Kelly Obank: Mortgage & Finance Broker

07/05/2026

It can be tough to save 20% as a deposit. That’s where government schemes such as the 5% Deposit Scheme or Help to Buy come in.

Through the Help to Buy scheme, the government can contribute up to 40% of the purchase price on a new home, meaning if you are eligible, you could buy with as little as a 2% deposit.
Plus, the Australian Government’s 5% Deposit Scheme now has unlimited places and no income cap.

We can help you find out exactly what you qualify for.

Terms, conditions and eligibility criteria apply.

05/05/2026

Expected? Maybe. What are your thoughts? Did they have other options? Is it the best tool they have?

At its meeting today, the Board decided to increase the cash rate target by 25 basis points to 4.35 per cent.

Read the full statement here: https://ow.ly/SgAb50YUPWb

04/05/2026

May the Fourth be with you... and your property goals.

Whether you're buying your first home, growing your portfolio, or refinancing, we can guide you through the galaxy of home loans.

Happy Star Wars Day!

01/05/2026

Whether you're looking at your first home or your next investment, knowing your exact mortgage repayments is the first step to a confident offer.
I'll help you break down the loan amount, rates and terms so you have a clear estimate. Let’s chat today.

30/04/2026

When you walk into a bank, they can only offer you their products.
As brokers, we work differently. We have access to a panel of over 100 lenders for residential, personal, asset, commercial and business loans.
Don’t limit your options. Let’s look at the whole market together. Contact us today.

28/04/2026

The shift to electric vehicles (EVs) isn't just a trend, it's the direction many around the world are moving toward. If you’ve been on the fence, this could be the year to make your move into the future.
With specialised "green finance" options now available, choosing a sustainable vehicle could be the right option for you.
Curious how the numbers stack up against a traditional car loan?
Contact me today for a quick comparison and see what your weekly repayments could look like! 🔌🏠

25/04/2026

Today we stand in silence to remember the sacrifice, courage and resilience of our service men and women. We will remember them.
Lest we forget.

23/04/2026

Borrowing power isn't just a number, it’s your roadmap to a new home. Even if interest rates are shifting, there are often ways to structure your finances to improve your borrowing capacity.
Stop wondering what you can afford and start planning with real data.
Calculators provide a starting point, expertise gets you to the finish line. Reach out to us today.

20/04/2026

Lenders Mortgage Insurance (LMI) is often seen as a "fee" for having a deposit under 20%, but it can actually be a strategic shortcut.
The essentials:
What is LMI? A one-off premium that protects the lender if you can’t meet your repayments, allowing you to buy with as little as a 5% deposit.
How to avoid it: Aim for a 20% deposit, use a guarantor, or check your eligibility for government schemes for first-home buyers that waive LMI entirely.
The strategy: Sometimes paying LMI now is cheaper than waiting years to save while property prices keep climbing. Weigh up your strategy to determine what you are comfortable with.
The bottom line: LMI isn't a "fail", it can be a ticket into the market sooner. 🎟️
Want to see if you qualify for an LMI waiver or a government grant? Reach out today.

18/04/2026

Stop jumping from website to website. We’ve brought the market to you.

✅ Compare rates instantly. ✅ Narrow down your options. ✅ Chat with us to lock in a custom plan.

Calculators provide a starting point, expertise gets you to the finish line. Visit our website to compare and book in a chat to discuss your options.

17/04/2026

What would you do??