Meagan Morris - Mortgage Broker

04/06/2026

On maternity leave?
Your home ownership goals may not be on hold.

19/05/2026

Why lender choice matters.....

19/05/2026

Sometimes the strongest borrowers, don't look perfect on paper!

15/05/2026

Interesting to revisit this post from August last year.

Some people believe negative gearing supports investment, housing supply and long-term wealth creation.

Others believe it contributes to affordability issues and disproportionately benefits higher-income earners.

And honestly?
There are valid arguments on both sides.

This is why economic discussions matter.

Because policy changes don’t just affect investors. They can influence:
• borrowing capacity
• rental supply
• property prices
• servicing ability
• lending policy
• and long-term financial planning

Finance is rarely black and white.
And the best decisions are usually made when emotion is removed and education is added.

Different lenders may also treat rental income, investment losses and negative gearing benefits differently within servicing calculations, which is why understanding lending policy and structure matters

If you’d like to see an educational, real-world example of how negative gearing works in actual dollar figures, and how it can impact cash flow, servicing and borrowing power, feel free to reach out.

As always, please refer to your accountant or qualified tax professional for advice relating to your personal circumstances.

14/05/2026

14/05/2026

The 2026 Federal Budget has introduced some major proposed changes for property owners, investors and future buyers.

Things I will be keeping an eye on:
🏠 First — housing supply.
The Government is continuing to push hard on increasing housing stock and supporting construction, but demand is still extremely strong across Australia. So I’ll be watching closely to see whether supply can genuinely keep up, particularly in regional and high-growth areas.

💰 Interest rates and inflation are another big one.
The Budget is clearly designed to ease inflation pressures, but we still need to see how that flows through to the economy and whether it gives the Reserve Bank more confidence around future rate cuts.

👨‍👩‍👧‍👦 Cost of living relief -
Meant to help many households in the short term — especially with energy rebates and support measures — but I’ll also be watching how ongoing affordability pressures continue to impact borrowing capacity and household spending.

🏘️ For investors, there’s still a lot of discussion around negative gearing, capital gains tax and broader property policy.
Nothing major has changed right now, but these conversations are definitely heating up, and policy uncertainty can influence investor confidence and rental supply.

I’ll also be keeping an eye on unemployment and wage growth because these directly affect lending confidence, servicing and overall market activity.

The big thing to remember is this:
budgets can influence the market, but your personal strategy should still be based on your own goals, borrowing position and long-term plans.

Let me help you understand how these changes could affect you and your future plans.

21/04/2026

If it feels like things are getting harder financially right now — you’re not alone.

After 20 years in finance, I’ve learned
it’s rarely just the loan that shapes your outcome.

It’s how you manage money.
How you respond to debt.
And the habits you repeat over time.

Yes, I’ll structure the right loan for you.
But I also want you to understand how your behaviour impacts it now and long term.

That’s why I often recommend these books:

📘 The Psychology of Money - Morgan Housel
📗 Rich Dad Poor Dad - Robert Kiyosaki

Not because I expect you to become a finance expert,
but because I’m here to help you make better decisions, not just get a loan.

Better understanding leads to better borrowing decisions, smarter refinancing, and more control over your financial direction.

24/03/2026

Experts are calling a 4% rise in living costs…
But with global pressure building, this could accelerate much faster than expected.

Don’t wait for it to hit — let’s make sure your finances are working for you, not against you.
Reach out if you want to get ahead of it.

23/03/2026

When the path feels blocked, the right guidance changes everything.

So proud to help this family move forward with confidence 🏡

17/02/2026

It is Time!