BCB Capital

21/05/2026

One investment strategy getting harder doesn’t mean the opportunities are gone 👀 Smart investors adapt!

Ellie - Agent Chapman Real Estate

13/05/2026

Lots to unpack from last night’s Federal Budget.

With proposed changes to:
• Negative gearing
• Capital Gains Tax (CGT)
• Discretionary trusts

Swipe through for a breakdown of the proposed changes and potential flow-on effects. Here’s our initial thoughts.

Contact the team at BCB Capital to review your lending position!

05/05/2026

Another rate hike. Another hit to repayments.
The RBA has lifted the cash rate BY 0.25% to 4.35%. This is the third rise in a row.
If you’ve got a mortgage, now’s the time to understand what this means for you.
Reach out for a quick review to see how this impacts you, it’s not set and forget.

17/03/2026

RBA RAISES CASH RATE BY 0.25% TO 4.1% - 17th March 2026

This one was close, a split decision.
4 members voted to hold, 5 voted to increase.

That tells you everything, we are in a very uncertain environment right now.

And it’s not just interest rates driving this.

There’s pressure coming from all angles:
• Fuel prices up
• Groceries still high
• Insurance costs continuing to rise
• Rent & housing staying tight
• Increased government spending adding to inflation pressure
• Ongoing global uncertainty

For many households, this one will be felt.

Higher repayments + higher living costs = tighter cash flow

If you’re feeling it, you’re not alone.

This is why reviewing your loan and structure matters more than ever:
• Making sure you’re not paying more than you need to
• Ensuring your setup is working for your situation
• Getting ahead of further changes, not reacting to them

This isn’t a “set and forget” market.

If you want a clear view of where you stand or what options you have, please reach out to the team, we are happy to help.

08/03/2026

Happy International Women’s Day. Celebrating the women who continue to build careers, support families, and shape the future around them.

“Mum, can we play working mums?” my toddler asked recently.

In the moment I felt a little sad. I never refer to myself as a working mum and my first thought was that my almost two year old had already experienced life with their solo parent balancing work and motherhood.

After I sent this photo to my parents they asked, “Why are you sad? You should be proud.”

And that made me stop and think.

Maybe my perception of myself as a working woman and a mother has been shaped by the less favourable parts of our world.
Maybe it was shaped by the person who once told me my career would fail if I chose to become a mum.
Maybe it was shaped by the expectations many women still face when balancing a career and motherhood.
Maybe it was shaped by social media constantly showing the “perfect mum” narrative.

But with a shift in perspective I realised something.

My toddler is lucky enough to grow up watching a woman building a career. A woman working hard, chasing goals and still creating a childhood full of love and joy.

So the next time you doubt yourself, stumble or feel defeated, take a moment to shift your perspective and remember just how far you have come.

To all the women, mums and everyone in between, keep showing up, keep breaking moulds and keep rewriting what strength looks like to you.

Happy International Women’s Day this Sunday.

20/02/2026

Rates move. Policies change. Discounts expire.
If your loan hasn’t been reviewed in the last year, it’s time to reassess.

Most people walk into their bank thinking they’re getting advice.

They’re getting one institution.

One product range.
One borrowing assessment.
One credit policy.

Different lenders assess income differently.
Different lenders calculate borrowing power differently.

If you’ve only spoken to your bank, you’ve only seen one option.

Comment REVIEW or send us a message.

03/02/2026

The RBA has lifted the cash rate by 0.25%, taking it to 3.85%.

If you want to understand how this impacts your repayments or check whether your current loan is still competitive, now is the time to review it.

A short conversation can give you clarity and, in many cases, uncover better options.

Speak to the team at BCB Capital today.

24/12/2025

Another year done and dusted.

From all of us at BCB Capital, we want to wish you and your families a safe, happy and relaxing Christmas.

Thank you for your support, trust and partnership throughout the year. It means a lot!

Enjoy the break and we look forward to helping you in the new year. 🎄✨

10/12/2025

Hey Homeowners! Now’s the time to pay attention.

Three straight months of rate holds from the RBA, and no cuts on the horizon. Banks are moving first by raising fixed rates.

At BCB Capital a home loan review is quick, FREE, and could save you real money.
Call or message us today, we will guide you through your best options.

30/10/2025

At BCB Capital, we help clients explore Self-Managed Super Fund (SMSF) lending options and make the process simple from start to finish.

Take control of your financial future! Enquire today and see what’s possible with your SMSF.