Prabhu shrestha

Prabhu shrestha Mortgage broker, @ property loan advisor . No question is too small. Feel free to contact and ask anything on 0405833063 .

I am here to help you achieve your financial goals—whether you’re saving for the future, buying house , or building wealth.

🏡🎉 SETTLED! Another Successful Refinance Completed! 🎉🏡Congratulations to our clients on the successful refinance of thei...
10/06/2026

🏡🎉 SETTLED! Another Successful Refinance Completed! 🎉🏡

Congratulations to our clients on the successful refinance of their existing home loan and the release of $285,000 in equity to support their future property investment goals. 🔑🏠

Thank you for trusting me with your finance journey. I’m excited to help you with your next investment project and wish you every success ahead! 🍾✨

Thinking of refinancing, accessing equity, or investing in property? Feel free to get in touch.

📞 Prabhu Shrestha
Mortgage Broker | Sydney, NSW

🏡🔑🎉

This budget is mainly helping first home buyers and people who genuinely want to live in the property.Imagine offering $...
13/05/2026

This budget is mainly helping first home buyers and people who genuinely want to live in the property.

Imagine offering $1 million for a house, and the agent tells you an investor has offered $20k more. You feel pressured to increase your offer, whether you get the property or not.

With the new budget changes and negative gearing removed for existing properties, there will likely be fewer investors competing for the same homes. That could create fairer competition for owner-occupiers.

Not sure what the future holds, but we should take the positives and stay optimistic 👍

— Prabhu Shrestha

11/05/2026

🏡 High interest rates can also create opportunities for buyers.

With rates increasing multiple times in a row, the market has become tougher and many sellers are now more motivated to sell. In situations like this, buyers may have the chance to negotiate and secure a property at a better price.

This is why it’s important to educate yourself, speak with your broker, and learn from experienced people around you.

Sometimes, saying “no” too quickly can mean missing a great opportunity.

Every market has challenges — but every market also has opportunities for those who are prepared. 💡

If you’re thinking about buying, refinancing, or just want to understand your options in the current market, feel free to reach out.

Let’s have a conversation and find the right solution for you. 🤝

🔥 Unconditional approval in just 3 hours!One of our Sydney-based clients has just secured unconditional approval for the...
05/05/2026

🔥 Unconditional approval in just 3 hours!

One of our Sydney-based clients has just secured unconditional approval for their refinance and equity release — setting themselves up for future property investment.

A lot of people ask, “How long does loan approval take?”
The truth is, it can vary… but when everything is structured well and documents are provided on time, the process can be surprisingly fast.

Thinking of buying, refinancing, or accessing equity?
Send me a message — happy to help you get started.

RBA has increased the cash rate by 0.25%, taking it to 4.35%.What does this mean for homeowners?For an $800,000 home loa...
05/05/2026

RBA has increased the cash rate by 0.25%, taking it to 4.35%.

What does this mean for homeowners?

For an $800,000 home loan (principal & interest, 30 years), repayments could increase by roughly $120–$140 per month.

While this may not seem huge, multiple rate rises can add up quickly and put pressure on household budgets.

If you’re unsure how this impacts your situation or want to explore options, feel free to reach out.

💰 Want to increase your borrowing capacity?Small changes can make a BIG difference when applying for a home loan. Here a...
02/03/2026

💰 Want to increase your borrowing capacity?

Small changes can make a BIG difference when applying for a home loan. Here are quick tips that lenders actually look at 👇

✅ Reduce your credit card limits (banks assess the limit, not the balance)
✅ Avoid new loans or Buy Now Pay Later before applying
✅ Keep your spending stable for the last 3–6 months
✅ Pay off small personal or car loans if possible
✅ Make sure your income is consistent and well documented
✅ Check your credit report early to avoid surprises

📊 Even one of these steps can boost how much you can borrow.

Thinking of buying soon?
Message me for a free borrowing capacity check.

Thinking about where and how to make your first move into home ownership?How about catching up for a quick coffee chat ☕...
23/01/2026

Thinking about where and how to make your first move into home ownership?

How about catching up for a quick coffee chat ☕️

Remember — no question is a silly question. You can ask me anything you’re unsure about.

Looking for a broker who’s always available and easy to talk to?Let’s catch up for a quick chat or a coffee ☕️ and see h...
15/12/2025

Looking for a broker who’s always available and easy to talk to?

Let’s catch up for a quick chat or a coffee ☕️ and see how I can help you secure the right loan with confidence.

No question is a silly question — ask me anything.
📞 Call or message me on 0405 833 063 to get started.

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Sydney, NSW
2565

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