Vitality Wealth - Stacey Nicholas

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Australia
Perth, WA
Vitality Wealth - Stacey Nicholas

WA Based Mortgage & Finance Broker
Credit Rep: 544400 of ACL: 389087

10/05/2026

Happy Mother’s Day to the women who make life brighter with their love, strength, patience, and endless support. 💐

Today is all about celebrating the hugs that heal everything, the advice we didn’t know we needed, and the sacrifices made quietly every single day.

Thank you for being the heart of the family and the reason so many beautiful memories exist.
Wishing all mums, grandmothers, stepmums, mums-to-be, and mother figures a day filled with love, laughter, and appreciation. You deserve it all. ❤️

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

05/05/2026

The RBA has increased interest rates for the third month in a row, putting even more pressure on homeowners and buyers. 📈

If your mortgage repayments are starting to feel overwhelming, or you’re unsure about your options moving forward, now is the time to act. There may be ways to reduce your repayments, refinance, or structure your loan more effectively.

Don’t navigate this alone—reach out to me for a chat about how we can help you stay on top of your mortgage and make a plan that works for you.

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

24/04/2026

Today we pause to remember and honour the courage, sacrifice, and mateship of all those who served and gave their lives for our country.

On ANZAC Day, we reflect on their legacy and the freedoms we enjoy because of them. We also take a moment to say thank you — to those who served, those who continue to serve, and the families who stand beside them. Your strength, resilience, and sacrifice do not go unnoticed, and they are deeply appreciated.

Lest we forget. 🌺

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

04/04/2026

Happy Easter to all our valued clients! 🐣🌸

We hope you enjoy a wonderful time with your family and loved ones this holiday. Thank you for your continued support—it truly means so much to us.

Wishing you a relaxing and joyful Easter! 💛

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

17/03/2026

The Reserve Bank of Australia has announced a 0.25% increase to the cash rate, bringing it to 4.10%.

What this means for you:
• If you’re on a variable rate, you may see your repayments increase in the coming weeks
• Fixed rates remain unchanged
• It’s a good time to review your loan and make sure you’re still on a competitive rate

If you’re unsure how this change affects you, or you’d like a quick home loan health check, feel free to reach out—happy to help.

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

16/03/2026

🧡 Harmony Week – Everyone Belongs 🧡

Harmony Week is a reminder that Australia’s strength is in its diversity — and everyone deserves a place to call home.

As a mortgage broker, I’m proud to help individuals and families from all backgrounds navigate their home ownership journey with clarity and confidence.

No matter your story, you deserve the opportunity to build your future.

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

07/03/2026

🌸 Happy International Women’s Day! 🌸

Today we celebrate the strength, resilience, and brilliance of women everywhere — especially the incredible women shaping the world of business.

From entrepreneurs building bold new ventures to leaders driving innovation in boardrooms, women in business continue to break barriers, challenge norms, and redefine success. Their leadership creates stronger companies, more inclusive workplaces, and lasting impact in our communities.

This , let’s do more than celebrate — let’s commit to supporting women-owned businesses, mentoring future leaders, and championing equality at every level.

Here’s to the women who lead, inspire, and pave the way for the next generation.

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

💼✨

01/03/2026

🌱 **Clean Up Australia Day – Do Your Part** 🌱

Today is a great reminder that small actions make a big difference. Clean Up Australia Day isn’t just about picking up rubbish — it’s about taking responsibility, protecting what matters, and creating a better future for the next generation.

At its core, that’s what I do every day as a mortgage broker.

Helping clients “clean up” their finances, reduce debt, refinance to better structures, and set themselves up for a stronger financial future is my way of contributing. Whether it’s reviewing your current loan, consolidating debt, or making sure your home loan is working as efficiently as possible — small changes now can have a big long-term impact.

Owning property is about more than bricks and mortar — it’s about building stability, security and opportunity.

So today, whether you’re cleaning up your local park or reviewing your home loan, remember: doing your part matters.

If you’d like to tidy up your mortgage and make sure it’s working for you (not against you), I’m always here for a chat.

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

25/02/2026

Under new Australian laws introduced in June 2025, BNPL has now been categorised as regulated credit — just like a credit card. That means providers must hold a credit licence and comply with responsible lending obligations.

Why does this matter?

Because BNPL is officially recognised as a credit product — and it can impact your credit profile and home loan application.

If you’re planning to apply for a mortgage in 2026, it’s worth reviewing:
✔️ Open BNPL accounts
✔️ Your repayment history
✔️ Any unused limits that could affect servicing

Sometimes closing unused accounts can make a real difference to your borrowing power.

If you’d like a quick check on how your spending habits could affect your home loan options, feel free to reach out.

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

17/02/2026

🐎✨ Happy Chinese New Year 2026 – Year of the Horse! ✨🐎

Wishing all of our clients, referral partners and community a very Happy Lunar New Year!

The Year of the Horse symbolises energy, strength, determination and forward momentum — a powerful reminder to set bold goals and take confident steps toward them.

If buying a home, investing, or reviewing your current mortgage is on your radar for 2026, this is the perfect time to put a strategy in place and move forward with clarity.

Here’s to a year of success, opportunity and financial progress.

Gong Xi Fa Cai! 🧧🏡

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

03/02/2026

📈 Interest Rates Are Rising Again

Following the first RBA meeting of the year, interest rates have increased today — and that means your home loan could be impacted.

Now is a great time to:
✔️ Review your current home loan
✔️ Check if you’re still on a competitive rate
✔️ Ask the big question: Is it time to fix, stay variable, or split your loan?

A quick review can make a big difference to your repayments and long-term strategy — especially in a changing rate environment.

If you’re unsure what your next move should be, let’s take a look and make sure your loan is still working for you 🏡💬

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

Address

10A/2 Lancaster Street
Perth, WA
6163

Telephone

+61413414829

Website

http://www.vitalitywealth.com.au/

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