11/06/2026
Since 2014, APRA has capped investor lending growth, restricted interest-only loans, and added a 3% serviceability buffer. The recent federal budget is proposing even more changes to borrowing capacity and negative gearing. AND the gap between incomes and property prices has gone from 6x to 8.6x in 15 years.
So, the old 10-property playbook was built for a market that no longer exists.
Three to five properties, selected properly, can still get you to a six-figure passive income.
Watch the full video on YouTube š https://youtu.be/tieF2uH-RnY