26/08/2026
WHAT IF YOUR SUPER BECAME YOUR BUSINESS LANDLORD?
Many business owners spend thousands of dollars every month renting their office, warehouse, factory or business premises.
But have you ever asked:
Could my SMSF own the commercial property my business operates from?
Subject to the SMSF rules and the right structure, an SMSF may be able to purchase eligible commercial property and lease it to a related business on commercial, arm’s-length terms.
For the right client, that could mean moving from:
Business → pays rent → external landlord
to potentially:
Business → pays market rent → your SMSF
And where borrowing is required, specialist SMSF commercial property finance may form part of the strategy.
The important part? Structure first. Property second. Finance third.
Before signing a contract, speak with your accountant and appropriately qualified SMSF advisers—and have the finance position assessed early.
At MorFin Group, we can help you understand the lending side, including borrowing capacity, deposit requirements, lender options and SMSF commercial loan structures.
📩 Thinking about buying your business premises through your SMSF? Let’s check the finance numbers before you start property hunting.
General information only. This is not financial, taxation, legal or SMSF advice. SMSF strategies and transactions are subject to eligibility, superannuation laws, lender requirements and individual circumstances. Seek advice from appropriately qualified professionals.
Contact Us
📞 02 8000 4810
✉️ [email protected]
🌐 morfingroup.com.au