28/08/2026
Letβs talk excess π€
In insurance, your excess is the amount you contribute towards a claim before your insurer steps in. But did you know the amount you choose can have an impact on the price of your insurance?
π° Higher excess = generally lower premium
π° Lower excess = generally higher premium
But before you choose the highest excess to save a few dollars, ask yourself, βCould I comfortably afford that amount if I had to make a claim tomorrow?β
Thatβs where we come in! We can help you weigh up the options and find the right balance between premium, excess and the level of cover you need. βοΈ
π Have questions about your excess? Give us a call, weβre always happy to chat!