Prime Wealth Advice

Prime Wealth Advice Accredited Aged Care Professional
Investment, Insurance, Super, Retirement Planning, SMSF & more

28/07/2026

You ask, Felix answers. 💬

We get the same handful of questions all the time, so Felix sat down to tackle three of the most common ones in this week's video:
✓ "When should I actually start planning for retirement?"

✓ "Do I have enough?"

✓ "Isn't financial advice just for wealthy people?"

His answers might not be what you think, especially the last one.

Got a question of your own? Book in a call or ask us in the comments below. 👇

Book a free fifteen-minute call with Felix:
https://calendly.com/pwadvice/15min

This is general advice only and does not take your personal circumstances into account.

The best time to plan for aged care is before you need it.When the time comes, having the right information can make all...
23/07/2026

The best time to plan for aged care is before you need it.

When the time comes, having the right information can make all the difference for you and your family.

Join Felix from Prime Wealth Advice and Emily Lines, Director of Simplified Aged Care Solutions, for a FREE community workshop where you'll gain practical guidance on navigating the aged care system with greater confidence.

During the workshop, we'll cover:
✓ How the aged care system works
✓ The financial side of aged care
✓ Care and accommodation options
✓ Live Q&A with Felix and Emily

📅 Friday, 21 August 2026
🕙 10:00 AM – 12:00 PM
📍 Tirkanthi Kuu Room, Prospect Library

🎟️ Places are limited, so register today:
https://www.eventbrite.com/e/navigating-aged-care-what-families-need-to-know-tickets-1992612459506?aff=oddtdtcreator

Whether you're planning for yourself or supporting a loved one, this free workshop will help you make informed decisions with confidence.

21/07/2026

Here's something that surprises a lot of people: your super doesn't automatically go to whoever is named in your will. 💭

Super sits outside your estate. Where it goes is decided by your super fund, guided by the beneficiary nomination you've made, not by your will.

That catches many families off guard. And there's a second surprise:
✓ If your super goes to a dependant, like a spouse, it's generally passed on tax-free

✓ If it goes to a non-dependant, like an adult child, the taxable portion can be taxed before they receive it
For many parents hoping to leave something behind for their grown-up children, that's an unexpected outcome that a little planning can often soften.

Two things make a real difference here:
✓ Making sure your beneficiary nomination is valid and up to date

✓ Understanding how your super would be taxed in the hands of those you leave it to

These aren't easy things to think about, but getting them right is one of the kindest things you can do for your family.

If you'd like to make sure your super passes on the way you intend, book a free fifteen-minute call with Felix:
https://calendly.com/pwadvice/15min

This is general advice only and does not take your personal circumstances into account.

Scammers are more sophisticated than ever, and they're counting on you to act quickly. ⚠️Here's a sobering reality: Aust...
16/07/2026

Scammers are more sophisticated than ever, and they're counting on you to act quickly. ⚠️

Here's a sobering reality: Australians aged sixty-five and over make up around seventeen per cent of the population, but account for more than a quarter of all reported scam losses.

The good news is that a simple habit can protect you. Before you click, transfer, or share anything:
✓ STOP. Take a moment. Real organisations will never rush you.

✓ CHECK. Verify who you're dealing with using contact details you've found yourself, not the ones in the message.

✓ PROTECT. Never share passwords, banking details, or codes under pressure.

Most scams rely on urgency. The simple act of pausing is one of the most powerful tools you have.

If you've been contacted by someone claiming to manage your investments or super and something feels off, it's always worth a second opinion.

Talk it through with someone you trust. Book a free fifteen-minute call with Felix:
https://calendly.com/pwadvice/15min

This is general advice only and does not take your personal circumstances into account.

It's the conversation nobody wants to have. But it's one of the most caring things you can do for the people you love. 💙...
14/07/2026

It's the conversation nobody wants to have. But it's one of the most caring things you can do for the people you love. 💙

Most of us assume a will covers everything. And a will matters, but it only takes effect after you're gone.

What happens if you're still here, but no longer able to make decisions for yourself, whether through illness, an accident, or gradual decline?

