Blacksmith Financial

30/10/2025

💪 4 reasons to revisit your borrowing power 💪⁣
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When did you last see how much you could borrow? Here's what's happened lately:⁣
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✅ Interest rates have fallen⁣
✅ Stage 3 tax cuts are in effect⁣
✅ Wages are up (have you got a pay rise?)⁣
✅ Lenders can now overlook HECS-HELP debts.⁣
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DM us to see if your borrowing power has improved. 👇⁣
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To find out more, DM us or contact Blacksmith Financial on:

☎️ – 0426 455 923
💻 – [email protected]

30/10/2025

Season 21 of The Block may be over but the sales are not, with two homes failing to find buyers at auction. It’s a different story across the broader market though. As auction clearance rates heat up we explain how to get your auction game on. 💪

23/10/2025

🤔 How much are prices tipped to rise in FY25-26? 🤔⁣
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House prices are forecast to climb 6% nationally this financial year.*⁣
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It might not sound like much, but that would be an extra $78,000 on a $1.3 million house.⁣
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Lower interest rates plus a housing shortage are behind the expected price hikes.⁣
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Want to know your current borrowing capacity? DM us 👇⁣
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To find out more, DM us or contact Blacksmith Financial on:

☎️ – 0426 455 923
💻 – [email protected]


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* Domain forecast report 2025-26

23/10/2025

If you’ve just boarded the home buyer express, chances are ‘value’ is high on your list of neighbourhood must-haves. Well, it turns out that house hunters who are happy to stay on the train for just one more stop can be rewarded with savings totalling hundreds of thousands of dollars. 🏡 🚊

If you’ve just boarded the home buyer express, chances are ‘value’ is high on your list of neighbourhood must-haves. Well, it turns out that house hunters who are happy to stay on the train for just…

16/10/2025

🏡 Built up some equity in your home? 🏡⁣
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You may be able to use it to invest in a rental property.⁣
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Generally, your 'useable equity' is 80% of the value of your home, minus your home loan balance.⁣
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Here’s another solution: skip the number-crunching and DM us.⁣
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We can explain how much you could borrow without all the complex calculations. 👇⁣
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To find out more, DM us or contact Blacksmith Financial on:

☎️ – 0426 455 923
💻 – [email protected]

16/10/2025

They say there’s nothing quite like a parent’s love. Well, perhaps except for a parent’s love plus an extra $40,000 to help buy your first home. Today we’ll look at the pros and cons of family support – plus other ways to buy a first home that give mum and dad a break. 🏡

They say there’s nothing quite like a parent’s love. Well, perhaps except for a parent’s love plus an extra $40,000 to help buy your first home. Today we’ll look at the pros and cons of family support…

09/10/2025

💪 Are you ready for this spring property season? 💪⁣
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Give yourself a competitive edge over other buyers this spring with three simple steps. 👇⁣
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✅ Talk to us to know your borrowing power. ⁣
✅ Consider home loan pre-approval. ⁣
✅ Build a team of experts so you can move fast.⁣
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DM us to start building your team of experts today. 👇⁣
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To find out more, DM us or contact Blacksmith Financial on:

☎️ – 0426 455 923
💻 – [email protected]

09/10/2025

The Reserve Bank has the cash rate in a holding pattern, and several of the big banks have scaled back their predictions of another cash rate cut in 2025. Here’s what it could mean for your home loan. 🏡

The Reserve Bank has the cash rate in a holding pattern, and several of the big banks have scaled back their predictions of another cash rate cut in 2025. Here’s what it could mean for your home loan.

03/10/2025

😍 Seen an attractive home loan rate elsewhere? 😍⁣
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While it's possible to refinance at any time, there could be extra costs and fees you're not factoring in.⁣
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That’s why it’s worth giving us a call.⁣
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We can also let you know if there's any handy home loan features you might miss out on.⁣
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DM us to find out more. 👇⁣
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To find out more, DM us or contact Blacksmith Financial on:

☎️ – 0426 455 923
💻 – [email protected]

02/10/2025

Nicole Kidman and Keith Urban are making headlines, having reportedly called time on their 19-year marriage. If you’re also facing a relationship break-up, it’s important to know where you stand on practical issues, such as how to hold onto the family home, if that’s your goal. 🏡 💔

Nicole Kidman and Keith Urban are making headlines, having reportedly called time on their 19-year marriage. If you’re also facing a relationship break-up, it’s important to know where you stand on…

26/09/2025

☀️ Now’s the time to plan a summer home make-over ☀️⁣
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Summer might still be months away, but now is a good time to start preparing for higher temps.⁣
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Whether you want to install air con, insulation, solar panels or a nice new shaded deck that captures the breeze, we can help you finance your summer renovation plans. ⁣
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DM us to find out more.👇⁣
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To find out more, DM us or contact Blacksmith Financial on:

☎️ – 0426 455 923
💻 – [email protected]

25/09/2025

Switching to a new home loan might sound like a hassle. But new research shows brokers don’t just make refinancing easier, they can also help home owners secure a lower interest rate – and much more. 💪

Switching to a new home loan might sound like a hassle. But new research shows brokers don’t just make refinancing easier, they can also help home owners secure a lower interest rate – and much more.