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29/10/2026

Property buyers are seeing a noticeable shift in negotiating conditions, with vendors offering their largest capital city discounts in at least five years.

According to Cotality, the median discount across the combined capitals reached 4.4% during the three months to September 2026, up from 2.9% a year earlier.

Regional vendors are also negotiating more, with the median discount increasing from 3.4% to 3.9%, its highest level since January 2024.

The national figure now stands at 4.2%, compared with 3.2% in September 2025.

These figures don't mean every property is selling below its asking price by the same amount. However, they do suggest buyers are facing less pressure to accept a vendor's original advertised price.

For those planning to purchase, this could create more opportunities to negotiate a favourable deal.

Visit peachfinance.com.au to learn more.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: [email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]/?ismsaljsauthenabled=true

22/10/2026

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐁𝐫𝐨𝐤𝐞𝐫 𝐍𝐞𝐰𝐬 - Australia’s lending market continues to face headwinds, with several major players reporting a slowdown in mortgage activity.

This month, Bank of Queensland (BOQ), AMP Bank, Australian Finance Group (AFG) and Loan Market Group (LMG) all reported declines in mortgage lodgements or new lending activity, highlighting the mounting pressure across the market.

𝐑𝐞𝐚𝐝 𝐌𝐨𝐫𝐞: https://ow.ly/JmSg50ZZXew

Visit peachfinance.com.au to learn more.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: [email protected]/?" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]/?

15/10/2026

Australia's rental market is showing signs of reaching an affordability ceiling.

House rents across the combined capital cities were unchanged in the September quarter, while unit rents rose a moderate 1.5%, according to Domain. That's despite the capital cities having a vacancy rate of just 1.0%, which would normally give landlords considerable power to increase rents.

Domain chief residential economist Nicola Powell said tenants were reaching the limits of their financial capacity.

“The combination of exceptionally tight vacancy rates and flat rents suggests affordability pressures are becoming harder to ignore,” she said.

“Australia’s rental shortage hasn’t disappeared, but it’s no longer translating into higher rents everywhere. Affordability is playing a greater role in determining rental outcomes, even where supply remains exceptionally tight.”

Visit peachfinance.com.au to learn more.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: [email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]/?ismsaljsauthenabled=true

08/10/2026

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐁𝐫𝐨𝐤𝐞𝐫 𝐍𝐞𝐰𝐬 - A borrower with a $600,000 home loan will be paying $364 a month more than before the first of 2026's four cash rate hikes, once the latest rise is passed on in full, according to Canstar.

Lenders have already lifted 289 fixed rates since the Reserve Bank's (RBA) 29 September cash rate hike.

Seventeen lenders, including NAB, raised those fixed rates by an average of 0.24 percentage points in the week after the decision, Canstar's tracking shows. The latest increase alone will add about $91 a month to the same loan, according to Canstar group manager of research Josh Sale.

𝐑𝐞𝐚𝐝 𝐌𝐨𝐫𝐞: https://ow.ly/GGZE50ZVHvp

Visit peachfinance.com.au to learn more.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: [email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]/?ismsaljsauthenabled=true

01/10/2026

The latest inflation figures show why the Reserve Bank of Australia (RBA) remains concerned about price pressures.

Annual inflation rose from 3.5% in July to 4.0% in August, according to the Australian Bureau of Statistics.

A major contributor was fuel. Automotive fuel prices jumped 14.8% in August as higher global oil prices combined with the unwinding of the remainder of the federal government’s fuel excise relief.

Housing was another significant contributor, with prices increasing 5.7% over the year.

At the same time, trimmed mean inflation remained unchanged at 3.6% for the third consecutive month, suggesting underlying inflation did not accelerate alongside the headline figure.

The RBA raised the cash rate to 4.60% at its September meeting and said inflation remained too high. The August figures suggest the battle against inflation is far from over, although the stability in underlying inflation provides some welcome context.

Visit peachfinance.com.au to learn more.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: [email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]/?ismsaljsauthenabled=true

29/09/2026

At its meeting today, the Board decided to increase the cash rate target by 25 basis points to 4.60 per cent.

Today’s policy decision was unanimous.

𝐑𝐞𝐚𝐝 𝐦𝐨𝐫𝐞: https://www.rba.gov.au/media-releases/2026/mr-26-27.html

Visit lydian.com.au to learn more about our financial services.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: https://lnkd.in/gSggBQEh

24/09/2026

Strong housing and business investment has helped Queensland become Australia’s top-performing state economy.

Queensland climbed to first place in CommBank’s latest State of the States rankings, ahead of South Australia, Western Australia and New South Wales.

The Sunshine State ranked among the top three nationally on five of the six measures assessed.

One of its standout results was dwelling investment, which increased 16.8% over the year – the strongest growth of any state or territory. Business investment also rose a healthy 9.0%.

CommBank economist Harry Ottley said Queensland’s rise was about “consistency rather than one single standout result”.

Visit peachfinance.com.au to learn more.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: [email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]/?ismsaljsauthenabled=true

17/09/2026

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐁𝐫𝐨𝐤𝐞𝐫 𝐍𝐞𝐰𝐬 - Construction insolvencies nearly tripled typical monthly levels in August, hitting 868 against a running average closer to 300 over the past year — with residential builders bearing the brunt, according to CreditorWatch's latest Business Risk Index.

The spike lands just as a data centre investment pipeline worth more than $150 billion to 2030 begins reshaping demand across the construction sector. New South Wales and Victoria account for roughly 91% of that future pipeline, according to CommBank estimates cited in the report, concentrating demand for land and skilled labour in the country's busiest construction markets.

𝐑𝐞𝐚𝐝 𝐌𝐨𝐫𝐞: https://ow.ly/EcC950ZOxxi

Visit peachfinance.com.au to learn more.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: [email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]/?ismsaljsauthenabled=true

10/09/2026

The deposit hurdle facing Australian property buyers has grown again.

An average-income household saving 20% of its income would now need six years to accumulate a 20% deposit on a median-priced home, according to the latest realestate.com.au Housing Affordability Report.

That compares with 5.8 years in 2024–25.

At the same time, higher interest rates have reduced how much households can borrow. A median-income household can now afford just 12% of homes sold nationally – down from 43% five years ago.

Of course, buyers don't necessarily need a 20% deposit. Depending on their circumstances, some may qualify for the Australian Government’s 5% Deposit Scheme or use a smaller deposit with lender’s mortgage insurance.

That’s why it can be worth speaking to a mortgage broker before assuming home ownership is out of reach.

Visit peachfinance.com.au to learn more.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: [email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]/?ismsaljsauthenabled=true

03/09/2026

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐁𝐫𝐨𝐤𝐞𝐫 𝐍𝐞𝐰𝐬 - Regional Australia has quietly become a $250 billion spending market, according to new CommBank iQ transaction data analysed for Boomtown, disproving long-held assumptions that the country's economic weight sits almost entirely in the capitals.

The research, covering the anonymised transactions of 17 million Australians through 2025, found regional areas account for 35% of national consumer spend and, in some categories, up to half of all spending in major states.

𝐑𝐞𝐚𝐝 𝐌𝐨𝐫𝐞: https://ow.ly/10wK50ZIwcS

Visit peachfinance.com.au to learn more.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: [email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]/?ismsaljsauthenabled=true

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