Mortgage Broking

05/08/2026

So it turns out some mortgage offset accounts haven’t been working as intended, according to a recent investigation. Here’s how to check if your home loan offset account has actually been helping you save. 🔎 🏡

So it turns out some mortgage offset accounts haven’t been working as intended, according to a recent investigation. Here’s how to check if your home loan offset account has actually...

05/08/2026

📝 Bank of Mum and Dad: why a formal agreement makes sense 📝⁣
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One-in-five first home buyers rely on the support of parents or family. ⁣
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Yet more than 6-in-10 of these buyers have no written agreement in place, according to Money.com.au’s latest research.⁣
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This can potentially delay home loan approval. ⏳⁣
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That’s because lenders want to know if the financial support is a cash gift or a loan. 🤔⁣
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Bottom line, talk to us to know how to structure the support of well-meaning family members. 👇⁣
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To find out more, DM us or contact Lionel Finance on:

📞 1300-LIONEL
💻 [email protected]

02/08/2026

🏡 Why the time may be right for first home buyers 🏡⁣
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More choice, less competition and easing prices.⁣
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With many investors currently hesitant to purchase due to major tax reforms to negative gearing and capital gains tax, that's resulted in less competition for first home buyers. 👍⁣
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Even better, there are numerous first home buyer government schemes and support to tap into. 🙌⁣
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All in all, it really is shaping up as a first home buyers’ market.⁣
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Contact us to find out how you could get started. 👇⁣
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To find out more, DM us or contact Lionel Finance on:

📞 1300-LIONEL
💻 [email protected]

30/07/2026

Waiting for home prices to ‘bottom out’ before buying may seem like a smart strategy but it could work against you. Here are the risks of holding out and hoping for lower prices. ⚖️

Waiting for home prices to ‘bottom out’ before buying may seem like a smart strategy but it could work against you. Here are the risks of holding out and hoping...

29/07/2026

📈 Have you thought about becoming a property investor? 📈⁣
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You may be able to tap into the equity in your current home to get started. 🏡⁣
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And, property investors may also be able to make interest-only payments. 💡⁣
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That can be a real plus for cash flow. ⁣
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Talk to us about potentially using your home equity in lieu of a cash deposit to buy a rental property. 👇⁣
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To find out more, DM us or contact Lionel Finance on:

📞 1300-LIONEL
💻 [email protected]

26/07/2026

🏡 The big advantage of owning rather than renting 🏡⁣

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They say rent money is dead money (unless you're the one collecting it!) 😅⁣

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And while not everyone is in a position to own their own home just yet, a recent Cotality report shows there are still locations where it can be cheaper to buy an apartment than rent. 📊⁣

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In inner Melbourne, and some suburbs in Darwin and the ACT, it can be cheaper to buy, rather than rent, a unit. 🏢⁣

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There can also be minimal differences between rent and loan repayments in parts of Sydney, Adelaide and Perth. ⁣

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But home ownership isn’t just about rent versus mortgage payments. ⁣

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Home owners can also potentially benefit from property price growth, the freedom to add value through renovations, and the personal rewards of saying “I own this”. 🏠⁣

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Talk to us about jumping off the rental merry-go-round and becoming a home owner. 👇⁣

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To find out more, DM us or contact Lionel Finance on:

📞 1300-LIONEL

💻 [email protected]

23/07/2026

Things are looking up for homebuyers. New listings are on the rise, and that can mean more choice and less FOMO pressure for buyers. Here’s how the shift in today’s market could benefit your homebuying plans. 🏡

Things are looking up for homebuyers. New listings are on the rise, and that can mean more choice and less FOMO pressure for buyers. Here’s how the shift in today’s...

22/07/2026

🌏 What's the best city in Australia to raise a family 🌏⁣
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Compare the Market has ranked the best 50 cities globally to raise a family. ⁣
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Hats off to Brisbane, which topped the list, by a solid margin! 🏆⁣
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London and Auckland took out 2nd and 3rd place. 🥈🥉⁣
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Sydney made the top five, ranking fifth. 📍⁣
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Other major Australian cities like Perth ranked sixth, and Melbourne ranked seventh. 📈⁣
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But hey, we're pretty spoilt for choice here in Australia.⁣
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No matter where you’re planning to raise a family, having a home loan that suits your needs can play a key role in putting down roots. 🏡⁣
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Talk to us about a home loan that can let your family find a cosy nest. 👇⁣
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To find out more, DM us or contact Lionel Finance on:

📞 1300-LIONEL
💻 [email protected]

19/07/2026

🏘️ More Australians are looking to build wealth through property 🏘️⁣
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Two in five Aussies plan to buy an investment property in the next 12 months. 📊⁣
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That’s the finding of a recent Great Southern Bank survey. 🏦⁣
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It’s all part of a drive by Australian families to shore up their long term financial wellbeing. 💰⁣
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And property has plenty going for it: the potential for strong price growth, enticing rental yields, and possible tax savings. 🏡⁣
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Better still, home owners may be able to use their home equity in place of a cash deposit on a rental property. 💡⁣
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Talk to us about pathways to owning an investment property. It could get the ball rolling on your future wealth. 👇⁣
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To find out more, DM us or contact Lionel Finance on:

📞 1300-LIONEL
💻 [email protected]

16/07/2026

The RBA may have kept rates on hold in June, but a growing number of lenders have cut their home loan interest rates. This could be your sign to review your current loan. 🏡