Mortgage Choice Hornsby - Utsab Bhaukaji

Mortgage Choice Hornsby - Utsab Bhaukaji Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Mortgage Choice Hornsby - Utsab Bhaukaji, Mortgage brokers, 17/75 Pacific Highway, Waitara.

Young, enthusiastic and trusted mortgage broker with over 10 years of experience in the finance industry — passionate about helping first home buyers, investors, refinancers, SMSF home loans to achieve their property goals.

12/06/2026

🏡 Another Dream Home Secured! 🔑✨

Congratulations to our First Home Buyers on securing their dream home with just a 5% deposit! 🎉

✅ Saved $25,000 in LMI
✅ Saved $25,000 in Stamp Duty
✅ Collected the keys to their new home 🏠

Helping First Time Buyers & Investors to achieve their property goals is what we do best. Congratulations and enjoy this exciting new chapter! 🙌

📞 0478 026 038 | Home Loan Assistance

11/06/2026

Great catching up with local real estate agents and builders this week. 🤝🏡

Despite the uncertainty and mixed sentiment in today’s market, people still have property goals and opportunities still exist for those who are well informed.

We had some valuable discussions around current market conditions, buyer and investor confidence and how real estate agents, builders and mortgage brokers can work together to help clients make informed decisions for long-term wealth creation.

My focus has always been simple: providing solutions, education, and guidance so clients can move forward with confidence, regardless of market conditions.

Looking forward to continuing to support our industry partners and helping more people achieve their property goals. 📈🏡


Volatile market, strong results — signing off the week on a high 🙌While budget discussions and rate hike fears are keepi...
05/06/2026

Volatile market, strong results — signing off the week on a high 🙌

While budget discussions and rate hike fears are keeping headlines busy, real buyers are still making real moves.

🏡 3 loan submissions
📈 1 investment pre-approval
🎉 2 successful settlements

Proud to support first home buyers and investors taking action with confidence.

Switching off now for a well-earned long weekend. Wishing you all a safe and relaxing break ☕🏡✨

04/06/2026

Home loan holders could be paying $100–$300 extra every month without realising it.

✔ Why reviewing your interest rate matters
✔ When to ask for a rate reduction
✔ When refinancing can save you money
✔ How small rate drops can save thousands over time

💰 Example: On a $650K loan, just a 0.20% drop could save ~$30K+ in interest.

📲 Watch it on my TikTok https://vt.tiktok.com/ZSQJeqw9C/

📩 Message me or book for 15 mins appointment if you haven’t reviewed your home loan in the last 6 months — happy to help with a free check.

Book here : https://calendly.com/utsab-bhaukaji-mortgagechoice/30min?back=1&month=2026-06

Utsab Bhaukaji




🚨 3rd Rate rise in May 2026 🤔!!!Many investors & mortgage holders are quietly feeling the pressure on cash flow.But high...
21/05/2026

🚨 3rd Rate rise in May 2026 🤔!!!

Many investors & mortgage holders are quietly feeling the pressure on cash flow.

But higher rates don’t always mean higher stress. 🏡

A smart loan review could help:
✅ Reduce monthly pressure
✅ Improve cash flow
✅ Restructure existing debt
✅ Optimise your lending strategy

Sometimes small changes make a big difference.

📩 Book your complimentary Home Loan Health Check:
Book Appointment Here
https://calendly.com/utsab-bhaukaji-mortgagechoice/30min

Disclaimer: Lending and credit eligibility criteria apply. General information only, not financial advice.

🚨 While everyone fears the market… smart investors are quietly making moves. 📈Media noise:• CGT fears• Negative gearing ...
15/05/2026

🚨 While everyone fears the market… smart investors are quietly making moves. 📈

Media noise:
• CGT fears
• Negative gearing talks
• Investor panic

Meanwhile… ✅ SMSF Formal Approval secured for our clients.

🏡 $692K Purchase
💰 $506K Loan Approved
📈 $620/week Rental Income
🔥 4.66% Rental Yield

Smart investors understand:
✔️ Wealth is built long term
✔️ Strategy beats emotion
✔️ SMSF can be a powerful retirement wealth tool

Proud to help our clients stay ahead of the market with the right strategy & guidance.

To figure out which option is best for you, ask yourself these questions:🧠 Can you handle payment surprises, or do you n...
14/05/2026

To figure out which option is best for you, ask yourself these questions:
🧠 Can you handle payment surprises, or do you need predictability?
💰 Do you have a buffer if rates rise, or is every dollar accounted for?
😴 Will rate movements stress you out, or can you ride the waves?
📈 Do you think rates are going up, down, or sideways?
We can help you decide which option is best suited to your situation.

🚨 Don’t let the 2026 Budget panic scare you out of property 👀Yes — CGT & Negative Gearing changes are creating noise rig...
13/05/2026

🚨 Don’t let the 2026 Budget panic scare you out of property 👀

Yes — CGT & Negative Gearing changes are creating noise right now…But smart buyers are focusing on STRATEGY, not headlines 🇦🇺

🏠 Australian property fundamentals still remain strong on:
✔️ Growing population demand
✔️ Limited land supply
✔️ Rising cost of living & construction
✔️ Smart use of borrowing power
✔️ Long-term wealth creation

📣 Tax rules change. Media cycles change.But quality assets in strong locations still perform long term 📈

🏠 First Home Buyers:
✅ Less investor competition
✅ More buying opportunities

📈 Investors:
✅ Focus now shifts from tax benefits → quality assets & cash flow
✅ Smart investing will always outperform panic

The noise will fade.The smart buyers will adapt 💡

📩 Want to understand how this impacts your plans or borrowing power? Let’s have a chat on 0478026038

12/05/2026

🚨 BIG Property Tax Changes Could Be Coming in Australia 🇦🇺

The May 2026 Budget may change:
❌No Negative Gearing on established properties
❌Scrap 50% CGT discount for investors

📉 Impact for Investors:
• Higher Capital Gain Tax when selling property
• No more offsetting property losses against taxable income
• Reduced borrowing capacity & cash flow
• Holding investment properties could become more expensive

🏠 Benefit for First Home Buyers:
✅ Less competition from investors
✅ Better opportunity to enter the market
✅ Potentially improved affordability in some areas

The property market isn’t crashing…
The strategy is changing 👀

📩 Message me on 0478026038 if you want to understand how this could affect your property plans.

Address

17/75 Pacific Highway
Waitara, NSW
2077

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61478026038

Website

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