Elevate Mortgage & Finance

20/08/2026

With the Australian property market going through a period of change and a reported slowdown in new home loan applications there’s interesting opportunity emerging for existing homeowners.

With mortgage demand slowing lenders are competing harder to attract quality borrowers and that competition can mean sharper interest rates and more attractive refinancing offers for those who are willing to review their current home loan.

If you haven't reviewed your home loan in the last 12–24 months now could be a good time to see what options are available. Even a small reduction in your interest rate can make a meaningful difference to your monthly repayments and the total interest you pay over the life of your loan.

The banks are competing for your business so it may be worth finding out what your existing lender is offering and what other lenders can do.

If you'd like to know whether your current home loan is still competitive feel free get in touch. I can help you review your options and see what may be available to you in the current market.

20/07/2026

After Elevate Mortgage & Finance's first full year of operation, I'm incredibly honoured to be named a finalist for Solo Broker of the Year at the upcoming AFG WA Awards.

Starting a business is both exciting and challenging so to receive this recognition in our first full year is something I'm truly grateful for.

Congratulations to all of the finalists across every category.

16/06/2026

No change from the RBA today.

The official cash rate has been left on hold giving borrowers a little more certainty for the time being.

Today's decision shows the Reserve Bank is taking a cautious approach as it watches how the economy responds to recent changes.

If you'd like to understand what today's decision means for your current lending or future borrowing plans feel free to get in touch. We're always happy to have a chat.

27/05/2026

We’re proud to continue our partnership with Volleyball WA WA for 2026

Supporting local sport and recognising excellence within our community is something we genuinely value at Elevate Mortgage & Finance and we’re excited to partner with Volleyball WA once again. We’re honoured to play a small part in helping celebrate the athletes, their hard work and their subsequent achievements.

Volleyball WA is excited to welcome back Elevate Mortgage & Finance as a valued supporter of the WAVL State League for the 2026 season! 🙌

We’re proud to continue this partnership, with Elevate Mortgage & Finance once again holding naming rights to the WAVL State League Final MVP Award 🏆 recognising the standout performer on WAVL's biggest stage.

Support from partners like Elevate Mortgage & Finance plays a vital role in helping us grow the game and celebrate the achievements of our athletes.

We look forward to another fantastic season and finals series ahead!

25/05/2026

🏡 Saving for your first home? Small changes can make a BIG difference.

Here are 5 simple ways you can boost your home deposit faster:

💰 Set up an automatic savings transfer each payday
☕ Cut back on small daily expenses (yes, takeaway coffee counts!)
📱 Review subscriptions you no longer use
🎯 Open a dedicated high-interest savings account
🏠 Check if you’re eligible for government first home buyer schemes

The sooner you start the closer you are to getting the keys to your first home 🔑

Need help understanding your borrowing power or the best loan options? Please reach out — we’re here to help make home ownership happen.

15/05/2026

We’re proud to support Social Run Club Perth and be part of this week’s Amazing Race event as they celebrate their 1 year anniversary! 🏃‍♀️

Championing both physical health and financial fitness — because a strong future starts with both.

12/05/2026

We were recently surprised with a thoughtful gift from one of our amazing clients. 🎁

At Elevate Mortgage & Finance we genuinely love what we do. Supporting our clients through important financial milestones — whether it’s purchasing a first home, upgrading, investing or refinancing it is something we take great pride in every day.

Moments like this are a wonderful reminder that what we do is about so much more than loans. It’s about building lasting relationships, trust and being part of our clients’ journeys along the way.

We’re incredibly grateful for the trust our clients place in us and for the opportunity to help them achieve their goals. Thank you again for the thoughtful gesture.

01/04/2026

It’s hard to believe but Elevate Mortgage & Finance has officially turned 1 🎉

This past year has flown by and I’ve genuinely loved everything that comes with building something from the ground up and seeing how far we’ve come in just 12 months.

A huge thank you to all of our clients for placing your trust in us to support you with your finances — it truly means a lot. Also to our industry partners thank you for being part of the journey so far.

Here’s to the next 12 months of growth, learning and helping even more people achieve their goals.

19/03/2026

Great start to the day being invited along to Brunch Club by KV this morning.

It was a fantastic session featuring a panel of experts sharing insights across legal, economic and property landscapes. Really valuable perspectives on what’s happening right now and what to keep an eye on moving forward.

Always appreciate the opportunity to connect, learn and exchange ideas with others.

Thanks again for the invite Kennedy Vinciullo.

17/03/2026

Cash rate update -

As widely anticipated, the Reserve Bank of Australia (RBA) has increased the cash rate by 0.25% at today’s meeting, taking the official cash rate to 4.10%.

The decision reflects the RBA’s ongoing focus on returning inflation to its 2-3% target range, with the latest data showing inflation pressures remain elevated.

Recent economic indicators highlight:

Headline inflation sits at 3.8% for the 12 months to January 2026, remaining above the RBA’s target range.

Underlying (trimmed mean) inflation remains elevated at 3.4% for the 12 months to January 2026, signalling that broader price pressures across the economy are persisting.

The decision comes amid heightened uncertainty in the global economic environment, with ongoing geopolitical tensions contributing to volatility in energy and petrol prices. These developments typically flow through to higher transport and production costs across the economy, which can add to inflationary pressures at a time when inflation remains above the RBA’s target range.

In a changing economic environment, staying informed about interest rate movements and how they may affect your financial position is important.

Whether you’re considering purchasing a home, refinancing to review your loan structure, or exploring investment opportunities, it may be a good time to review your current lending arrangements and future plans.