Lush Financial

17/06/2026

Have you used or will you consider using a mortgage broker?

14/06/2026

The commentary alone is welcome news - https://www.domain.com.au/news/how-much-will-the-rba-interest-rate-hike-cost-you-1523219/

09/06/2026

14/05/2026

Proposed budget reforms to CGT & negative gearing courtesy of duotax.com.au

13/05/2026

A high level visual snapshot of last nights Federal budget impact on individuals and businesses. For a detailed summary including key points on the Health plus Regional & Agribusiness sectors - head to nab.com.au/federalbudget

10/05/2026

Offset vs Redraw - they are NOT the same thing!

It is really important to understand the difference between an offset and a redraw facility, when it comes to interest deductibility eligibility. While both can help reduce interest, they work very differently - especially if a property later becomes an investment. This article does a great job explaining the two:

If you are buying a home that you may later turn into an Investment Property, not understanding the difference between a redraw vs offset this could cost you tens of thousands of dollars in lost tax deductions.

10/05/2026

Recent reports suggest proposed property tax reforms may preserve negative gearing for current investors, while potentially limiting it to new builds only for future purchases.

However, changes to the Capital Gains Tax (CGT) discount are still being discussed — and unlike negative gearing, these reforms could affect existing property investors as well.

For many Australians, that could have a significant impact on:
• Long-term investment returns
• Future property decisions
• Portfolio and exit strategies

With tax settings, interest rates and lending policies continuing to evolve, investors are paying close attention to what these changes could mean for the property market moving forward.

Landlords who currently negatively gear properties in Australia will be exempted from the changes to be unveiled on budget night sparing millions of property investors.

13/04/2026

Сделка почти сорвалась… но успели всё развернуть за 5 дней!

Клиент пришёл ко мне уже после того, как у другого банка не сошлась оценка и покупка инвестиционной недвижимости через trust оказалась под угрозой 🥶

Быстро перешли на рефинансирование в другой банк + высвобождение капитала.

За 5 рабочих дней:
✔️ Получили нужную оценку
✔️ Всё одобрили
✔️ Перевели кредит в новый банк
✔️ Вытащили капитал и успели на сделку

Без лишнего стресса для клиента и за счёт сильных отношений с банками, проактивной работы и чёткой коммуникации.

В итоге сделка состоялась 🤝

Если у вас что-то “застряло” с банком или нужна вторая точка зрения, пожалуйста пишите в личку.

www.lushfinancial.com.au