Wattle Finance

Wattle Finance At Wattle Finance we’re passionate about finding the best lending solution for our client’s

​Wattle Finance Pty Ltd (Credit Representative 535019) is authorised under Australian Credit Licence 389328.

Great to help this returning customer. We love building long term relationships and being there for our clients througho...
09/06/2026

Great to help this returning customer. We love building long term relationships and being there for our clients throughout every stage of their property journey!

If you’re looking to partner with a mortgage broker who focuses on personalised service and long term support, we’re currently welcoming new clients. Reach out for a chat.

📩 [email protected] or DM us

Buying your first home can seem overwhelming and unattainable, but it doesn’t have to be. Getting into the property mark...
03/06/2026

Buying your first home can seem overwhelming and unattainable, but it doesn’t have to be.

Getting into the property market is often more achievable than people realise when you know where to start.

Swipe through for our honest take on preparing to buy your first home!

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If you’re thinking of buying a property or refinancing, here’s the process we take to guide you from your initial enquir...
28/05/2026

If you’re thinking of buying a property or refinancing, here’s the process we take to guide you from your initial enquiry right through to settlement.

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The Federal Budget was handed down on the 12th of May. Here’s what matters most if you own property, are looking to buy,...
26/05/2026

The Federal Budget was handed down on the 12th of May. Here’s what matters most if you own property, are looking to buy, or run your own business.

1. Negative gearing on established properties will no longer be deductible against your regular income. New builds will remain exempt and will continue to attract the existing 50% capital gains tax discount. Properties held before the announcement (7:30pm AEST, 12 May 2026) will be exempt from the negative gearing changes.

2. Capital gains tax (CGT) treatment will also move to an inflation adjusted model with a 30% minimum tax rate. The CGT reforms will only apply to gains accruing after 1 July 2027.

If you have questions about what this means for your situation, it’s worth speaking to your accountant or financial adviser.

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To access the scheme, you need to meet eligibility criteria, including: - Australian citizen or permanent resident, at l...
24/05/2026

To access the scheme, you need to meet eligibility criteria, including:

- Australian citizen or permanent resident, at least 18 years old
- Saved a minimum deposit of 5%
- Be a first home buyer or have not owned a property or land in Australia in the last 10 years
- Buying a home in Australia priced at or below the location’s price cap
- Planning to live in the home as an owner-occupier (no investment properties)
- Applying for an owner-occupier home loan with Principal and Interest repayments from a Participating Lender, up to 30 years (plus up to three years to build a new home)
- Applying on your own or jointly with one other person (partner, friend, or family member).

You must also meet your participating lender’s credit policy and loan approval criteria. Even if you are eligible for the Scheme, you may not get a home loan if you do not meet the lending requirements of your Participating Lender.

Reach out to learn more.

📩 [email protected] or DM us

Great to help this client purchase a few investment properties. Property can be a great vehicle for building long-term w...
11/05/2026

Great to help this client purchase a few investment properties. Property can be a great vehicle for building long-term wealth, and we love helping people create strategies to achieve their property goals.

If you’re looking to buy your first investment property or want to review your existing portfolio, reach out for a chat.

📩 [email protected] or DM us

As we approach the end of the financial year, it’s a great time for businesses to consider upgrading their equipment. Th...
06/05/2026

As we approach the end of the financial year, it’s a great time for businesses to consider upgrading their equipment. This not only helps to increase productivity and efficiency but can also provide tax benefits.

Whether you’re looking to purchase new machinery, vehicles, or other types of equipment, we can help you find a solution that meets your budget and requirements.

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The RBA has raised the cash rate by 0.25% to 4.35% - the third hike of 2026. Annual headline inflation accelerated sharp...
05/05/2026

The RBA has raised the cash rate by 0.25% to 4.35% - the third hike of 2026.

Annual headline inflation accelerated sharply to 4.6% in the 12 months to March, a significant jump from 3.7% in February.

Underlying inflation, which the RBA prioritises when making decisions about the cash rate, remained steady at 3.3% but still above the target band of 2 to 3%.

Looking ahead, attention is turning to the Federal Budget on 12 May, where potential changes to capital gains tax and negative gearing could affect property investors. There’s also growing speculation we could see further rate rises in the coming months, with the next RBA decision scheduled for 16 June.

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With rates rising, more of our clients are reviewing their loans. Why refinance?• Get a sharper rate• Lower repayments• ...
30/04/2026

With rates rising, more of our clients are reviewing their loans.

Why refinance?

• Get a sharper rate
• Lower repayments
• Access equity (reno, invest, consolidate debt)
• Improve features (offset, redraw)
• Change loan structure

How it works:

1. Set your goals
2. Get docs ready
3. Compare lenders
4. Apply
5. Approval + sign
6. Settle & save

Is now the right time? Depends on your situation - but it’s worth a review!

📩 [email protected] or DM us

23/04/2026

As we approach the end of the financial year, we’re helping businesses get their finance in place for new equipment.

If you’re planning to upgrade or purchase equipment for your business, get in touch with us to start the process.

📩 [email protected] or DM us

Address

Sydney, NSW
2000

Opening Hours

Monday 9am - 5pm

Telephone

+61401525019

Website

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