BetterLend Home Loans

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BetterLend Home Loans

Follow us for the latest home loan information! At BetterLend we are here to get you the best home loan rates to suit your circumstances.

Our team of specialists will compare home loan rates from over 30+ lenders to find the one perfect for you.

30/12/2024

🤔 What’s your New Year’s resolution for 2025? 🤔⁣⁣
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Here are some financial resolution ideas to help get you started:⁣⁣
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✅ Contact us for a home loan health check⁣⁣
❌ Cut back on unnecessary expenses⁣
💰 Build up a savings fund to perhaps invest in property, shares or ETFs⁣
💳 Tackle any lingering credit card debt⁣
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Whatever you decide, we're wishing you a successful, prosperous, and enjoyable 2025! 🥳⁣⁣⁣⁣
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To find out more, contact BetterLend Home Loans on:
📧 – [email protected]
💻 – www.betterlend.com.au

25/12/2024

🎅🏽 Ho, ho, ho! Merry Christmas! 🎅🏽 ⁣
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Wishing you and your loved ones a wonderful day full of joy, love, and laughter. May this holiday season bring you warmth and happiness! 🎄✨⁣
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From the team @ BetterLend Home Loans

23/12/2024

🎄Season's greetings and happy holidays! ⛱⁣
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Thank you for all your support throughout 2024! Wishing you a wonderful Christmas and New Years holiday break 🙌⁣⁣
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We hope we helped make your mortgage and finances a little easier to stay on top of throughout the year! 😁⁣⁣
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Here's hoping for a few rate cuts in 2025! 😅⁣⁣
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From the team @ BetterLend Home Loans

18/12/2024

🙌 Why Aussies return to their broker - again and again 🙌⁣
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Close to 9 out of 10 Australians say they trust their mortgage broker, according to Agile Market Intelligence research.⁣
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In fact, borrowers are almost twice as likely to ‘completely trust’ their broker compared to lenders that home buyers deal with directly.⁣
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Here's what we could help you with during your next home purchase:⁣
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✅ Understanding your borrowing power⁣
✅ Providing you with valuable support and guidance⁣
✅ Streamline the finance process⁣
✅ Understanding affordability, savings and deposit options, and⁣
✅ Settling on your property.⁣
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Contact us today for help buying your first, second or third home. 👇⁣
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To find out more, contact BetterLend Home Loans on:
📧 – [email protected]
💻 – www.betterlend.com.au

16/12/2024

🏠 How much has your home’s value risen by? 🏠⁣
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CoreLogic found that homes purchased in the below years have increased by the below percentage on average: ⁣
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1995: 437%⁣
2000: 308%⁣
2005: 148%⁣
2010: 94%⁣
2015: 57%⁣
2020: 34%⁣
2023: 4%⁣
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Now, 1995 might seem like a long time ago - but it's less than the timeframe of a typical 30-year mortgage. 😮⁣
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Contact us today to begin your property journey. 👇⁣
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To find out more, contact BetterLend Home Loans on:
📧 – [email protected]
💻 – www.betterlend.com.au

11/12/2024

🏡 The home loan feature 70% of borrowers want 🏡⁣
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Seven out of ten borrowers are opting for a home loan offset account, according to a recent NAB report.⁣
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An offset account can let you put spare cash to work by paying down your home loan sooner.⁣
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How much could your interest payments be reduced by with an offset? 🤔⁣
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Let's say you have $20,000 in your offset account over the life of a 30-year, $400,000 home loan (with an interest rate of 6%).⁣
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You could save more than $87,000 in interest, and reduce your loan term by more than three years, according to Macquarie Bank.⁣
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Contact us to find out if a home loan offset account could be right for you. 👇⁣
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To find out more, contact BetterLend Home Loans on:
📧 – [email protected]
💻 – www.betterlend.com.au

09/12/2024

🤔 What’s the deal with negative gearing? 🤔⁣
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Negative gearing was back in the headlines again recently but what’s it all about?⁣
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‘Gearing’ simply means borrowing to invest. 🏡⁣
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‘Negative gearing’ is where the costs of owning the property, such as loan interest, council rates, insurance and so on, exceed the rental income the property generates.⁣
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The investor then claims a loss on the property via their tax return (even though the property’s value, aka capital gains, might have increased during that period).⁣
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The advantage of negative gearing is that this loss can be offset against other income including your regular wage or salary. ⁣
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The end result is the potential to save on your annual tax bill. 📉⁣
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Interested in finding out more about buying an investment property?⁣
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Talk to us about an investment loan to help get you started. 👇⁣
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To find out more, contact BetterLend Home Loans on:
📧 – [email protected]
💻 – www.betterlend.com.au

