Wiz Lending- James Sim

Wiz Lending- James Sim With over 13 years of experience and more than 180 reviews on RateMyAgent, James is someone you can trust for expert advice.

As a qualified accountant with a strong track record, he combines deep industry knowledge with a proven commitment to his clients. As a qualified accountant, with ten years' experience, James is the perfect person to talk to about how much you can borrow and the costs involved in purchasing a property.

05/06/2026

๐Ÿค Broker versus bot? Itโ€™s no contest ๐Ÿคโฃ
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The support of a broker eclipses anything an AI bot can dish up. Thatโ€™s the finding of Great Southern Bank research. โฃ
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Financial decisions like buying a home are longterm and complex. โฃ
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Thatโ€™s why we stay in touch every step of the way - even years after you've purchased.โฃ
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Try saying that about a bot. DM us for human help.๐Ÿ‘‡โฃ
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To find out more, DM or contact the Wiz Lending Team on:

โ˜Ž๏ธ โ€“ 0487 000 098 James Sim Senior broker/Principal
โ˜Ž๏ธ โ€“ 1300 739 911
๐Ÿ’ป โ€“ [email protected]

Know someone who would benefit from our services? wizlending.com.au/contact-us

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—ก๐—ผ๐˜ ๐—ฎ ๐—ต๐—ผ๐˜‚๐˜€๐—ถ๐—ป๐—ด โ€œ๐—ฐ๐—ฟ๐—ฎ๐˜€๐—ตโ€ โ€“ ๐—ฒ๐—ฎ๐˜€๐—ถ๐—ป๐—ด ๐—ด๐—ฟ๐—ผ๐˜„๐˜๐—ต ๐—ฎ๐—ป๐—ฑ ๐—ฝ๐—น๐—ฒ๐—ป๐˜๐˜† ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—ผ๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜๐˜‚๐—ป๐—ถ๐˜๐—ถ๐—ฒ๐˜€ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃโฃHouse price growth is slowing but expe...
03/06/2026

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—ก๐—ผ๐˜ ๐—ฎ ๐—ต๐—ผ๐˜‚๐˜€๐—ถ๐—ป๐—ด โ€œ๐—ฐ๐—ฟ๐—ฎ๐˜€๐—ตโ€ โ€“ ๐—ฒ๐—ฎ๐˜€๐—ถ๐—ป๐—ด ๐—ด๐—ฟ๐—ผ๐˜„๐˜๐—ต ๐—ฎ๐—ป๐—ฑ ๐—ฝ๐—น๐—ฒ๐—ป๐˜๐˜† ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—ผ๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜๐˜‚๐—ป๐—ถ๐˜๐—ถ๐—ฒ๐˜€ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃ
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House price growth is slowing but experts say not to expect a crash. We look at whatโ€™s changed, and why todayโ€™s market may offer good opportunities for homebuyers. ๐Ÿกโฃ
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https://wizlending.com.au/not-a-housing-crash-easing-growth-and-plenty-of-buying-opportunities/

๐Ÿก Keen to buy a home? Here's how to know you won't be stretched ๐ŸกโฃโฃOver 1-in-10 first home buyers plan to buy in the nex...
03/06/2026

๐Ÿก Keen to buy a home? Here's how to know you won't be stretched ๐Ÿกโฃ
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Over 1-in-10 first home buyers plan to buy in the next 12 months. โฃ
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And almost 1-in-3 want to buy but theyโ€™re unsure if theyโ€™re financially ready. โฃ
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So, what are the signs that show youโ€™re home-loan-ready right now? ๐Ÿ’กโฃ
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First, you usually have to have a stable job with a steady income. ๐Ÿ’ผโฃ
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Next, you'll want at least a 5% deposit. You could qualify for the 5% Deposit Scheme. โฃ
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Finally, do you feel ready to commit to a place of your own? ๐Ÿ โฃ
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Ticked all the boxes? โœ…โฃ
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Talk to us and we'll help you assess your borrowing power to see if you're ready to become a home owner. ๐Ÿ‘‡โฃ
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To find out more, DM or contact the Wiz Lending Team on:

โ˜Ž๏ธ โ€“ 1300 739 911
๐Ÿ’ป โ€“ [email protected]

Know someone who would benefit from our services? wizlending.com.au/contact-us

๐Ÿก Offset accounts surge as homeowners aim to beat rising rates ๐Ÿก โฃโฃLooking for potential ways to beat higher interest ra...
01/06/2026

๐Ÿก Offset accounts surge as homeowners aim to beat rising rates ๐Ÿก โฃ
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Looking for potential ways to beat higher interest rates?โฃ
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You're not alone. One of Australiaโ€™s big 4 banks, NAB, says they're seeing the uptake of offset accounts โ€œsurgeโ€. โฃ
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Here's how they work.โฃ
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Instead of being paid interest on the money in the linked offset account, the balance is deducted from your mortgage when loan interest is calculated. โฃ
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And thatโ€™s just the first way you can save on interest. ๐Ÿ’ฐโฃ
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Because you're paying off more of the principal each month, that allows you to chip away at your home loan balance quicker, which in turn can also help you save on interest over the long run. โฃ
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Call us to see if an offset account could be suited to your needs. ๐Ÿ‘‡โฃ
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To find out more, DM or contact the Wiz Lending Team on:

