Dove Finance

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Your trusted partner in vehicle and equipment finance, delivering tailored solutions to drive your success. 🇦🇺
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02/11/2026

What do lenders actually see when they check your credit file?

Your repayment history for the last 24 months, the credit applications you've made, your current accounts and limits, and any defaults. Enquiries stay on your file for five years, which is why applying with lender after lender can work against you.

The good news: you can get a free copy of your credit report every 3 months. Swipe for what's on it and where to get it.

Sources: OAIC, Experian.

General information only. Dove Finance Pty Ltd, Authorised Credit Representative 547941 of Fintelligence Pty Ltd, Australian Credit Licence 511803. Lending criteria apply.

02/11/2026

Supercar. Plane. Prime mover. The family car.

If it moves, we can help you finance it.

Our new website is almost live.

Every loan in one place. Calculators to run your own numbers. Apply online, straight from your phone.

Dove Finance Pty Ltd is an Authorised Credit Representative (CRN 547941) of Fintelligence Pty Ltd, ACL 511803.

30/10/2026

Applying for vehicle finance? Have these ready.

Your driver's licence. Payslips or business financials (low-doc options are available if you're self-employed). Vehicle details if you've found one. Recent bank statements, if the lender asks.

Missing something? You can still apply, and we'll tell you exactly what your application needs.

Save this for later.

Dove Finance Pty Ltd, Authorised Credit Representative 547941 of Fintelligence Pty Ltd, Australian Credit Licence 511803. Lending criteria apply.

28/10/2026

Sort your finance before you shop. 🚗

Knowing your budget before you start looking changes how you buy. Swipe for the 3 reasons it puts you in a stronger position, and the 3 mistakes to avoid.

1. Know your budget before you start looking
2. Move quickly when the right one comes up
3. Talk to the seller with your finance in hand

Car, ute, van or truck. Employed or self-employed. Many lenders can pre-approve you, so you're ready to go.

👉 Start with a free application (link in bio) and I'll call you within 1 business day.

Save this for when you start shopping.

Dove Finance Pty Ltd, Authorised Credit Representative 547941 of Fintelligence Pty Ltd, Australian Credit Licence 511803. Lending criteria apply.

26/10/2026

Buying a used ute privately? Run these five checks before any money changes hands.

Private sales can be great value, but there's no cooling-off period and no statutory warranty. A PPSR search (about $2) and ten minutes with the rego papers can save you from buying a vehicle with money owing on it, or one that's been written off.

Swipe for the full checklist, and save it for when you go to inspect.

Financing a private sale? We'll tell you exactly what the lender needs before settlement day.

Source: Queensland Government, Buying a used vehicle.

General information only. Dove Finance Pty Ltd, Authorised Credit Representative 547941 of Fintelligence Pty Ltd, Australian Credit Licence 511803. Lending criteria apply.

23/10/2026

What do lenders check before they say yes?

- Your credit history: how you've handled loans and bills.
- Your income and existing debts: whether the repayments fit your budget.
- Your ABN: how long you've been trading, if you're self-employed.
- The vehicle: its age, its price and who's selling it.

Every lender weighs these differently, which is why comparing 100+ of them matters. Not sure where you stand? Send us a message.

Dove Finance Pty Ltd, Authorised Credit Representative 547941 of Fintelligence Pty Ltd, Australian Credit Licence 511803. Lending criteria apply.

21/10/2026

One conversation, 100+ lenders.

Most people only ever ask their own bank. If the answer is no, or the deal isn't great, they start again somewhere else.

We do the comparing for you, across 100+ lenders, for cars, utes, vans and trucks. Employed or self-employed, new or used, dealer or private sale.

It's free to apply, and I'll call you within 1 business day to talk through your options. Link in bio.

Dove Finance Pty Ltd, Authorised Credit Representative 547941 of Fintelligence Pty Ltd, Australian Credit Licence 511803. Lending criteria apply.

20/10/2026

Balloon payments, explained properly.

A balloon is a lump sum due at the end of your loan. It lowers your regular repayments, but it isn't free money. Swipe through for how it works, what it costs, and the three ways people usually handle it when it's due.

The short version: a balloon can make sense when cash flow matters more right now and you have a plan for the lump sum. If you're not sure, ask us to show you the repayments with and without one, side by side.

Save this for when you're comparing quotes.

General information only. It doesn't take your personal circumstances into account. Dove Finance Pty Ltd, Authorised Credit Representative 547941 of Fintelligence Pty Ltd, Australian Credit Licence 511803. Lending criteria apply.

20/10/2026

Most buyers spend weeks choosing the vehicle and minutes choosing the finance. On a five-year loan, the finance is the larger decision.

Dealers and banks each offer their own product. Neither one compares the market on your behalf.

One application, compared across 100+ lenders on our panel. On a $70,000 vehicle, the difference between a competitive rate and an average one is around $127 a month — more than $7,600 across the term.

Get your numbers before you sit down with a dealer. It takes about two minutes.

Dove Finance is an Authorised Credit Representative (Credit Representative Number 547941) of Fintelligence Pty Ltd (ABN 80 625 017 174), holder of Australian Credit Licence 511803. Repayments are indicative, include fees, and assume a 5-year term with a 35% balloon on the drive-away price. Subject to lender assessment and approval. Savings figures are illustrative — full comparison basis on our website.

02/10/2025

Thanks, Phil. All the best with your business 🙌

Address

142 Bundall Road
Surfers Paradise, QLD
4217

Telephone

+61731089782

Website

http://www.dovefinance.com.au/utility-pages/link-in-bio.html

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