04/12/2024

🏡 Struggling to buy your first home? 🏡⁣
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Did you know 1-in-3 first home buyers get government support to buy their first home? (Housing Australia stats).⁣
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They're supported by the federal government’s Home Guarantee Scheme (HGS) - which allows first home buyers to purchase a home with just a 5% deposit and not pay lenders mortgage insurance (LMI).⁣
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Last financial year, the scheme helped more than 40,000 first home owners enjoy a place of their own.⁣
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Contact us today to find out if you’re eligible for the scheme to get started with a 5% deposit. 👇⁣
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To find out more, contact BetterLend Home Loans on:
📧 – [email protected]
💻 – www.betterlend.com.au

02/12/2024

🤔 Fixed rates are down. Will variable be next? 🤔⁣
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A number of lenders recently cut their fixed rates - by more than half a percent in some cases, according to Mozo.⁣
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Why does that matter?⁣
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Fixed rates can signal where lenders see interest rates are heading. 📉⁣
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Already, our big banks are expecting rate cuts between now and mid-2025.⁣
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And right now though, some lenders' fixed rate home loans are lower than their variable rate options.⁣
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Not comfortable fully locking in your home loan rate? 😅⁣
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Talk to us about splitting between fixed and variable rates - it can give you the benefits of both.⁣
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To find out more, contact BetterLend Home Loans on:
📧 – [email protected]
💻 – www.betterlend.com.au

27/11/2024

🏡 Can’t afford to buy in your preferred area? 🏡⁣
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It could be time to consider a ‘dupe’ suburb.⁣
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These are locations close to more expensive areas that let you enjoy the same lifestyle without the high price tag. 👍⁣
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Even better, gentrification tends to spread. ⁣
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So today’s dupe could be tomorrow’s property hotspot. 🙌⁣
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How to pick a dupe?⁣
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Look for postcodes close to suburbs that have seen big gains in house prices or recent development. ⁣
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Better yet, PropTrack has a handy interactive property price tool that reveals the most expensive and affordable pockets in each suburb across the country.⁣
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DM or contact us and we'll send you a direct link to it. 👇⁣
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To find out more, contact BetterLend Home Loans on:
📧 – [email protected]
💻 – www.betterlend.com.au

25/11/2024

🙌 4 ways to save up a deposit sooner 🙌⁣
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It takes 5.6 years on average to save a 20% deposit, according to recent PropTrack data.⁣
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But why wait that long if you don't need to? Here are 4 ways you could save up a deposit sooner.⁣
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✅ Pay LMI: some lenders accept a 5% deposit if you pay lenders mortgage insurance (LMI).⁣
✅ Get a guarantor: can a close relative guarantee your loan? It could let you buy with a 5% deposit and no LMI.⁣
✅ The First Home Guarantee scheme: the government guarantees your loan, so you can buy with a 5% deposit and zero LMI.⁣
✅ Use your super account: fast-track your savings by making use of the First Home Super Saver Scheme.⁣
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Call us to know which pathway could work for you. 👇⁣
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To find out more, contact BetterLend Home Loans on:
📧 – [email protected]
💻 – www.betterlend.com.au

20/11/2024

🤳 TikTok vs talking to your broker 🤳⁣
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TikTok and Instagram Reels are fun, fast and free.⁣
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But if you’re looking for help with your home loan it's important not to just take information you discover during a random scroll as gospel.⁣
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Try to stick with posts from a licensed Australian mortgage broker. 👍⁣
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We have strict rules to follow on social media.⁣
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But you obviously can't control what's fed to you by the algorithms. ⁣
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So if you do come across financial content created by people based outside Australia, just know that in many countries the rules are far less rigid, different, or non-existent at all.⁣
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If you're ever in doubt about what you've seen, pick up the phone and give us a call.⁣
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Sure, we’d (probably) lose in a dance-off against your average TikTok creator. 😅⁣
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But we can provide you with home loan information tailored to your situation. 👇⁣
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To find out more, contact BetterLend Home Loans on:
📧 – [email protected]
💻 – www.betterlend.com.au

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Sydney, NSW

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http://www.betterlend.com.au/

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