Tim Gallagher - Port Finance Group

Tim Gallagher - Port Finance Group As a mortgage broker I am commited to identifying and delivering mortgage solutions for the betterment of my customers.

I take great pleasure in finding and delivering the optimal financial solutions.

The RBA have done it again, taking the cash rate from 4.1% to 4.35%.Not the news any of us were hoping for, but somewhat...
05/05/2026

The RBA have done it again, taking the cash rate from 4.1% to 4.35%.

Not the news any of us were hoping for, but somewhat expected given latest inflation data.

If you have a home loan, this rate rise is no doubt very unwelcome and we understand you might be concerned how it’ll impact the household budget.

It’s worth looking at repricing, refinancing, or restructuring – there are options.

We're here when you’re ready.

Another cash rate rise, this time to 4.1%.It’s not what any of us were hoping for but don’t forget: you have options, an...
17/03/2026

Another cash rate rise, this time to 4.1%.

It’s not what any of us were hoping for but don’t forget: you have options, and we’re here to take you through them.

Whether it’s repricing, refinancing, or restructuring.

We're here when you’re ready.

Happy Lunar New Year!2026 marks the Year of the Fire Horse – a symbol of movement, ambition and decisive action.We like ...
17/02/2026

Happy Lunar New Year!

2026 marks the Year of the Fire Horse – a symbol of movement, ambition and decisive action.

We like the sound of that!

Here’s to setting big goals and achieving them.

If your goals are property-related, reach out to us today to make it happen.

❤️ Don’t settle for a lender that doesn’t love you back💔 If your current home loan is a virtual red flag, it may be time...
13/02/2026

❤️ Don’t settle for a lender that doesn’t love you back💔

If your current home loan is a virtual red flag, it may be time to ghost it.

We can help you find a lending match that actually serves your best interests – putting strategy, structure, and savings first.

Let’s find your match. DM us to run the numbers.

The Reserve Bank of Australia (RBA) has decided to lift the cash rate by 25 basis points to 3.85%.This is not the news a...
03/02/2026

The Reserve Bank of Australia (RBA) has decided to lift the cash rate by 25 basis points to 3.85%.

This is not the news any of us were hoping for, but given inflation went up slightly in December last year, we had an inkling this would be the RBAs move.

If today’s rate increase has you concerned about cash flow, refinancing, or securing a home loan, get in touch and we can explore your options.

Don’t forget:
👉 Every month you put off a home loan review could mean extra money moving from your pocket to your bank’s.

👉 If you’ve had your home for a few years, you may be able to use your equity as leverage to negotiate a better deal.

👉 Competition is fierce, and lenders are still hungry for quality borrowers, which means you have options.

Purchasing property with someone – whether it's a partner, friend, or sibling – is a big move.Make sure you’ve talked ab...
04/01/2026

Purchasing property with someone – whether it's a partner, friend, or sibling – is a big move.

Make sure you’ve talked about:
1. How you’ll split the deposit and repayments
2. What happens if one of you wants out early
3. Whether you’re buying as tenants in common or joint tenants

These conversations are the smart ones to have – don't worry about it feeling awkward at first.

And then once you've got that clarity, get it touch and we’ll help you structure things properly.

We get it. When you're making a big decision, you want to try make sure the timing is perfect. But waiting can quietly c...
02/01/2026

We get it. When you're making a big decision, you want to try make sure the timing is perfect. But waiting can quietly cost you more than acting.

The property market doesn't stand still – but your strategy can move with it.

If you want to buy, start the plan now. Future you will be glad you did.

Happy New Year! Wishing everyone a fantastic 2026 🎉🎉🎉Here’s to good health, quality time with loved ones, new adventures...
31/12/2025

Happy New Year!

Wishing everyone a fantastic 2026 🎉🎉🎉

Here’s to good health, quality time with loved ones, new adventures, and achieving our big goals.

29/12/2025

You don’t need a dramatic interest rate drop to make refinancing worthwhile.

You might:
– Unlock equity to renovate, invest or clear debt
– Adjust your repayments for breathing room
– Consolidate multiple loans or lenders

Let’s explore your options – and see what makes sense for you, relative to your goals.

Most people put off buying their first home because they don’t feel 'ready'.But ready doesn’t mean perfect. It means inf...
27/12/2025

Most people put off buying their first home because they don’t feel 'ready'.

But ready doesn’t mean perfect. It means informed.

We can help you:
– Understand what you can afford
– Find out what support you’re eligible for
– Start planning with real numbers

No pressure. Just clarity.

Address

2/468 St Kilda Road
South Melbourne, VIC
3004

Telephone

+61417222620

Website

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