The Loan Home

The Loan Home We are Residential and Commercial Finance Brokers on a mission to find the most cost effective, tailored finance solutions for our customers.

We have 18 years of experience in the Banking and Finance industry and work with an extensive panel of lenders to

7:37am… who’s ready to hit it? 😅Not these two. Or me - clearly!This is one of my favourite parts of working for myself ...
04/06/2026

7:37am… who’s ready to hit it? 😅

Not these two. Or me - clearly!

This is one of my favourite parts of working for myself —
we don’t rush mornings in this house (most days!).
No alarms anymore.
No dragging sleepy little humans out of bed to get them to daycare so that I can get into the city by 8.30am.

Slow starts with lots of cuddles. I'd rather burn the midnight oil when I need to than have them start their day without their morning dose of 🤍.

04/06/2026

Is it really that simple to buy property through your SMSF?

The honest answer, yes and no.

The “yes” comes down to the loan assessment.
If your super fund has a 20% deposit + stamp duty + associated costs and your historical super contributions are sufficient, a loan for up to 80% of a property purchase can be pretty simple.

But there's also a big "no".

SMSF property isn’t just about getting approved. It’s about whether the product is right for you, quality advice, and getting everything set up correctly from a legal and compliance perspective.

The right structure, the right advice, the right professionals around you during the process are key.

Once mistakes are made in an SMSF they’re not easy (or cheap) to fix.

Done properly, it can be a powerful strategy.

If you’re considering SMSF property, let’s talk through it properly.

Book a call today: https://vist.ly/56iqb



SMSF Disclaimer: General information only. SMSF lending is complex and requires personalised financial, tax and compliance advice.

03/06/2026

We strongly advocate for staying connected with our customers throughout the pre-approval pipeline especially with the recent changes to lending criteria. I can see things getting messy with Ombudsman complaints if customers risk is not managed effectively.

Together, we proactively navigate potential challenges and ensure that managing customer risk is our utmost priority. By actively engaging with our clients, we not only foster trust but also empower them with the knowledge they need to make informed decisions.

Book a call today: https://theloanhome.com.au/book-appointment/



SMSF Disclaimer: General information only. SMSF lending is complex and requires personalised financial, tax and compliance advice.

Financial freedom isn’t just about how much you have it’s about what it allows you to do.The option to step back when yo...
02/06/2026

Financial freedom isn’t just about how much you have it’s about what it allows you to do.

The option to step back when you need to.
The option to take a break without pressure.
The option to start again on your terms.

To live where you want.
To move when you’re ready.
To create a lifestyle that actually fits you.

The real value isn’t in the asset itself it’s in the flexibility it creates.

And that flexibility doesn’t happen by chance.
It’s built one decision at a time.

Let’s build a strategy that gives you more options. Let’s have a conversation. Book your appointment here, https://theloanhome.com.au/book-appointment/


General Disclaimer: General information only. All consumer lending products require personalised financial advice.

Home loans aren’t as straightforward as they seem.What most people see is the rate.What actually matters is everything b...
31/05/2026

Home loans aren’t as straightforward as they seem.

What most people see is the rate.
What actually matters is everything behind it.

Structure.
Flexibility.
Lender policy.
Long-term impact.

Two loans can look similar on the surface, but lead to very different outcomes over time. That’s why reviewing your options properly matters.

It's also not just about securing a loan, it’s about setting yourself up for what comes next.

Save this — and review your loan with a fresh perspective. Let’s have a conversation. Book your appointment here, https://theloanhome.com.au/book-appointment/


General Disclaimer: General information only. All consumer lending products require personalised financial advice.

29/05/2026

If you know, you know 😅

Endless energy. "Just one more go” x 1000 before they get the serious 'get out now' voice (usually just laugh at me and run away even then)!

This is me every Wednesday afternoon for swimming lessons - yes that's the strange background noise when you call. At least they're finally old enough that I don't have to get in the pool! Solo mumming with two having lessons when you have to get in the pool with the little one and then survive the whole getting them changed and showered afterward without meltdowns is a full on strategic operation! I genuinely have no idea how my mum kept 7 of us alive because I'm pretty sure there was a time we all had swimming lessons.

Annnyway, two is definitely my limit and to all the working mama’s in the thick of it… I see you.

It’s chaos, it's relentless, it's exhauuusting… but it’s also the best! 🤍

Jess x

More Than a Transaction“Jess has been amazing right from the start…”Not everyone is ready straight away and that’s okay....
28/05/2026

More Than a Transaction

“Jess has been amazing right from the start…”

Not everyone is ready straight away and that’s okay.

Some clients come to me a year (or more) before they make a move.
They’re exploring, asking questions, figuring out what’s possible.

And that’s exactly how it should be.

Because this isn’t just about getting a loan approved it’s about educating yourself and then making the right decision, at the right time, with the right strategy.

“We weren’t ready… and that didn’t bother Jess at all.”

When you’re ready, I’m here.
When you’re unsure, I’m here.
And even after settlement, I’m still here.

Because the journey doesn’t end when the loan settles.
That’s often just the beginning.

“She remembered us, our story, and continued to guide us.”

That’s what working in partnership looks like.

If you want guidance that stays with you before, during, and after, let’s start the conversation.

26/05/2026

Negative gearing changes won't stop people investing in property ✨

Negative gearing changes are impacting the property investment landscape, particularly for smaller investors. While larger investors may not be affected, it's crucial for everyone to understand different investment strategies that can help optimise their opportunities.

By exploring various investment vehicles tailored to your unique situation, you can navigate these changes successfully.

Book a call today to learn more: https://theloanhome.com.au/book-appointment/

SMSF Disclaimer: General information only. SMSF lending is complex and requires personalised financial, tax and compliance advice. The Loan Home Pty Ltd | ACN 664 951 188 | Credit Representative Number 546901 is authorised under Australian Credit Licence Number 389328.

General Disclaimer: General information only. All consumer lending products require personalised financial advice. The Loan Home Pty Ltd | ACN 664 951 188 | Credit Representative Number 546901 is authorised under Australian Credit Licence Number 389328.

Why Investors Are Focusing on Rental Income in 2026There’s a noticeable shift happening in the property market.While cap...
25/05/2026

Why Investors Are Focusing on Rental Income in 2026

There’s a noticeable shift happening in the property market.

While capital growth has always been a key driver for investors, more are now paying closer attention to something else.

Cash flow.

With changing market conditions, interest rates, and more moderate growth forecasts, rental income is becoming a bigger part of the strategy.

Because property isn’t just about what it might be worth one day it’s also about what it can generate along the way.

Understanding rental yield, how it’s calculated, and what influences it can help you make more informed investment decisions.

Especially in today’s market.

Save this as your quick guide to rental yield.

Address

15 Yarraman Avenue
Randwick
2031

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Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm

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+61411172281

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