19/08/2026
Ask most small business owners what’s in their portfolio, and the honest answer is: the business.
There are 2.6 million small businesses in Australia, and almost every owner is carrying the same concentration risk without naming it that way. Equity, retained earnings, personal guarantees, working hours — all sitting on one illiquid position. No advisor would ever recommend putting 90% of net wealth into a single asset. Yet that’s the default for most business owners.
The fix isn’t complicated: build a layer of wealth outside the business. Liquid, uncorrelated, low maintenance. No tenants, no reporting, no staff to manage.
A 5–10% Bitcoin allocation on a regulated Australian platform fits that brief — not as an active strategy, just a patient one.
Talk to our team about a strategy that’s right for you.
This content is general information only and does not constitute financial advice. It does not take into account your personal objectives, financial situation or needs. Digital assets carry risk of loss and past performance is not indicative of future results — consider seeking advice from a licensed financial adviser before making any investment decisions.