โ˜Ž๏ธ โ€“ 1300 739 911
๐Ÿ’ป โ€“ [email protected]

Know someone who would benefit from our services? wizlending.com.au/contact-us

29/05/2026

๐Ÿก How to know if you're ready to buy a home ๐Ÿกโฃ
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Almost 1-in-3 potential first home buyers want to buy, but are unsure if theyโ€™re financially ready. โฃ
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Here are 3 signs that youโ€™re potentially home-loan-ready:โฃ
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1. You have a stable job with a steady income. โฃ
2. You have at least a 5% deposit (for the 5% Deposit Scheme)โฃ
3. You're feeling ready to commit to a place of your own?โฃ
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DM us we'll help you assess your borrowing power. ๐Ÿ‘‡โฃ
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To find out more, DM or contact the Wiz Lending Team on:

โ˜Ž๏ธ โ€“ 1300 739 911
๐Ÿ’ป โ€“ [email protected]

Know someone who would benefit from our services? wizlending.com.au/contact-us

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—š๐—ฒ๐—ป ๐—ญ ๐—ฟ๐—ฎ๐—ฐ๐—ฒ๐˜€ ๐—ถ๐—ป๐˜๐—ผ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃโฃA few tweaks to a popular first home buyer scheme has driven a โ€œsurgeโ€ in ...
28/05/2026

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—š๐—ฒ๐—ป ๐—ญ ๐—ฟ๐—ฎ๐—ฐ๐—ฒ๐˜€ ๐—ถ๐—ป๐˜๐—ผ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃ
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A few tweaks to a popular first home buyer scheme has driven a โ€œsurgeโ€ in Gen Zs buying their first home. And itโ€™s not the only upside giving first home buyers a boost now. ๐Ÿš€โฃ
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https://wizlending.com.au/gen-z-races-into-the-property-market/

๐Ÿ’ฐ What is the average first home buyer deposit? ๐Ÿ’ฐโฃโฃBuying a home to live in? โฃโฃThe average home deposit is $173,000 acco...
27/05/2026

๐Ÿ’ฐ What is the average first home buyer deposit? ๐Ÿ’ฐโฃ
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Buying a home to live in? โฃ
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The average home deposit is $173,000 according to Money.com.au. ๐Ÿกโฃ
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Thatโ€™s a big chunk of cash. โฃ
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Not surprisingly, it takes first home buyers 10 years on average to save a 20% deposit, based on analysis by ANZ and CoreLogic. โฑ๏ธโฃ
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But why wait that long? ๐Ÿค”โฃ
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The 5% Deposit Scheme could help you fast track your home buying plans. โฃ
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It lets you buy with 5% deposit and avoid the cost of lenders mortgage insurance. ๐Ÿ โฃ
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Interested? Get in touch and we'll help you find out if you're eligible.๐Ÿ‘‡โฃ
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To find out more, DM or contact the Wiz Lending Team on:

โ˜Ž๏ธ โ€“ 1300 739 911
๐Ÿ’ป โ€“ [email protected]

Know someone who would benefit from our services? wizlending.com.au/contact-us

๐Ÿ“ข Why 77% of borrowers use a broker for a helping hand ๐Ÿ“ข โฃโฃNot sure if your bank is acting in your best interests when i...
25/05/2026

๐Ÿ“ข Why 77% of borrowers use a broker for a helping hand ๐Ÿ“ข โฃ
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Not sure if your bank is acting in your best interests when it comes to your home loan?โฃ
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Home buyers are increasingly seeking the expert guidance of a broker to navigate the complexity of the lending landscape and proceed with confidence, says peak broker body the MFAA.โฃ
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In fact, over the past 6 months, 97% of brokers helped their clients secure a rate saving on their loan, says the MFAA. โฃ
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Whether you're looking to buy, or want to refinance to a potentially lower rate, we'll help you find a lender and loan that genuinely fits your needs. ๐ŸŽฏโฃ
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Call us to discover the broker difference. ๐Ÿ‘‡โฃ
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To find out more, DM or contact the Wiz Lending Team on:

โ˜Ž๏ธ โ€“ 1300 739 911
๐Ÿ’ป โ€“ [email protected]

Know someone who would benefit from our services? wizlending.com.au/contact-us

22/05/2026

๐Ÿ˜ฌ Five first home buyer regrets to avoid ๐Ÿ˜ฌโฃ
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Here are the top regrets that first home buyers have about their mortgage.*โฃ
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1. Paying too much in loan fees.โฃ
2. An uncompetitive interest rate. โฃ
3. No offset or redraw features.โฃ
4. Not understanding the product.โฃ
5. Not using a broker.โฃ
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Skip the potential regrets and DM to us find a home loan that matches your needs.๐Ÿ‘‡โฃ
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To find out more, DM or contact the Wiz Lending Team on:

โ˜Ž๏ธ โ€“ 1300 739 911
๐Ÿ’ป โ€“ [email protected]

Know someone who would benefit from our services? wizlending.com.au/contact-us


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* Money.com.au research

Address

136 Marrickville Road Marrickville
Sydney, NSW
2204

Telephone

+61283194839

Website

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