Carruthers Financial Services

14/08/2026

Another great outcome for one of our clients! 🚙

After her car was written off following a kangaroo collision, she needed a replacement quickly.

We arranged the finance while our Car Buying Service sourced and negotiated a Subaru Forester with only 9,700km — well below the 50,000–80,000km vehicles she had been finding.

More than finance. It’s about finding the right solution.

Your Future. Our Priority.

12/08/2026

We don’t believe our job ends with finding the right loan.

Helping our clients achieve their financial goals also means having conversations about protecting what matters most — their home, their family and the future they’re building.

It’s another part of the ongoing support we provide at Carruthers Financial Services.

Read the post below to learn more about why having the right protection in place is worth considering.

Your Future. Our Priority.

Whether you're buying your first home or looking to invest, it's important to consider your what-ifs.

Would you be able to keep up with your loan repayments and everyday expenses if you became seriously ill or injured?

Visit https://www.aligroup.com.au/my-protection-plan or speak with your authorised broker to learn more.

06/08/2026

🚐 Built for the Job. Financed for Growth.

Congratulations to Mr Drain Doctor on taking delivery of their new work vehicle.

For a tradie, a vehicle is more than a way to get from one job to the next. It carries the tools, materials and equipment needed to serve customers, take on more work and keep the business moving.

At Carruthers Financial Services, we understand that tradies need finance solutions that work as hard as they do.

Our role is to understand how your business operates, consider your cash flow and future plans, and recommend a finance structure that supports growth without placing unnecessary pressure on day-to-day operations.

Congratulations again to the team at Mr Drain Doctor, and thank you for trusting CFS with your vehicle finance. We wish you every success, plenty of new jobs and many safe kilometres ahead.

💡 Tradie Tip

A work vehicle isn't just an expense—it's an investment in your business.

Choosing the right finance structure can help:

✅ Preserve working capital for wages, materials and day-to-day expenses.

✅ Improve cash flow by matching repayments to your business income.

✅ Keep funds available to invest in new tools, equipment and future growth.

The right finance isn't just about buying a vehicle—it's about helping your business grow with confidence.

Finance that's built for tradies.
Building Financial Confidence.

Explore our Equipment Finance Solutions for tradies and business owners: https://www.cfsfinance.com.au/equipment-finance-solutions

14/08/2025

🏦💸 Key Interest Rate Reduction Dates Announced! 💸🏦

Following the RBA’s recent decision to lower the official cash rate by 0.25%, several key lenders on our panel have announced when the reduction will be applied for existing customers. Check out when you can expect your rate to drop:

AMP: 22 Aug (new clients) / 25 Aug (existing clients)

ANZ: 22 Aug

Apollo by LMG: Already applied!

BankFirst: 21 Aug

Bankwest: 22 Aug

CBA: 22 Aug

ING: 26 Aug

Liberty: 27 Aug

MA Money: 18 Aug

Macquarie: 15 Aug

ME Bank: 30 Aug

Mystate Bank: 28 Aug

NAB: 25 Aug

UBank: 21 Aug

Westpac / St George: 26 Aug

Important Reminder: Most lenders do not automatically reduce your repayments with a rate cut. If you’d like your repayments lowered (to put more money in your pocket), be sure to contact your lender after your new rate kicks in and request an adjustment. If you don’t, you’ll pay off your home loan even faster—win-win!

If your lender isn’t listed here, please send me a DM and I’ll check the details for you

If you have questions or need a hand, we’re here to help. Let’s make the most of these changes together! 💰✨

31/07/2024

Check out our latest article

11/06/2024

Ensuring you and your family are safeguarded is crucial, especially with a mortgage in place. Discover in this video how the appropriate protection can provide you with tranquillity.

Feel free to reach out via DM if you're interested in reviewing your mortgage or repayment plan.

This is "Ana's Claim Story" by ALI Group on Vimeo, the home for high quality videos and the people who love them.

15/05/2024

Unexpected events can happen in life. I would like you to watch this video showing a recent claim through ALI Group for the "My Protection Plan" product. Protecting your financial well-being should always be part of your plan when taking out a mortgage.

Reach out if you want to discuss personal risk protection when taking out your loan.

Send a message to learn more