That's where two documents become essential:
✓ An Enduring Power of Attorney, so someone you trust can manage your financial and legal affairs

✓ An Advance Care Directive, so your wishes for health and personal care are clear and someone is authorised to act on them

Without these, your family may have to apply to a tribunal just to make decisions on your behalf, often at the most stressful possible time.
The most important thing to understand is that these can only be put in place while you still have capacity, never after.
Putting them in place is a legal process, so qualified legal advice matters. A financial adviser can help you see where these fit within your broader plan.

If you'd like to understand how this fits with your overall financial picture, book a free fifteen-minute call with Felix:
https://calendly.com/pwadvice/15min

This is general advice only and does not take your personal circumstances into account.

09/07/2026

You spent your whole working life building your super. But how do you actually turn it into an income once you retire? 💭
For many people, the answer is an account-based pension.

In simple terms, it's a way of converting your super into a regular income stream you draw down over time. A few things worth knowing:
✓ Your money stays invested, so it can keep earning while you draw an income
✓ You choose how often you're paid, whether monthly, quarterly, or yearly
✓ There's a minimum amount you must withdraw each year, set by the government and based on your age
✓ It lasts as long as your balance does, so how much you draw really matters

It's one of the most common ways Australians fund their retirement, but it isn't the only option, and the right approach depends on your circumstances.

If you'd like to understand how an account-based pension could work for you, book a free fifteen-minute call with Felix:
https://calendly.com/pwadvice/15min

This is general advice only and does not take your personal circumstances into account.

Now that the financial year has closed, it's worth a quick look back at your super before the details fade. 💭A few thing...
07/07/2026

Now that the financial year has closed, it's worth a quick look back at your super before the details fade. 💭

A few things worth confirming:
✓ Did your final contributions actually reach your fund before 30 June? A transfer started late in June may not have counted until July.
✓ Did you stay within your concessional cap for the year just gone?
✓ Have you made use of any carry-forward cap space from earlier years before it expires?

And looking ahead, the new financial year brings higher contribution caps, which opens up fresh planning opportunities for the year to come.
A short review now can save a surprise at tax time later.

If you'd like help confirming your super is on track, book a free fifteen-minute call with Felix:
https://calendly.com/pwadvice/15min

This is general advice only and does not take your personal circumstances into account.

Helping a parent navigate aged care can feel overwhelming.From understanding accommodation costs and government means te...
03/07/2026

Helping a parent navigate aged care can feel overwhelming.

From understanding accommodation costs and government means testing to making important legal and financial decisions, many families aren't sure where to begin.

That's why Prime Wealth Advice is hosting a FREE community workshop designed to help you understand the aged care system before you're faced with difficult decisions.

📅 Friday, 17 July 2026
🕙 10:00 AM – 12:00 PM
📍 Little City Coworking Prospect
1/132 Prospect Road, Prospect SA 5082

During this practical session, you'll learn about:
✔️ Residential aged care costs and how RADs (accommodation bonds) work
✔️ How the means test affects aged care fees
✔️ Why Power of Attorney and Advance Care Directives matter
✔️ How financial advice can help reduce stress and avoid costly mistakes

Whether you're planning ahead or supporting an ageing parent today, this workshop will give you the confidence to make more informed decisions.

🎟️ Entry is FREE, but places are limited. Reserve your spot today:
https://www.eventbrite.com/e/navigating-aged-care-what-families-need-to-know-tickets-1992605333191?aff=oddtdtcreator

Tag a family member or friend who may find this workshop helpful.

02/07/2026

The new financial year is a quiet opportunity that most people walk straight past. 🌱
EOFY is done, the rush is over, and now is the perfect time to take stock before life gets busy again.

A simple reset doesn't have to be overwhelming. A few things worth checking:

✓ Are your super beneficiary nominations still current and intentional?
✓ Does your insurance cover still match your life today?
✓ Is your cash flow set up to support the year ahead, not just react to it?

You don't need every answer right now. You just need to start with one.
A short conversation can bring real clarity to where you stand and where you're heading.

If you'd like a fresh set of eyes on your finances this new financial year, book a free fifteen-minute call with Felix:
https://calendly.com/pwadvice/15min

This is general advice only and does not take your personal circumstances into account.

Address

1/132 Prospect Road
Thebarton, SA
5031

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61482019131

Website

Alerts

Be the first to know and let us send you an email when Prime Wealth Advice posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Prime Wealth Advice:

Shortcuts

Share

Category