08/06/2026
18-year-old me had absolutely no idea I’d end up becoming a business owner and mortgage broker.
Back then, I just wanted to buy a house.
I left school, worked as many hours as I could, lived at home, drove a modest car (first of 3 old Holden Commodores I’ve owned!), and saved every dollar I could.
Within two years of leaving school, I bought my first home with a single income and no handouts.
Looking back, there wasn’t any secret formula.
• I started working young.
• I focused on increasing my income and saving
• I didn’t finance a new car.
• I bought a house I could afford, not one that impressed people.
• When one bank said no, I found another option.
That first house wasn’t my dream home.
It was simply my ticket into the property market.
Fast forward to today, and my wife and I own four properties.
The biggest advantage I had wasn’t timing, luck, or a perfect plan.
I simply started earlier than most.
What’s one piece of advice you’d give your 18-year-old self?
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