Jenny Graham - Mortgage & Finance

Jenny Graham - Mortgage & Finance Helping you find the right mortgage with confidence and clarity.

I provide personalised home loan solutions, expert guidance, and support every step of the way—whether you're buying your first home, refinancing, or investing.

2026 RBA cash rate review dates 🗓️If you have a mortgage or you’re planning to buy, these are some key dates to watch. R...
18/02/2026

2026 RBA cash rate review dates 🗓️

If you have a mortgage or you’re planning to buy, these are some key dates to watch.
Rate changes can impact repayments, borrowing capacity and your goals.
Want to know how rate changes could affect you? Let’s chat 📞

A chilled Sunday arvo. 🏝️
08/02/2026

A chilled Sunday arvo. 🏝️

🚨RBA INCREASES RATES FOR FIRST TIME IN 2 YEARS🚨 In its first meeting of the year, the Reserve Bank of Australia announce...
03/02/2026

🚨RBA INCREASES RATES FOR FIRST TIME IN 2 YEARS🚨

In its first meeting of the year, the Reserve Bank of Australia announced an increase to the cash rate, rising from 3.6% to 3.85%.

I am ready to help any clients who would like to understand what this increase means for them. Simply call me or message if you’d like to chat.

02/02/2026

🚨1st Cash Rate Review of the year being announced today. 🚨
How’s 2026 going to look? Rates going up, holding or down? We will let you know the decision and how this impacts you later today.
📲Call me on 0478808492 to check how this impacts you.

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Australian Government 5% deposit scheme 2.0!✅ No income restrictions✅ Max purchase price increased✅ New scheme name🧑‍🧒Si...
02/10/2025

Australian Government 5% deposit scheme 2.0!

✅ No income restrictions
✅ Max purchase price increased
✅ New scheme name

🧑‍🧒Single parent - then just a 2% deposit needed!

Are you a first home buyer with less than 20% deposit? This is how you buy now instead of watching house prices increase.

📞0478 808 492 to speak to me about how this can help you 👆

RBA holds the cash rate at 3.60%.The Reserve Bank has left interest rates on hold at 3.6 per cent in September, having c...
30/09/2025

RBA holds the cash rate at 3.60%.

The Reserve Bank has left interest rates on hold at 3.6 per cent in September, having cut them at its previous meeting in August. The next meeting will be in November.

The RBA has lowered interest rates three times this year, from a peak of 4.35 per cent prior to February’s board meeting.

If you haven’t refinanced recently, or would like to know what this decision means for your mortgage, speak to me. 📞0478 808 492

As usual some lenders are quicker than others at passing on this reduction. Swipe to see when your new rate will start a...
15/08/2025

As usual some lenders are quicker than others at passing on this reduction.
Swipe to see when your new rate will start and swipe again to see if your repayments will automatically reduce.

Unsure what this means for you? Unsure if your lender is still right for you? Contact me for a free mortgage health check 📞 0478 808 492

📣RBA cuts the cash rate. The Reserve Bank of Australia has cut the cash rate from 3.85% to 3.60%. This is the third cut ...
12/08/2025

📣RBA cuts the cash rate.

The Reserve Bank of Australia has cut the cash rate from 3.85% to 3.60%. This is the third cut this year, taking the cash rate to its lowest level since April 2023. 🙌🏼

Call me to ensure your mortgage isn’t costing you more than it should. 💸


Thinking of bidding at auction? 🏡 🔨 Being pre-approved gives you clarity around your budget 💰 and confidence to bid. Pre...
15/07/2025

Thinking of bidding at auction? 🏡 🔨

Being pre-approved gives you clarity around your budget 💰 and confidence to bid. Pre-approval isn’t just helpful, it’s essential. ✅ You can focus fully on the auction, knowing your finances are ready to go. Most importantly, it let you act quickly and decisively - helping you secure your new home with confidence. 🎯🏠

Key Steps for Buying at Auction in Queensland:
•Registration: Register before the auction with the selling agent.
•Finance: Ensure you have secured finance pre-approval, as there is no cooling-off period after the auction.
•Property Inspections: Conduct thorough building and pest inspections before the auction.
•Contract Review: Carefully review the contract of sale, ideally with legal advice, before the auction to understand the terms and conditions.
•Set a Budget: Determine your maximum bid and stick to it to avoid overspending.
•Attend the Auction: Arrive early to review the contract and ask any final questions.
•Bidding: When the bidding starts, use your bidder number to place bids.
•Successful Bid: If you are the highest bidder, you will be required to sign the contract and pay the deposit immediately.

If you’re planning to bid at auction, don’t leave your finance to chance. Reach out today to get pre-approved and step into auction day ready to win! 🏆 🙌🏼

Pre-approved buyers often have stronger offers—thanks to shorter finance clauses and less risk for sellers. It can give ...
09/07/2025

Pre-approved buyers often have stronger offers—thanks to shorter finance clauses and less risk for sellers. It can give you the edge in a competitive market.
👉 Reach out now—I’ll show you how simple getting pre-approved can be.

The RBA has held the cash rate steady at 3.85% this month—giving borrowers a moment to breathe. While no change means st...
08/07/2025

The RBA has held the cash rate steady at 3.85% this month—giving borrowers a moment to breathe. While no change means stability for now, it’s still a great time to review your current home loan and make sure it’s working for you.

📩📞 Reach out if you’d like a quick loan check-up or to explore refinancing options. I’m here to help.

Lenders have a very staggered approach with passing on this rate cut. ➡️Swipe to see if your lender is automatically cha...
27/05/2025

Lenders have a very staggered approach with passing on this rate cut.
➡️Swipe to see if your lender is automatically changing your payments.

📲Want to know what this rate cut means to you? Call me to review your home loan. 0478808492

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Sunshine Coast, QLD

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