E-Tab Finance & Home Loan Experts

E-Tab Finance & Home Loan Experts Financing your dreams.

Our loan services are always easier with us by doing all the work to provide the best
financial solutions according your needs by understanding your circumstances we
then discuss the loan options available from our panel which have most of the
lenders

We are providing a professional service suite all your financial needs helping you to
achieve your short and long-term financial goals. We are spec

ializing in:
+ Residential Loan
+ Commercial Property Loan
+ Asset Loan
+ Car Loan
+ Personal Loans
+ Refinancing
+ Property Investments
+ Analysis
+ .....

12/09/2024

[Obtain professional Advice] These days, brokers who assist consumers to secure finance for residential property are heavily regulated and must be…

12/09/2024

Assistance from relatives & friends

Talking to friends, family and acquaintances who have already made such an investment, or are currently considering one, can help your awareness of stumbling blocks and potential issues that you might otherwise miss.
While any issues you face may seem new, it can help to bounce these off a trusted friend or relative who has been there before.

12/09/2024

Current End of Financial Year tax special

09/09/2024

Other things to consider

An investment property purchase should not be an emotional decision. It is a business decision. If the property isn’t as clean as you would like, don’t assume that it hasn’t been maintained unless there are other clues to demonstrate that.
Cleaning and even simple maintenance tasks are things you can do yourself or have done for you that you can include in your budget.
Consider choosing a property based on whether you feel like you could live in it. While it’s still a business decision, you also have to adopt the mindset that you could be selling to an owner/occupier down the track, which could be an emotional purchase for the buyer.
If however you plan to rent the property, your decision should be based on what would appeal to the type of individual who wants to reside in the area.

09/09/2024

Collate your information

In order to apply for finance, you will need proof of your current income, employment and your assets as well as all liabilities including debts, loans, rental payment, outstanding credit card obligations and any other due payments, for example, buy now pay later commitments.
Collate these and also any paperwork that helps support your personal position.
For example, if you have been a long-term tenant, get a 12 month tenancy statement that proves your capacity to make regular repayments.
Before applying for a loan, minimize your current debt load, and if possible, reduce the limit on, or cancel any credit cards you have, as this is perceived by lenders as potential for debt.
It is strongly recommended that you have a fully assessed pre-approval before you start your search. This will allow you to know what your financial limits are so that you can make an offer when you’ve found a property you like.

07/09/2024

Collate your information In order to apply for finance, you will need proof of your current income, employment and your assets as well as all liabilities…

09/07/2024

Obtain professional Advice

These days, brokers who assist consumers to secure finance for residential property are heavily regulated and must be licensed.
They must also hold membership of the external dispute resolution scheme and must hold appropriate qualifications including maintaining continuing professional development.
The broker should also hold membership of an industry body, like the Mortgage & Finance Association of Australia (MFAA) which triggers a requirement of an additional layer of obligations through compliance with its Code of Practice.
Using the services of an accountant, financial planner, solicitor/conveyancer and property manager on your team will also assist you in coming to your decision.

09/07/2024

Obtain Professional advice

You now need to obtain professional advice. ask the broker to be significant in relation to your current financial position, that are more likely to deliver the highest return and capital increase to you over time.

If you have already discussed the investment with a licensed financial planner or investment adviser and residential real estate is considered the most appropriate in your current circumstances, you will have considered aspects including rental return, maximum capital growth and/or tax effectiveness.

Following that, unless you have cash or other investments that can be converted to cash to make your property investment, the next step is to contact a mortgage broker to help you to secure finance to enable purchase.
This will give you the opportunity to ask the broker as many questions needed to alleviate any uncertainty you may have about securing that finance.

09/07/2024

Make the commitment

A property investment must be a long term commitment in order for it to be worthwhile,
So the very first step is to ‘do the numbers’ in order to evaluate your budget, potential constraints and future financial and personal obligations including the potential impact on family members.

Consider your future as far ahead as you can,
You need to assess your ability to maintain or improve personal income as well as your commitment and ongoing financial capability to continue to service the financial impact of the investment for a minimum of five to ten years, as that’s what generally brings premium results.
You need to also make the commitment to ‘manage’ the investment – even if you outsource the day-to-day tasks involved including locating suitable tenants, collecting rents, paying relevant costs in rates and taxes as well as ensuring that the property’s repairs and maintenance are kept up to date.

[Obtain professional Advice]These days, brokers who assist consumers to secure finance for residential property are heav...
07/03/2024

[Obtain professional Advice]
These days, brokers who assist consumers to secure finance for residential property are heavily regulated and must be licensed.
They must also hold membership of the external dispute resolution scheme and must hold appropriate qualifications including maintaining continuing professional development.
The broker should also hold membership of an industry body, like the Mortgage & Finance Association of Australia (MFAA) which triggers a requirement of an additional layer of obligations through compliance with its Code of Practice.
Using the services of an accountant, financial planner, solicitor/conveyancer and property manager on your team will also assist you in coming to your decision.

Address

Suite 16/265-271 Pennant Hills Road Thornleigh
Thornleigh, NSW
2120

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+61430965007

Website

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