Kelly Obank: Mortgage & Finance Broker

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Kelly Obank: Mortgage & Finance Broker Locally owned finance business, focused on educating and empowering clients throughout their financial journey.

A lot of homeowners have more equity available than they realise, and that equity may be able to fund a renovation witho...
12/10/2026

A lot of homeowners have more equity available than they realise, and that equity may be able to fund a renovation without needing a separate personal loan at a higher rate.

We can help you understand if you have equity you can access. Reach out to us today.

Your borrowing capacity isn't set in stone, it shifts along with your income, daily expenses, and existing debts. Gettin...
09/10/2026

Your borrowing capacity isn't set in stone, it shifts along with your income, daily expenses, and existing debts. Getting a clear view of your limit before you start house hunting can save time and cut out the guesswork.
Curious to see where you stand today? Reach out and we'll crunch the numbers together.

If you are thinking about buying your first investment property or adding to an existing portfolio, understanding the ba...
07/10/2026

If you are thinking about buying your first investment property or adding to an existing portfolio, understanding the basics properly makes a real difference to how it plays out.

We can discuss loan structures, what to look for and how to get started.

Talk to us today to build your property portfolio.

Growing a property portfolio is rarely about luck. It usually comes down to having the right loan structure from the sta...
05/10/2026

Growing a property portfolio is rarely about luck. It usually comes down to having the right loan structure from the start.

We work with investors at every stage, whether this is your first investment property or you are adding to an existing portfolio. Find out more about investment loans via our website here: Link

Talk to me today.

05/10/2026

Is fixed really the ‘safe’ option? Not always.

Wondering what your borrowing capacity actually looks like in today's market? It is often the first question people ask,...
28/09/2026

Wondering what your borrowing capacity actually looks like in today's market? It is often the first question people ask, and yet, it is the one most people feel they can only guess at.

Knowing your true borrowing power isn't just about the "how much"- it's about understanding what your options are before you start looking. It gives you the confidence to bid, the clarity to plan, and the advantage of being prepared.

Want to know more... give me a call 📞0455 467 618

Footy finals are here, which means half the country is hosting and the other half is trying to get out of hosting.Whethe...
25/09/2026

Footy finals are here, which means half the country is hosting and the other half is trying to get out of hosting.

Whether you're currently squeezing extra chairs into the lounge room or just hoping for a quiet couple of days, it’s a good time to look at the space around you. If your "home ground advantage" is feeling a little cramped, or the idea of hosting feels overwhelming because your current setup just doesn’t flow, it might be time to think about your next move.

Whoever you’re backing, enjoy the game. And if you want to tackle your property goals next season, let’s chat.

When you apply for a home loan, it can feel like a bit of a mystery how lenders decide to give the green light. Banks ge...
23/09/2026

When you apply for a home loan, it can feel like a bit of a mystery how lenders decide to give the green light. Banks generally assess applications against what are known as the '5 Cs of Credit' to build a picture of your situation:
Character: Your track-record for paying debts on time and your willingness to repay.

Capacity: Your ability to repay the loan, based on your income and existing debts.

Capital: Your net worth and the value of assets you can offer.

Collateral: The property you are purchasing or using as security.

Conditions: The overall economic climate and how it affects your stability.

Knowing how lenders assess these factors can help you prepare a stronger application. Want to make sure you put your best foot forward? Reach out.

The answer depends on the complexity of your application, as well as the lender you're applying with.While there are som...
21/09/2026

The answer depends on the complexity of your application, as well as the lender you're applying with.

While there are some online lenders that can have a decision made in a matter of a few days, if you want to optimise your options, it's never a good idea to leave your application to the last minute.

We suggest getting in touch with us well before it's time to apply, so we can give you guidance on what the lenders are looking for, and how they're likely to view your unique situation.

Getting started early also means you get to keep your options open, rather than being tied to the lenders with the quickest turnaround times.

What are you waiting for? Get in touch. Send me a DM 👇

Home loans often end up in the "set and forget" basket, but that’s rarely the best strategy. Markets change, lenders upd...
18/09/2026

Home loans often end up in the "set and forget" basket, but that’s rarely the best strategy. Markets change, lenders update their offers, and your personal goals evolve.

Refinancing isn't just about chasing a lower rate - it’s about ensuring your loan still works as hard as you do. If it’s been more than 12 months since you last checked in, it’s worth a quick review to see if you’re still getting a good deal for your current situation.

I can compare your current loan against what’s available right now and tell you straight if it’s worth making a move.

Address

45 Labouchere Road
Perth, WA
6151

Telephone

+61455467618

Website

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