Jacob Ferguson - Broker

14/01/2026

Its always a nice start to the year with positive client reviews for the team!

23/02/2025

0% Deposit Home Loans made availabe through a guarantor loan. Sharing some thoughts on this strategy.

Are you dreaming of buying your first property but haven't saved enough for a full deposit? In this video, I break down how I used a guarantor loan to secure...

18/02/2025

First rate cut since Nov 2020! It will be interesting to see what this does to the housing market.

First cut in more than 4 years.
After 13 rate hikes & more than 4 years, the Reserve Bank has finally handed down a long awaited rate cut.
The official cash rate target has been lowered by 25 basis points, down to 4.10 per cent.
Thankyou!! Rate reductions, we'll take it.

12/02/2025

Thinking about buying a home? Wondering how an interest rate cut might impact your borrowing capacity? Let me break it down for you!

How an Interest Rate Cut Affects Your Borrowing Power 📉🏡Thinking about buying a home? Wondering how an interest rate cut might impact your borrowing capaci...

05/02/2025

https://youtu.be/d_JRYPR1-SM
Offset vs Redraw – which one is better for your mortgage? 🤔 Most people pick the wrong one and lose thousands in interest! In this video, I break down how each works, their pros & cons, and which one is right for you.

Offset vs Redraw – which one is better for your mortgage? 🤔 Most people pick the wrong one and lose thousands in interest! In this video, I break down how e...

03/02/2025

Did you know that having a 10% deposit can make your home loan approval much easier? But if you have less than that, you’ll need to prove something called genuine savings. Let me explain!

Did you know that having a 10% deposit can make your home loan approval much easier? But if you have less than that, you’ll need to prove something called ge...

07/11/2024

A home that serves as stability, wealth, and well-being is more than bricks and mortar—it’s an investment in both present and future security. It supports financial goals, creates a safe and nurturing environment, and builds a legacy for the generations to come.

27/10/2024

1️⃣ Financial Prep: Start by assessing your financial health. Know your budget, manage debt, and save for a down payment – this will give you a clear picture of what you can afford and make the process smoother.

2️⃣ Pre-Approval: Before you start viewing homes, get pre-approved for a mortgage. This step gives you a realistic budget, strengthens your offers, and shows sellers you’re serious.

3️⃣ Location Matters: Think long-term about where you want to live. Research neighborhoods, schools, commute times, and future developments to make sure it’s a good fit for your lifestyle and future goals.

4️⃣ Needs vs. Wants: It’s easy to get caught up in home features, so prioritize what’s essential over nice-to-haves. Focusing on your must-haves will help you make a clear and satisfying choice.