Louise Best - Mortgage Broker

27/05/2026

Being self-employed shouldn’t automatically make getting a home loan harder… but a lot of people still think it does.

The reality is, lenders all assess self-employed income differently and there can be more options available than people realise.

Here are a few things worth knowing if you’re self-employed and thinking about buying, refinancing or investing

15/05/2026

Repost from my amazing team at ❤️

I’m really grateful to share that I’ve been named a finalist in Broker Daily’s Broker Innovation Awards for New Broker

It’s been an incredible first 12 months with MyFN, and I genuinely appreciate the support, guidance, and opportunities that have helped me get to this point.

A big congratulations and best of luck to all of the other nominees as well

21/04/2026

Renovate or relocate?

“Do we upgrade… or just move?”
I hear this all the time.

If your home’s starting to feel a bit tight, the answer isn’t always obvious and it’s not just an emotional decision… the numbers matter too.

From a finance point of view, both options can work. It really comes down to:
• what you can borrow
• how much equity you’ve built
• what you want long-term

Quick way to think about it:
- Renovate: You love where you live, but the space or layout needs work
- Relocate: The home or area just isn’t working for your lifestyle anymore

There’s no one-size-fits-all answer, but there is a smart way to figure it out.

If you’re stuck in the “what should we do?” phase, send me a message and I’ll help you run the numbers so you can move forward with confidence.

[email protected] / 0459 382 914

18/03/2026

RBA Alert! Cash rate just jumped again… now 4.10%!

Yep, another 0.25% hike as inflation keeps doing its thing. CPI is holding at 3.8%, and underlying inflation nudged up to 3.4%.

Australia’s economy is growing (2.6% last quarter), but flat productivity + global uncertainties (hello, Middle East) mean the RBA’s staying cautious.

For homeowners: if your loan is $500k–$1M, repayments might be $75–$150 higher per month. Time to check your home loan options, maybe there’s a better rate out there!

Next RBA decision drops 5 May. Stay tuned!

25/02/2026

Are you paying a “loyalty tax” on your home loan without realising it?

Loyalty is great in relationships.
Not so great when it comes to your mortgage.

If you’ve been with the same lender for years, there’s a chance you’re quietly paying more than new customers. It’s called loyalty tax and it can add up fast....

19/02/2026

Buying your first home in 2026? One of the biggest decisions you’ll face is apartment vs house

The right choice isn’t one-size-fits-all, it comes down to your lifestyle, budget, and long term goals.

Both options have their perks (and a few trade offs), so knowing the difference can help you buy with confidence.

Let’s break down the pros and con

17/02/2026

Buying your first home can feel out of reach with rising property prices, higher living costs and increasing rents can make saving a deposit seem like a never ending goal.

The good news? Under the First Home Guarantee, eligible first home buyers may be able to purchase a property with as little as 5% deposit, without paying Lenders Mortgage Insurance.

Less time saving. Sooner into your own home.

If you’re wondering whether you qualify, it might be worth exploring your options.
DM Qualify and let's start your property journey

29/01/2026

29/01/2026

I review a lot of home loans.
And most of them are no longer competitive.

Not because people did anything wrong, but because life changes, rates change, and lenders don’t reward loyalty.

A simple review can reveal better rates, smarter structures, and hidden opportunities.

Swipe to see what I mean →

15/01/2026

If a potato can become vodka, you can become a homeowner.

But… just like vodka, it doesn’t happen overnight.

If you’re renting now and want to buy in the next 12–24 months, here’s how to start the transformation:

1️⃣ Pay down debt + build savings
The more you reduce personal debts and boost savings, the more you boost your borrowing power. Simple, but powerful.

2️⃣ Train for your future repayments
If your future loan might be $3,000/month and your rent is $2,000/month, get used to saving the extra $1,000 now. Banks love seeing this, and it makes ownership way less scary.

3️⃣ Keep your credit squeaky clean
Pay bills on time, avoid unnecessary new credit, and keep limits sensible. Your credit file can make or break your options.

The biggest mistake? Waiting until you’re “ready” to start.

Start now, and future you gets the keys.