Johnathon Ross - Finance Broker

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Johnathon Ross - Finance Broker

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Johnathon Ross - Finance Broker, Loan service, Perth.

Assisting with home loans, investment purchases, and debt consolidation by providing personalized solutions to make the loan process straightforward and stress-free.

16/04/2026

BIG news for WA home buyers 👇

Recent updates mean you may now be able to purchase up to $860,000 with as little as a 2% deposit… and no LMI.

On top of that, income limits have increased, meaning more people could now be eligible.

For a lot of buyers, this could be the difference between waiting… or getting into the market sooner.

If you’ve been sitting on the sidelines, now might be the time to revisit your options and see if you qualify.

02/04/2026

👌🏾👌🏾👌🏾

31/03/2026

The deposit isn’t the hard part…

It’s everything else people don’t tell you about.

Stamp duty.
LMI.
Fees.
Inspections.

These can add tens of thousands on top of your deposit 🤯

The good news?
There may be ways to reduce or avoid some of these costs.

If you’re thinking about buying, it’s worth knowing your options first

18/03/2026

Good to have Michelle from come out this morning to provide an update on their new products and policies.

Some good changes regarding self employed, overseas and income. New product/policy which will assist the Modular building clients. HECS and Medico policies updated!

With the announcing the new rate rises today if you need your home loan reviewed please reach out!

firsthome

12/03/2026

Interest rates going up doesn’t just affect repayments.

With inflation still sitting above the RBA’s target, more rate rises could be on the horizon.

When rates rise:
⬆️ Repayments increase
⬇️Borrowing power decreases

Meanwhile property prices don’t always wait.
That combination can make buying later harder than buying sooner.

If you'd like to understand your current borrowing capacity, I’m happy to help 📩

09/03/2026

👏🏾👏🏾👏🏾

04/03/2026

One bank gives you one pathway.

The wider market gives you leverage.

If you’re making property moves this year, don’t limit your position before you begin.

Put yourself in a stronger spot from day one.

📩 Let’s talk.

27/02/2026

In a competitive market, preparation changes everything ✅

Understanding your position before you start making offers gives you confidence, direction, and control.

If buying is on your radar, start with the right foundation.

Reach out and let’s map it out properly.📩

19/02/2026

🏦 Loyalty doesn’t pay… when it comes to your home loan

Many Australians stay with the same lender for years thinking they’re being rewarded for their loyalty.
The reality?
Banks often reserve their most competitive rates for new customers, not existing ones.

📊 In 2025, over 640,000 Australians refinanced their home loans
That’s thousands of homeowners each week reviewing their mortgage to avoid paying more than they need to.

Even a small rate reduction of 0.50% – 1.00% on an average mortgage could mean saving hundreds of dollars per month in repayments.

That’s money that could be:
✔ Going into your offset
✔ Paying off your loan faster
✔ Helping with rising living costs
✔ Or staying in your pocket where it belongs

If you haven’t reviewed your mortgage in the last 12–24 months, there’s a good chance your current rate isn’t as competitive as it used to be.

A quick home loan health check can make a bigger difference than most people expect.

📩 Send me a message to see if your current loan is still working for you… or against you.

09/02/2026

Many borrowers set up a home loan and don’t look at it again for years, even when their lives have completely changed.

Pay rises, growing families, higher living costs, or new goals can all mean your current loan is no longer working as efficiently as it should. A regular loan review helps identify opportunities to improve cash flow, adjust your loan structure, and make sure your finances still support where you’re heading next.

Home loans aren’t designed to be “set and forget.” A quick review can bring clarity and confidence, even if you decide not to change anything.

📩 Reach out to us at Central Lending Solutions if you’d like a simple, no-pressure loan check.

https://www.centrallendingsolutions.com.au/apply-now2/

12/01/2026

Great communication makes all the difference! 🙌 Tash’s experience with Johnathon Ross is a perfect example of how feeling informed, supported, and confident can transform the home loan journey.

From start to finish, Johnathon kept everything clear, friendly, and stress-free—answering every question along the way. 🏡✨

Want a broker who keeps you in the loop and has your back? Contact us today and let’s get started!

https://www.centrallendingsolutions.com.au/apply-now2/

07/01/2026

Your Home Loan Could Be Working Harder for You

Did you know refinancing isn’t just about chasing a better rate?

For many young couples and families, refinancing can mean:
✔️ Lower monthly repayments
✔️ Accessing equity already in your home
✔️ Funding renovations, a new car, or clearing other debts
✔️ Creating breathing room for family life

If your loan was set up years ago, chances are it no longer suits where you’re at today.

As a Perth-based mortgage broker helping clients Australia-wide, I can assist you in understanding what’s possible, not just what the bank offers.

No pressure. No jargon. Just clear, practical advice so you can decide what’s right for you.

👉 Find Out What Refinancing Could Do for You

Address

Perth, WA
6000

Website

https://www.centrallendingsolutions.com.au/

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