Wattle Finance

Wattle Finance At Wattle Finance we’re passionate about finding the best lending solution for our client’s

​Wattle Finance Pty Ltd (Credit Representative 535019) is authorised under Australian Credit Licence 389328.

Great to help this client purchase a few investment properties. Property can be a great vehicle for building long-term w...
11/05/2026

Great to help this client purchase a few investment properties. Property can be a great vehicle for building long-term wealth, and we love helping people create strategies to achieve their property goals.

If you’re looking to buy your first investment property or want to review your existing portfolio, reach out for a chat.

📩 [email protected] or DM us

As we approach the end of the financial year, it’s a great time for businesses to consider upgrading their equipment. Th...
06/05/2026

As we approach the end of the financial year, it’s a great time for businesses to consider upgrading their equipment. This not only helps to increase productivity and efficiency but can also provide tax benefits.

Whether you’re looking to purchase new machinery, vehicles, or other types of equipment, we can help you find a solution that meets your budget and requirements.

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The RBA has raised the cash rate by 0.25% to 4.35% - the third hike of 2026. Annual headline inflation accelerated sharp...
05/05/2026

The RBA has raised the cash rate by 0.25% to 4.35% - the third hike of 2026.

Annual headline inflation accelerated sharply to 4.6% in the 12 months to March, a significant jump from 3.7% in February.

Underlying inflation, which the RBA prioritises when making decisions about the cash rate, remained steady at 3.3% but still above the target band of 2 to 3%.

Looking ahead, attention is turning to the Federal Budget on 12 May, where potential changes to capital gains tax and negative gearing could affect property investors. There’s also growing speculation we could see further rate rises in the coming months, with the next RBA decision scheduled for 16 June.

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With rates rising, more of our clients are reviewing their loans. Why refinance?• Get a sharper rate• Lower repayments• ...
30/04/2026

With rates rising, more of our clients are reviewing their loans.

Why refinance?

• Get a sharper rate
• Lower repayments
• Access equity (reno, invest, consolidate debt)
• Improve features (offset, redraw)
• Change loan structure

How it works:

1. Set your goals
2. Get docs ready
3. Compare lenders
4. Apply
5. Approval + sign
6. Settle & save

Is now the right time? Depends on your situation - but it’s worth a review!

📩 [email protected] or DM us

23/04/2026

As we approach the end of the financial year, we’re helping businesses get their finance in place for new equipment.

If you’re planning to upgrade or purchase equipment for your business, get in touch with us to start the process.

📩 [email protected] or DM us

Great to help this client secure their first home. We assisted them with a pre-approval so they could begin their proper...
21/04/2026

Great to help this client secure their first home. We assisted them with a pre-approval so they could begin their property search with confidence!

We helped them access the 5% deposit scheme along with a stamp duty waiver. This allowed them to enter the market with just a 5% deposit.

We specialise in helping first home buyers so reach out if you’d like to work with us.

📩 [email protected] or DM us

An overdraft can be a useful tool, but it’s not something to set up “just in case” without a clear purpose. It’s typical...
19/04/2026

An overdraft can be a useful tool, but it’s not something to set up “just in case” without a clear purpose. It’s typically used in situations like:

1. Cash flow gaps: If your business has timing mismatches, such as paying suppliers weekly while customers take 30–60 days to pay an overdraft can help smooth out those gaps and maintain liquidity.

2. Seasonal or cyclical income: For businesses with uneven revenue (e.g. retail, construction, hospitality), an overdraft can help cover quieter periods and be repaid during peak months.

3. Unexpected short-term expenses: Costs like equipment repairs, urgent stock purchases, or one off bills can be managed without disrupting your day to day cash flow.

4. Early-stage or growing businesses: When you’re reinvesting heavily into stock, staff, or marketing, an overdraft can provide flexibility without locking you into a fixed loan.

5. Protecting your credit and relationships: Having an overdraft in place can help avoid dishonours, late payments, and strain on supplier relationships.

If your business is experiencing any of the above, feel free to reach out and we can talk through your options.

📩 [email protected] or DM us

With the market continuing to shift, including changes to interest rates and lending conditions, it may be a good opport...
14/04/2026

With the market continuing to shift, including changes to interest rates and lending conditions, it may be a good opportunity for you to check in on your home loan and make sure it’s still working as it should.

Depending on circumstances, a review may help you understand:

• How your current rate compares to what’s available
• Whether your loan still suits your needs
• What other structures or features may exist

As many lending options are subject to approval and lender criteria, it’s important to consider any costs, fees, and implications before making changes.

If you’d like us to walk you through what a review could look like, we’re here to help.

📩 [email protected] or DM us

Happy to help this first home buyer get onto the property ladder. If buying property is your goal, get in touch and we w...
09/04/2026

Happy to help this first home buyer get onto the property ladder. If buying property is your goal, get in touch and we will help you to understand what’s possible.

📩 [email protected] or DM us

There’s a lot to navigate: borrowing power, lenders, government schemes, paperwork… it’s easy to feel stuck before you e...
31/03/2026

There’s a lot to navigate: borrowing power, lenders, government schemes, paperwork… it’s easy to feel stuck before you even start.

Here’s what we help with:

• Understand your real borrowing power
• Get guidance on grants and schemes you may be eligible for
• Compare loan options across multiple lenders
• Support from pre-approval right through to settlement

You don’t have to figure it all out alone, we’ll guide you every step of the way so you can focus on finding the right home.

Let’s chat and get you started.

📩 [email protected] or DM us

It’s always a great outcome helping returning clients secure their next property. If you’re looking to work with a broke...
24/03/2026

It’s always a great outcome helping returning clients secure their next property. If you’re looking to work with a broker, we would love to help.

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Address

Sydney, NSW
2000

Opening Hours

Monday 9am - 5pm

Telephone

+61401525019

Website

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