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21/08/2026

It's one of the most common questions we get asked.

Yes, your SMSF can purchase property. While you can't purchase residential investment properties, commercial property is still an option.

In fact, SMSFs across Australia now hold $182.7 billion in property. Business owners are increasingly buying their own premises through super, aligning rent payments with retirement goals.

The rules are strict and the structure matters. You'll need the right loan, the right trustee setup, and specialist advice to get it right.

Want to know if SMSF lending suits your situation? Let's have a chat.

16/08/2026

Saving for a deposit while renting feels like running uphill. Good news. The expanded Australian Government 5% Deposit Scheme lets eligible first home buyers purchase with as little as a 5% deposit without paying Lenders Mortgage Insurance. All four major banks now support the scheme.

Saving for a deposit while renting can feel like running uphill. The good news is the Australian Government 5% Deposit Scheme now has unlimited places and no income cap.

Eligible first home buyers may be able to purchase with a minimum 5% deposit without paying Lenders Mortgage Insurance.

And buyers are still getting into the market. More than 30,000 new owner-occupier first home buyer loans were recorded in the March quarter of 2026 alone.

Eligibility, lending criteria and property price caps apply.

Want to know if you qualify? Let's have a chat about your options.

14/08/2026

Been with the same lender for a few years? You might be paying more than you need to.

Here are some real signs it could be worth reviewing your home loan.

📌 Your rate doesn't match what new borrowers are getting. Lenders often roll out sharper pricing for new customers while existing borrowers stay on older, higher rates.

📌 Your financial situation has improved. Had a pay rise? Paid down other debts? Built more equity? You might now qualify for loan features or rates that weren't available when you first applied.

📌 Your loan is missing features you actually need. Things like offset accounts or flexible redraw facilities can make a real difference to how quickly you pay down your balance.

📌 You locked in during a different rate cycle. Markets shift. What made sense three years ago might not reflect today's lending landscape.

The comparison rate is your friend here. It accounts for fees and charges, giving you a clearer picture of the true cost.

Every situation is different though. So, chat with me (Jess). I'll help you look at your full picture and weigh up whether refinancing makes sense for your circumstances.

21/07/2026

I’m not one for the awards to be honest however when the nomination email hits it sure does feel good! Grateful as always. Now back to work 😉 🚀 💫

15/07/2026

This one is a thank you to every single one of our loyal customers. New financial year same goals. Grateful as always.

As a boutique brokerage we offer individualised customer service. Our clients choose us and Jess has over 20 years experience within the banking industry to back it up. No matter the market.
We are so very lucky to have such loyal and wonderful customers who instead of going to a big corporate bank are choosing us time and time again. The results speak for themselves.
Reach out today let’s see how we can help 📱

07/05/2026

Paying the same rate you locked in years ago? Your lender isn't going to call and offer you a better deal.

Unfortunately, that's just not the way it works.

Refinancing is basically a financial health check for your mortgage. You compare what you're paying now against what's actually available, and sometimes the gap is worth acting on.

Here's what we look at:
• Your current rate vs what lenders are offering today
• Any break costs or exit fees that might apply
• Features you're paying for but not using
• Whether your loan structure still makes sense for your situation

Some people save hundreds a month. Others find out they're already on a competitive deal. Either way, you know where you stand.

We handle the comparison, the paperwork, and the negotiation. You just need to send through some basic info and we'll show you the numbers.

Drop us a message if you want to see what's possible.

05/05/2026

The cash rate has hit 4.35%, and yes, that sound you heard was every household budget manager quietly opening a spreadsheet.

But before you start cancelling streaming services or pretending cereal is dinner, it could be worth reviewing your home loan.

A broker can help you check what you’re paying, compare suitable options, and see whether your loan still fits where you’re at.

Small changes can make a real difference.

DM me to book a home loan review. It's that simple.

27/03/2026

"Jess did a refinance for me, it was the easiest and most transparent refinance I've ever experienced. communication was incredible and honestly can not recommend her enough. I have also referred three family and friends and they all speak extremely high of the the experience the had with Jess as our broker. Nothing was hard everything was a breeze and honestly the best service I have received over any bank. Jess was professional but also so relatable and just gets things done! thank you for all your support hard work and commitment i will continue to recommend Jess to all my family and friends." – Sammy

Thank you Sam! What a wonderful review. It makes my job a pleasure with such wonderful people and the biggest compliment is sending your friends and family my way to help also. So grateful for your support as always it means so much 🙏

Got questions about home loans? Not sure where to begin or which rate is right for you? I'm here to guide you through it all. Get in touch to get started ✨

20/03/2026

When was the last time you reviewed your mortgage?

A lot can change in just 12 months: rates, income, property value, even your goals. That’s why a regular review isn’t just helpful… it’s essential.

Here’s what a quick check-in could do for you 👇
• Uncover potential savings on your repayments
• Access sharper rates or better loan features
• Help you pay off your loan sooner
• Unlock equity for renovations or investing
• Make sure your loan still fits your lifestyle

The best part? You don’t have to figure it out yourself. I can do the legwork and show you what’s possible.

Ready for a smarter setup? Let’s chat!

11/02/2026

Did you know your Self-Managed Super Fund can invest in property using borrowed funds? With the right structure and advice, SMSF lending can help you grow your retirement wealth through rental income and long-term capital growth.

It’s more complex than a standard home loan, but that’s where I come in. I'll guide you through the process and make sure everything is set up correctly from the start.

Thinking about investing through your super? Let’s chat! 📲

Address

Telephone

+61447402340

Website

http://www.pringlefinancegroup.com.au/

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