Ethan Clague - Mortgage Broker

Ethan Clague - Mortgage Broker I help Australians make better property decisions before they buy. First home buyers • Refinancing • Investment

Australia-wide | Free initial chat

10/08/2026

$1.05M in Shortland pays for itself from day one. $1.06M in North Strathfield costs you $423 a week out of pocket.

Same entry price. Same 80% LVR. Completely different outcome.

Shortland house comes with a built granny flat already tenanted. $1,180/week combined rent covers the whole mortgage.

North Strathfield apartment is brand new and beautifully finished. But no land, strata fees, and 5.44% growth doesn't build a portfolio.

One of these is an asset. The other is a lifestyle purchase.

DM me and we'll run the numbers on your own scenario.

10/08/2026

This $868k house in Wallsend is older inside.

That's exactly why I like it.

Dated kitchen and bathroom, but livable day one. $25-35k reno down the track builds instant equity.

The real story is the block. 562sqm, flat, side access. That's a clear granny flat pathway.

Sold below median in a suburb growing 10% a year, 11km from Newcastle CBD.

DM me and we'll run the numbers on your borrowing capacity.

09/08/2026

Inflation is actually one of the best things that can happen if you own property.

You borrow in today's dollars. Over time that debt gets smaller in real terms while your asset value and rent both rise.

People holding cash lose purchasing power. People holding quality assets on leverage benefit from the same environment.

Long term debt on a good property gets easier to hold over time. Inflation does a lot of the heavy lifting.

Follow if you want to understand how property actually builds wealth.

5 stars from Adriana, 24, NSW after settling her home loan.Getting the loan approved is the job. Making the whole proces...
07/08/2026

5 stars from Adriana, 24, NSW after settling her home loan.

Getting the loan approved is the job. Making the whole process feel easy and stress free is what separates a good broker from an average one.

Adriana and her husband went through every step supported. No confusion, no chasing, no unnecessary stress.

That's not a highlight. That's the standard every client should expect.

DM me and let's get your loan sorted.

06/08/2026

Maitland was the number one growth suburb in all of NSW in 2025. Most people still haven't heard of it.

15.2% growth in a year. Almost double what Sydney did.

Median house price sits at $692,500, current annual growth still running at 10.80%.

The play isn't the acreage lifestyle blocks. It's the ugly weatherboard on a quiet street with a workable block and granny flat potential.

06/08/2026

Just picked up a BMW M340i. My property made more than that in equity last year without me lifting a finger.

Beresfield NSW, bought years ago, now valued at $950k.

Averaging 9-10% growth over the last decade means roughly $85,500 a year in equity, on average.
The car cost $70k total.

Assets first, lifestyle second. That's the whole game.

DM me and we'll run the numbers on your first property.

05/08/2026

$85k salary, $25k saved, no LMI, no stamp duty. Here's what that actually buys you in 2026.

Same $450k budget. Two totally different assets.

A Blacktown unit growing barely growing.

Or an Orange house on 588sqm growing over 10%.

DM me and we'll check your borrowing capacity.

05/08/2026

$800k in 2026 buys you 84sqm of air in Westmead or 607sqm of land in Gorokan.

The Westmead unit sold $173k above suburb median, growing at 3.07% a year, taking 112 days to sell.

The Gorokan house sold below median, on a 607sqm block with granny flat potential, growing 13.29% in the last 12 months.

One of these is a lifestyle purchase. The other is an asset.

DM me and we'll run the numbers on which one fits your strategy.

04/08/2026

Your parents told you to pay off your house before investing. That advice is costing people millions.

Every extra dollar on your home loan locks equity inside a house doing nothing.

Dead money. Can't spend it, doesn't generate income, doesn't buy your next asset.

Meanwhile the people building 3, 4, 5 property portfolios aren't earning more than you. They're using their equity instead of sitting on it.

DM me and we'll work out how much usable equity you're sitting on right now.

04/08/2026

3 bedrooms, 900 square metres, $50,000. There's a catch.

It's pink, corrugated iron, sitting in the middle of the South Australian outback.

Coober Pedy. 850km from Adelaide. Regularly hits 50 degrees.

Repayments at 80% LVR work out to $55 a week. Less than most people spend on coffee.

But most banks won't touch it. No comparable sales, no rental market, no growth track record.

Cheap and good are not the same thing. Buy where people want to live, not just where it's cheap.

DM me and we'll run the numbers on something that'll actually get approved.

Address

Sydney, NSW

Telephone

+61403333614

Website

Alerts

Be the first to know and let us send you an email when Ethan Clague - Mortgage Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Ethan Clague - Mortgage Broker:

Shortcuts

Share

Category