Nabin Sapkota - Mortgage Broker

19/08/2026

🔑 Just received the keys to your new home? Don’t start unpacking until you’ve checked these four things!

1️⃣ Change the locks for better security
2️⃣ Professionally clean—or consider replacing—old carpets
3️⃣ Check whether fortnightly repayments could help you make the equivalent of an extra monthly repayment each year
4️⃣ If suitable, consider having your salary paid into your linked offset account to help reduce home-loan interest

Buying the property is only the beginning. The decisions you make after settlement could improve your security, protect your health and help you manage your mortgage more effectively.

📌 Save this reel for settlement day.
📤 Share it with someone buying a home.
📩 DM me “HOME LOAN REVIEW” if you’d like to check whether your current loan structure and features still suit you.

General information only. Potential savings depend on your loan, interest rate, repayment amount, fees and personal circumstances. Check your lender’s terms before making changes.

18/08/2026

🏡 Saving for your first home? Your super could help you reach your deposit goal sooner.

The First Home Super Saver Scheme—commonly known as FHSS—allows eligible first-home buyers to make voluntary contributions into super and later apply to release eligible amounts, plus associated earnings, towards purchasing their first home.

You may be able to have up to $15,000 of eligible voluntary contributions from each financial year counted, up to a total of $50,000 across all years.

Because some contributions may receive concessional tax treatment, FHSS can be a tax-effective way to build part of your deposit. However, the amount you can release depends on the type of contributions made and your individual circumstances.

Many first-home buyers haven’t heard about this option—or only discover it when they are almost ready to purchase. Planning early can make a real difference.

If you’re currently saving for your first home, send me a message. I can help you understand the home-loan process, prepare your borrowing plan and identify the questions to discuss with your accountant or financial adviser.

📩 DM me to start planning.

General information only and not financial, tax or superannuation advice. Eligibility, contribution and release conditions apply. Seek advice from a qualified financial adviser or tax professional before making contributions, and check the current ATO requirements.

18/08/2026

⭐ Another 5-star client experience! ⭐

We’re delighted to receive this wonderful feedback from Rohit. Helping our clients navigate their home-buying journey with confidence and making the process as smooth as possible is what we’re all about. 🏡

Thank you, Rohit, for trusting Connecting Home Loans and for your kind recommendation!

Looking to buy your first home, refinance or explore your loan options? Get in touch with us today—we’re here to help you every step of the way.

17/08/2026

🏠 Amp 40-year investment loan—smart strategy or simply more interest?

AMP has introduced a 40-year loan term for eligible property investors. A longer loan term may reduce required repayments and improve short-term cash flow—but it may also increase the total interest paid over time.

The right answer depends on your property, income, goals and current loan structure.

Before choosing a longer term, ask:

✅ How much could my repayments change?
✅ What happens after an interest-only period?
✅ Will the improved cash flow support my investment strategy?
✅ What will the loan cost over the full term?

Don’t choose a loan based on the repayment alone. Choose a structure that supports your long-term strategy.

Comment **“CASH FLOW”** or send me a message for a personalised loan review.



General information only. Eligibility, lending criteria, fees and conditions apply. A longer loan term may increase the total interest paid.

11/08/2026

📢 RBA RATE UPDATE — CASH RATE ON HOLD

The Reserve Bank of Australia has kept the official cash rate unchanged at 4.35%.

Even when the cash rate remains unchanged, your current home loan may no longer be the most competitive option available.

🏡 Buying your first home?
🔑 Planning your next property purchase?
💰 Want to review your existing home loan?

We can compare your options and help you make an informed decision. Send us a message today for a friendly, obligation-free chat.

10/08/2026

🏡 Another First-Home Buyer One Step Closer to Owning Their Dream Home!

A huge congratulations to our wonderful clients on receiving unconditional home loan approval! 🎉🔑

With the right guidance and support, buying your first home can be simpler than you think. We’re proud to have helped them navigate the process with confidence.

Ready to turn your homeownership dream into reality? Message us today to explore your options!

07/08/2026

07/08/2026

🎉 Back-to-back SMSF formal approvals! 🏡📈

Another fantastic result and another big win for our client on their property investment journey.

SMSF lending can be complex, but with the right guidance, preparation and strategy, the process can be much smoother.

If you’re still looking to purchase an investment property through your SMSF and have already rolled over your funds, give us a call to discuss your options before the August cut-off date.

📩 Contact us today for a confidential discussion.

*Terms, conditions and lending criteria apply.*

07/08/2026

🏡 House hunting this weekend?

Before making an offer, consider these three important checks:

1️⃣ Understand your pre-approval position
2️⃣ Allow for the total costs of purchasing
3️⃣ Consider the loan features and flexibility you may need

Preparation before the property search gets serious can help make the next conversation clearer.

Ready to discuss your property goals?

📞 0420 658 878
📧 [email protected]