weighed against signs of resilience in the broader economy:
• Unemployment remains steady at 4.1%, indicating that labour demand is still strong.
• Wages growth has ticked up, reaching 3.4% suggesting ongoing pressure on inflation from the demand side.
• An already strong housing market could be influenced by further rate cuts, driving house prices even higher.
The RBA has made it clear that it will continue to monitor inflation, employment and global conditions closely before making any further moves.
Today's decision underscores the importance of staying informed about economic developments and their potential impact on your finances.
Whether you're considering buying a new home, refinancing your mortgage to secure better terms or exploring property investment opportunities, now could be a good time to review your financial strategy.
If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch.
Regards
Samantha Hurley
Hurley Finance

Send a message to learn more

01/07/2025

So spoilt! One of my beautiful clients took me out for lunch and a couple of drinks!
Thank you so much Ange

26/06/2025

Some of my latest reviews ❤️
Nothing nicer than knowing you have helped someone achieve their dreams and relieved some stress.

16/06/2025

If you ring and hear snoring in the back ground, it’s Myrtle 😆