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With Pocket We run businesses. We insure businesses. That's why we actually get it. Plain English. Real humans. No BS.

Most business owners are either paying for cover they'll never claim, or missing the one that would actually hurt to be ...
13/10/2026

Most business owners are either paying for cover they'll never claim, or missing the one that would actually hurt to be without. Sometimes both.

The problem isn't awareness… "business insurance" gets sold as one thing, when it's really about a dozen separate covers, and the right handful for a consultant looks nothing like a café's or a tradie's.

Swipe through for the summary 👉
The full guide is here - https://withpocket.com.au/insights/what-business-insurance-do-i-need-australia/
All 12 covers in plain English, with a simple test for which ones apply to you.

Save this for when you're sorting your cover. General info only, not advice.

small business Australia, Aus business, business insurance, sole trader, small biz aus, insurance tips

09/10/2026

“I’ve got business insurance” isn’t really a thing. There’s no single policy called that — there are ~12 separate covers, and most businesses only need a few of them.

The trick is knowing which few. Comment MY POCKET and we’ll DM you the guide that walks through all of them with a simple “do you need this?” test.

General info only, not advice.

business insurance, small business australia, aus business, sole trader, small biz aus

22/09/2026

A $2,000 job can land in a $30,000 claim? 🥴🫨

Here’s what devs miss: if there’s bug in anything you shipped and it costed the client any kind of money, they might want to come after you. Not just for what they paid… they come after what it cost them which is usually a lot more.

There’s a catch. A standard PI policy which most freelancers get, often excludes this kind of tech failure. So you can keep paying for cover that doesn’t actually respond when you’re counting on it.

Here’s where IT liability works. It’s meant for people who write code. We made a guide explaining it all.

Comment “guide” and we’ll DM it to you.

General info and not advice.
Software developer, freelance developer, Dev life, web developer, aus devs, tech freelancer

17/09/2026

“What business insurance do I actually need?” That’s probably the most common question we get and the honest answer is: fewer than you think. But it’s not easy to guess.
There’s no universal checklist. Comment “my pocket” and we’ll DM you the easy-to-understand guide. All 12 covers explained, who each is for, and a “do you need it” prompt.

General info only, not advice.
Small business Australia, Aussie business, business insurance

"I've got insurance" and "I've got the right insurance" are two different sentences for a tech business. 💻Most standard ...
30/08/2026

"I've got insurance" and "I've got the right insurance" are two different sentences for a tech business. 💻

Most standard PI policies quietly exclude the things a software business is most likely to be claimed for — a bug that costs a client money, a data breach, an IP dispute over your code.

What you actually want is ICT / IT Liability.

And the confusing part — cyber cover — often isn't automatically included.

An easy-to-understand guide is available in our "guides" highlights. Worth 9 minutes if you build software.

General info only, not advice
tech startup, SaaS, startup Australia, tech founder, software development, aus startups, startup life, dev life, startup insurance

Building software or running a SaaS? Your standard insurance might exclude your most likely claims — bugs, breaches, IP ...
30/08/2026

Building software or running a SaaS? Your standard insurance might exclude your most likely claims — bugs, breaches, IP disputes. Here's the plain-English guide to what tech businesses actually need (and what sits separately). 👉 https://withpocket.com.au/insights/ict-saas-insurance-guide/

20/08/2026

We posted about vacant land insurance and the comments were brutal. 😅

"Scare tactics." "Money for nothing." Fair enough if it sounds like a scam and if you think trespassers can't sue you. But that's the exact bit most people get wrong. Here's what Australian law actually says 👇
https://withpocket.com.au/insights/vacant-land-liability-insurance-australia/
General information only, not personal advice.

"It's just an empty block — why would I insure it?" It's the most common thing we hear about vacant land insurance. Here...
19/08/2026

"It's just an empty block — why would I insure it?"
It's the most common thing we hear about vacant land insurance. Here's the uncomfortable truth: an empty block isn't low-risk, it's unmanaged — and that's exactly where liability comes from.

If someone's injured on your vacant land, "I wasn't using it" won't protect you. Australian law holds landowners responsible even for trespassers, in some circumstances.

The full explainer (including the actual case law) is on our blog 👉 https://withpocket.com.au/insights/vacant-land-liability-insurance-australia/

"I know I should sort out cyber security, I just don't know where to start." If that's you, you're most small businesses...
13/08/2026

"I know I should sort out cyber security, I just don't know where to start." If that's you, you're most small businesses.
Australia's cyber security agency has a framework for exactly this — the Essential Eight. We translated it into plain English and put the 8 controls in the order that actually matters, starting with the free ones.
Full guide 👉 https://withpocket.com.au/insights/essential-eight-small-business-australia/
General information only, not personal or IT security advice.

06/08/2026

Yes, you don’t need an IT team for this. The most effective cyber security fix for your business is free.

It’s 2FA. It’s the second code when you log in. Most businesses get hacked because someone got their password. 2FA means the password alone isn’t enough.

Turn it on for your email first. Shouldn’t take more than 10 minutes and it costs $0. Checklist coming soon.

Small business Australia, AU biz, cyber security, small business tips, cyber awareness, SME security

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