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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Fin Me, Mortgage brokers, West Melbourne.

Helping Australians achieve their financial goals through smarter lending solutions.
🏡 Home Loans | 🏢 Commercial Finance | 🚗 Asset Finance | 💼 Business Lending | 📈 SMSF Lending

09/11/2026

🏡 Planning to purchase your next home before selling your current one?

Bridging finance may help make the transition easier by allowing you to buy your next property while waiting for your existing home to sell.

Here are three important things to understand before exploring bridging finance:

🔹 Temporary period: You may have finance across two properties at the same time.

🔹 Peak debt vs. end debt: Understand your highest debt level and what you expect to owe after selling.

🔹 Sale price & timeframe: Consider a realistic selling price and how long your property may take to sell.

📢 Did you know? Firstmac has recently extended its bridging finance period to up to 12 months.

Remember, interest and fees can increase the overall cost, and eligibility depends on lender criteria and individual circumstances.

Thinking about your next move? Speak with Fin Me to explore the finance options that may be available for your circumstances.

📞 1300 376 574
📧 [email protected]
🌐 finme.com.au

This content is for educational purposes only and is not financial advice.

05/11/2026

😟 AFRAID TO CHECK YOUR FINANCE OPTIONS BECAUSE OF YOUR CREDIT SCORE?

Worried that exploring finance could impact your credit score? You're not alone.

Understanding how credit enquiries work and what lenders look for can help you feel more informed before taking the next step.

Before applying for finance, here are 5 things worth checking:

1️⃣ Credit Checks: Find out whether a credit check will occur and when.

2️⃣ Soft vs Formal Enquiries: Understand the difference and how each may appear on your credit report.

3️⃣ Your Credit Report: Check for incorrect personal details, unfamiliar accounts or reporting errors.

4️⃣ Existing Debts: Be upfront about your current financial commitments to support an accurate assessment.

5️⃣ Lender Processes: Remember that credit assessment criteria and application processes can differ between lenders.

The more you understand before proceeding, the better prepared you can be to ask the right questions.

Have questions before applying for finance? Speak with the Fin Me team about the process and what information may be needed.

📞 1300 376 574
📧 [email protected]
🌐 finme.com.au

This content is for educational purposes only and is not financial advice.

03/11/2026

📢 ANOTHER RBA RATE RISE: CASH RATE NOW 4.85%!

The Reserve Bank of Australia has increased the official cash rate by another 0.25 percentage points, marking the fifth increase this year.

📈 What's driving the increase?

Inflation continues to rise, with annual inflation reaching 4.3% in September, remaining above the RBA's target range of 2%–3%.

🏡 What does this mean for homeowners?

Another rate rise could mean higher mortgage repayments and added pressure on household budgets, particularly for variable rate borrowers.

💡 Could there be a better rate available?

With competition between lenders, there may still be opportunities to negotiate a better interest rate or explore refinancing options.

Want to understand how this rate rise could affect your mortgage? Get in touch with the Fin Me team!

📞 1300 376 574
📧 [email protected]
🌐 finme.com.au

This content is for educational purposes only and is not financial advice.

02/11/2026

🏇 READY FOR YOUR NEXT BIG RACE?

Just like a racehorse needs preparation, the right team and the right equipment, your business needs the right foundations to reach its next milestone.

Whether you're looking to grow, upgrade or expand, understanding your finance options can help you plan for what's ahead.

At Fin Me, we can help you explore finance options across:

💼 Business Loans: Supporting business growth and new opportunities.

🚛 Truck & Trailer Finance: Exploring finance for vehicles and transport equipment.

⚙️ Asset Finance: Funding machinery, equipment and other business assets.

📈 Business Expansion: Exploring finance options for your next stage of growth.

Every business has different goals and circumstances. Let's explore what options may be available to help you get there.

Ready to take your business to the next level?

Get in touch with the Fin Me team to discuss your business and asset finance options.

📞 1300 376 574
📧 [email protected]
🌐 finme.com.au

This content is for educational purposes only and is not financial advice.

29/10/2026

🏡 Your first home doesn't have to look the way you imagined.

Buying your first home can feel overwhelming, especially when you're trying to balance your budget with the type of property you want.

But there may be different pathways worth exploring!

🏢 Apartments or units: Consider different property types and locations.

🏘️ Townhouses: Explore a different balance of space and lifestyle.

📍 Regional properties: Widen your search and consider the costs and benefits of different areas.

