Lauren Ferry Mortgage Broker

17/09/2024

𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰? Since 2018, Nectar Mortgages has proudly partnered with the 𝐂𝐡𝐢𝐥𝐝𝐫𝐞𝐧’𝐬 𝐂𝐚𝐧𝐜𝐞𝐫 𝐈𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐞 𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚 (𝐂𝐂𝐈𝐀)🤗 .
Through local fundraisers and events, we’ve raised over $200,000 for this fabulous organisation. CCIA is Australia's🐨only independent medical research institute solely dedicated to curing childhood cancer. Their mission? To keep going until they can cure all children of cancer💪 .
If you’d like more information or to donate, click the link below: https://www.ccia.org.au/event/nectar-mortgages-fundraising-2024/donate

09/09/2024

𝐖𝐡𝐚𝐭'𝐬 𝐲𝐨𝐮𝐫 𝐜𝐫𝐞𝐝𝐢𝐭 𝐬𝐜𝐨𝐫𝐞? 🥅
When applying for a loan, one of the first things many lenders check is your credit score, also known as your credit rating. 📊 Think of it as your financial reputation in a number! The higher your score, 📈 the better your chances of getting that loan approved. 🎉
Want to know more? Read on 👇 or reach out if you need help understanding your credit score or are ready to apply for a home loan. 🏡

When you apply for a loan, one of the first things a lender looks at is your credit score. But what is a credit score?

29/08/2024

𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐬𝐨𝐦𝐞 𝐃𝐈𝐘 𝐭𝐡𝐢𝐬 𝐰𝐞𝐞𝐤𝐞𝐧𝐝?
We have some fantastic home improvement hacks🔨 designed to help add value to your home while saving you time and money💵 We've got your back with project planning tips, savvy material-saving ideas, focus zones, and areas to steer clear of😟! Don't delay, read on👇 and have a fantastic and productive weekend🛠️🏠

Renovating your home is not a cheap endeavour, but these cost-saving tips could help you achieve great results without breaking the bank!

29/08/2024

𝐂𝐚𝐥𝐜𝐮𝐥𝐚𝐭𝐞 𝐲𝐨𝐮𝐫 𝐞𝐪𝐮𝐢𝐭𝐲! 📲
A huge benefit of owning a home🏠 is increasing the equity in your property every time you make a mortgage payment😀Over time, the equity you build can create opportunities to grow your wealth👍
Discover how much equity you have💵 with our handy 𝐞𝐪𝐮𝐢𝐭𝐲 𝐜𝐚𝐥𝐜𝐮𝐥𝐚𝐭𝐨𝐫👇

Our home equity calculator estimates how much equity you could use as a deposit towards your next house purchase or investment property.

28/08/2024

𝐀𝐭𝐭𝐞𝐧𝐭𝐢𝐨𝐧 𝐅𝐢𝐫𝐬𝐭 𝐇𝐨𝐦𝐞 𝐁𝐮𝐲𝐞𝐫𝐬!🏠
Are you aware of all the incentives available to help you into your first home?
Here’s a list 📝 of Government Schemes and Incentives currently available to first-home buyers:
𝐍𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐈𝐧𝐢𝐭𝐢𝐚𝐭𝐢𝐯𝐞𝐬:
• First Home Guarantee
• First Home Super Saver Scheme
• Family Home Guarantee
• Regional First Home Buyer Support Scheme
• Help to Buy Scheme
𝐒𝐭𝐚𝐭𝐞-𝐒𝐩𝐞𝐜𝐢𝐟𝐢𝐜 𝐆𝐫𝐚𝐧𝐭𝐬 𝐚𝐧𝐝 𝐒𝐜𝐡𝐞𝐦𝐞𝐬:
• The First Home Owner Grant (FHOG) – varies by state
• One-off transfer duty (stamp duty) concessions
Please contact me📲 to discuss your options and determine your eligibility. Or for more information, read on👇

We help you apply for First Home Buyer Grants, the First Home Loan Deposit Scheme & First Home Buyer Assistance Scheme.

22/08/2024

𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐭𝐢𝐦𝐞!
If you're upgrading or expanding your vehicle fleet🚛, renovating your premises🏬, or buying new tools for your trade⚒️, then speak with us📲, and we'll help get the right loan for your business👌.

22/08/2024

Everyone has an opinion on the "best suburbs" to buy in, but nothing beats doing your own homework.
To truly understand what a suburb has to offer, it’s worth taking the time to explore the area yourself. Check out these hot tips👇 to help you decide if a suburb is right for your investment.

Buying in a new area is about more than price. Amenities, future developments and transport options are also important considerations.

21/08/2024

𝐈𝐧 𝐭𝐡𝐞 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐦𝐚𝐫𝐤𝐞𝐭, 𝐬𝐚𝐯𝐢𝐧𝐠 𝐦𝐨𝐧𝐞𝐲 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐜𝐚𝐧 𝐠𝐨 𝐚 𝐥𝐨𝐧𝐠 𝐰𝐚𝐲🛣️
When it comes to your home loan, 💵🏡 𝐫𝐞𝐩𝐫𝐢𝐜𝐢𝐧𝐠 𝐨𝐫 𝐫𝐞𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 are options worth considering to try and secure a better rate and save money. 𝐆𝐞𝐭 𝐢𝐧 𝐭𝐨𝐮𝐜𝐡 📱💬 for a complimentary, no-obligation loan review, and let’s see if repricing or refinancing is right for you. For more information, see below 👇

Have a variable or split loan? Repricing is an easy process that could help put more money back in your pocket.

20/08/2024

Have you found your dream home😍 but still need to sell your current house?😟 A bridging loan may be just what you need. A bridging loan🌉is a special 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭-𝐨𝐧𝐥𝐲 𝐬𝐡𝐨𝐫𝐭-𝐭𝐞𝐫𝐦 𝐥𝐨𝐚𝐧 designed precisely for this situation.
Want to know if bridging finance is right for you? Speak with us today📲

15/08/2024

Thanks to the government’s new tax cuts✂️ introduced on 1 July 2024, you may have noticed some extra dollars💵 in your bank account. Have you spent your tax cut wisely?🤔 Check out some clever tips to make that money go further! You're welcome😊

Tax cuts are an opportunity to create wealth. Here we offer some tips on how to maximise your tax cut, rather than wasting it.

15/08/2024

𝐍𝐞𝐞𝐝 𝐚 𝐫𝐞𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐡𝐨𝐥𝐢𝐝𝐚𝐲?
Usually considered a last resort - the repayment holiday🌴 is an option if you are experiencing extreme financial difficulty😟 The repayment holiday is not an option to be used lightly, but may be worth discussing with us if you find yourself in a challenging situation📲

14/08/2024

𝐃𝐨𝐧’𝐭 𝐦𝐢𝐬𝐬 𝐲𝐨𝐮𝐫 𝐚𝐧𝐧𝐮𝐚𝐥 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐫𝐞𝐯𝐢𝐞𝐰!
Whether you have a fixed or variable-rate loan, an annual review📝 is an important time to assess your current financial situation💸 and plan for the future. As life changes, it’s important that your mortgage continues to meet your needs. During your review, we’ll examine your loan structure and explore adjustments that could better suit your situation😀 . Let’s chat📲 and see what’s possible for your future!