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Smart Property Structures

The rules of property investing have changed. The right loan is only part of the equation. Helping Australians make better property decisions.

In today’s market, strategy, structure and smarter planning can shape long-term outcomes.

19/01/2023

🛀 When it comes to renovating your bathroom, there are a few things you should always keep in mind. 🤔

1️⃣ 𝐃𝐨𝐧'𝐭 𝐟𝐨𝐫𝐠𝐞𝐭 𝐭𝐡𝐞 𝐬𝐦𝐚𝐥𝐥 𝐭𝐡𝐢𝐧𝐠𝐬 - often the little details make all the difference in a bathroom renovation.

2️⃣ 𝐆𝐞𝐭 𝐜𝐫𝐞𝐚𝐭𝐢𝐯𝐞 𝐰𝐢𝐭𝐡 𝐬𝐭𝐨𝐫𝐚𝐠𝐞 - If your bathroom is on the smaller side, get creative with storage solutions

3️⃣ 𝐒𝐭𝐢𝐜𝐤 𝐭𝐨 𝐚 𝐛𝐮𝐝𝐠𝐞𝐭 - It's easy to get carried away when renovating a bathroom, so you must set a realistic budget before shopping for materials and fixtures.

4️⃣ 𝐇𝐚𝐯𝐞 𝐟𝐮𝐧! - Renovating a bathroom can be daunting, but it's important to remember to have fun with it.

16/01/2023

Are you ready for some of the best seafood in town? 🦞

Supernormal is coming to Brisbane, and we couldn't be more excited. 🤩

This Melbourne favourite is known for its amazing lobster brioche bun, and we can't wait to try it. But that's not all – Supernormal is also famous for its fresh, seasonal seafood dishes.🤤

So whether you're looking for a fantastic meal or just a casual bite to eat, Supernormal is sure to have something for everyone! 😋

13/01/2023

Duplexes are a great alternative to traditional houses for many reasons. 🏡

For starters, they typically cost about half as much as a single-family home. That alone is reason enough for many people to consider a duplex. 🙆‍♂️

But there are other advantages to owning a duplex as well. 😲

For example, you can live in one unit and rent out the other, which can help offset your mortgage payments. Additionally, duplexes tend to appreciate more quickly than single-family homes, so you could make a nice profit if you decide to sell down the road. 💸

A duplex might be just what you're looking for if you're looking for an alternative to a traditional house. 🤩

With its many advantages, it's no wonder that more and more people are considering this type of property. 😎

*Image: realestate.com.au

09/01/2023

💰 Saving money is important for a variety of reasons. It can help you become more financially stable, prepare for unexpected expenses, and reach your long-term financial goals. 😲

There are many ways to save money, but one of the most effective is to create a budget. ✍

If you're unsure how to create a budget, plenty of resources are available online and at your local library. Once you have a budget in place, sticking to it will be key to saving money successfully. 😄

So why should you save money? The answer is simple: it can profoundly impact your financial well-being. 👨‍👩‍👧‍👦

Start saving today, and you'll be on your way to a bright financial future.✨

04/01/2023

🤦‍♀️ The Australian economy is being held back by several challenges, including high household debt, low wage growth, and declining housing affordability. 🤯

The Reserve Bank of Australia (RBA) has warned that these challenges are growing and that the economy faces a "period of adjustment." 😬

In its latest monetary policy statement, the RBA said it was concerned about the outlook for household spending and the housing market. 🏡

"The board will continue to assess economic developments and set monetary policy to support sustainable economic growth and achieve the inflation target over time," stated RBA Governor Philip Lowe.

01/01/2023

💁‍♀️ There are all sorts of books on starting a business. But which ones should you read? And how can you be sure that they’ll actually help your business succeed? 🤔

Here are their picks for the best books on starting a business, no matter what stage you’re at.

📌 The Lean Startup: How Today’s Entrepreneurs Use Continuous Innovation to Create Radically Successful Businesses by Eric Ries

📌 Delivering Happiness: A Path to Profits, Passion, and Purpose by Tony Hsieh

📌 The Innovator’s Dilemma: When New Technologies Cause Great Firms to Fail by Clayton M. Christensen

📌 First Things First: To Do List for Living by Stephen R. Covey

📌The E-Myth Revisited: Why Most Small Businesses Don’t Work and What to Do About It by Michael E. Ge**er

No matter what stage you’re at in your entrepreneurial journey, these books can help you take your business to the next level. 🤩

So what are you waiting for? Start reading! 📖

28/12/2022

If you're ever feeling down in the dumps and need a pick-me-up, there's nothing quite like indulging in a delicious cake. 🍰

And luckily for all you sweet-toothed Sydneysiders, there are plenty of incredible bakeries scattered around the city serving up some of the best cakes in town. 😍

So whether you're after a classic chocolate cake, a fruity number, or something a little more unusual, you're sure to find it at one of these 5 outstanding bakeries. 😳

Flour and Stone
Penny Fours
Lorraine's Patisserie
Andy Bowdy Pastry/Saga
Black Star Pastry

What are you waiting for? Visit these bakeries now and get your delicious cake! 🤤

*manofmany

23/12/2022

💁‍♀️ Looking for a new home can be overwhelming. There are many things to consider, from location to budget to amenities. 😵

But don't worry - we're here to help you find the perfect place to call your own. 🏡

Here are a few tips to get you started:

✅ Define your needs.

✅ Consider your budget.

✅ Location, Location, Location.

✅ Get help from a professional.

✅ Have patience.
👨‍👩‍👧‍👦
These tips will help you find the right home for you and your family. 👨‍👩‍👧‍👦

Happy house hunting! 😍

19/12/2022

👩‍💼 A mortgage broker is a professional who helps people secure loans to purchase a property. In other words, they act as a middleman between borrowers and lenders. 🤝

Mortgage brokers typically work with multiple lenders and help their clients compare rates and terms to find the best deal possible. 😲

Before making any decisions, it's essential to do your research and compare offers from multiple lenders. 📝

16/12/2022

Making the decision to buy a home is a huge step - congratulations! 🥳 It's an exciting time, but it can also be overwhelming. 😬

Here are some golden tips to help you avoid becoming overwhelmed and enjoy the ride:

✅ Don't try to do everything at once.

✅ Get organized and create a plan.

✅ Ask for help when you need it.

✅ Take breaks when you need them.

✅ Don't be afraid to walk away.

Follow these tips and you'll be on your way to enjoying your new home without becoming overwhelmed in the process! 😊

13/12/2022

🤩 The results are in, and the best cities in the world have been revealed. 🌎

So, whether you're looking to settle the score on that never-ending debate about whose city is better or you're just curious to know where in the world you should be planning your next vacation, here are the top 5 best cities to visit. ✈️

Edinburgh, Scotland
Chicago, USA
Medellin, Colombia
Montreal, Canada
Amsterdam, Netherlands

Ready to travel around these cities? Book a flight now and start packing your things! 🧳

08/12/2022

🤔 If you're looking for an unforgettable experience, Kadaku National Park is the perfect place to go. 😍

It is one of Australia's most iconic national parks. 😲

The park's stunning landscapes and abundance of wildlife will leave you speechless. It is also home to a wealth of wildlife, including kangaroos, wallabies, echidnas and koalas. 🐨

So, start planning your trip to Kadaku National Park today! 😉

Address

Level4, 150 Albert Road
South Melbourne, VIC
3205

Website

http://www.delphifinance.com.au/

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