🤝 Buying with someone else: Understand the financial and legal responsibilities before committing.

The important thing is to look at the bigger picture. Your deposit, ongoing expenses, borrowing capacity and future goals all matter when considering your options.

Thinking about buying your first home? The Fin Me team can help you understand your finance options and the steps involved.

📞 1300 376 574
📧 [email protected]
🌐 finme.com.au

This content is for educational purposes only and is not financial advice.

28/10/2026

💼 Self-employed and thinking about buying a home?

Applying for a home loan when you're self-employed can look a little different from applying as a PAYG employee.

Lenders may consider a range of documents to understand your income, business performance and financial position. Depending on the lender and your circumstances, this could include tax returns, Business Activity Statements (BAS) and financial statements.

Some lenders also offer alternative documentation options for eligible borrowers.

The key? Understanding what's required before you apply. Being organised can help you prepare for the process and understand the options available to you.

🏡 Looking to explore your home or investment loan options? The Fin Me team is here to help you understand the next steps.

📞 1300 376 574
📧 [email protected]
🌐 finme.com.au

This content is for educational purposes only and is not financial advice.

26/10/2026

At Fin Me, we make finance simple. 💙

Whether you're buying your first home, refinancing, investing in property, exploring commercial finance or looking for funding for your business, our team is here to help you navigate your options.

With access to over 60 lenders, experienced mortgage brokers and tailored finance solutions, we work with you to understand your goals and explore the possibilities.

🏡 First Home Buyers
🔑 Home Loans & Refinancing
🚗 Personal & Car Finance
🏢 Commercial Property & SMSF Loans
🚛 Business & Equipment Finance

Ready to explore your finance options?

📞 1300 376 574
📧 [email protected]
🌐 finme.com.au

This content is for educational purposes only and is not financial advice. Loan approval is subject to lender assessment, eligibility, terms, conditions and fees.

22/10/2026

🏡 Planning a renovation? Have you considered the costs beyond materials and labour?

Renovations can be exciting, but the final cost may extend beyond the initial quote.

A few expenses worth factoring into your planning include:

• Labour and material price changes
• Permits, inspections and professional fees
• Unexpected structural or maintenance issues
• Delays that affect your timeline and other expenses

Building a realistic budget and allowing for unexpected costs can help you better understand the financial commitment involved before work begins.

At Fin Me, we help clients understand their finance options and the factors that may be relevant when considering their next property project.

💬 What's one renovation expense you think homeowners often overlook?

📞 1300 376 574
📧 [email protected]
🌐 finme.com.au

This content is for educational purposes only and is not financial advice.

21/10/2026

🏡 Thinking about refinancing your home loan? You could unlock up to $3,000 cashback! 💰

Your home loan is worth reviewing from time to time. Refinancing involves replacing your existing home loan with a new one, potentially giving you access to a different interest rate, loan features or repayment structure.

Some lenders are also offering cashback incentives to eligible borrowers who refinance, which could provide an extra incentive to explore what’s available.

But cashback isn’t the only thing to consider. Interest rates, fees, loan features and the overall cost of the loan all matter when comparing your options.

💡 Curious about refinancing? The Fin Me team can help you understand the process and explore the options available to you.

📞 1300 376 574
📧 [email protected]
🌐 finme.com.au

Disclaimer: Cashback offers are subject to meeting the lender’s eligibility criteria, minimum loan amounts, lending requirements, and applicable terms and conditions. Offers may be amended or withdrawn at any time without prior notice. Fees, charges, and other costs may apply.

This information is provided for general information and educational purposes only and does not constitute personal financial advice. Eligibility and suitability will depend on individual circumstances.

19/10/2026

🏡 House prices fall… but does that mean buying a home is easier?

Not necessarily!

While lower property prices may reduce the purchase price, there’s more to affordability than the price tag alone.

💡 Your deposit, income, existing debts, living expenses and borrowing capacity can all play a role in the home-buying process.

Whether you're looking to buy your first home, upgrade, or explore property investment, understanding the bigger picture is an important first step.

At Fin Me, we're here to help you understand your finance options and navigate your next steps with confidence.

💬 Do you think falling house prices make it easier to enter the property market? Let us know in the comments!

📞 1300 376 574
📧 [email protected]
🌐 finme.com.au

This content is for educational purposes only and is not financial advice.

Address

West Melbourne, VIC

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+61 1300 376 574

Website

https://finme.com.au/

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