Vitality Wealth - Stacey Nicholas

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Australia
Perth, WA
Vitality Wealth - Stacey Nicholas

WA Based Mortgage & Finance Broker
Credit Rep: 544400 of ACL: 389087

11/08/2026

🏦 RBA CASH RATE UPDATE | 4.35% ON HOLD

The Reserve Bank of Australia has today decided to keep the cash rate on hold at 4.35%.

While there’s no change to the cash rate today, it’s a good reminder that your mortgage rate isn’t necessarily the best rate available to you.

With lenders constantly changing their pricing and offers, it’s worth taking a closer look at your current home loan — especially if it’s been a while since you last reviewed it.

💡 Could you be paying more than you need to?

At Vitality Wealth, we can review your current mortgage, compare your options across a range of lenders, and see whether there’s an opportunity to improve your rate or loan structure.

📲 Get in touch with Vitality Wealth today for a complimentary mortgage review.

No pressure. No obligation. Just a conversation to make sure your home loan is still working for you.

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

01/07/2026

🎉 Welcome to the 2027 Financial Year!

A new financial year is the perfect time to check in on your finances and make sure your home loan is still working for you—not against you.

Over the past year, interest rates, lending policies and tax legislation have continued to evolve. That's why now is the ideal time to review your mortgage and your financial position.

Ask yourself:
🏡 Is my home loan still competitive?
💰 Could I be saving with a better interest rate or loan structure?
📈 Has my borrowing capacity changed?
💳 Am I managing my debt as effectively as I could be?
🎯 Am I on track to achieve my financial goals—whether that's buying your first home, upgrading, investing or becoming debt-free?

Too many Australians set up a home loan and never review it. But just like your finances, your mortgage should evolve as your circumstances change.

The start of a new financial year is the perfect opportunity to take stock, review your options and make sure you're in the best position for the year ahead.

A simple home loan review today could save you thousands over the life of your loan and help you reach your goals sooner.

📞 If it's been more than 12 months since you reviewed your mortgage, now is the time. Let's make FY2027 your strongest financial year yet.

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

30/06/2026

📢 EOFY is Here – The Rules Have Changed. Has Your Financial Strategy?

This End of Financial Year isn't just about lodging your tax return—it's about adapting to one of the biggest changes to Australia's investment landscape in decades.

With the recent changes to negative gearing and capital gains tax, the way Australians invest in property is changing. Whether you're an existing investor, looking to purchase your first property, or planning for the future, understanding how these reforms affect your financial position is more important than ever.

Now is the perfect time to:
✔️ Review your investment strategy
✔️ Understand how the new tax rules may impact you
✔️ Maximise available tax opportunities before they change
✔️ Review your borrowing capacity and cash flow
✔️ Ensure your financial plan is aligned with the new legislation

The decisions you make today could have a significant impact on your long-term wealth.

Don't wait until it's too late. EOFY is the ideal opportunity to get your finances in order, review your strategy, and make informed decisions for the year ahead.

📞 If you'd like to understand how these changes may affect you or your investment plans, get in touch today. A proactive review now could make all the difference tomorrow.

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

22/06/2026

☕ Mortgage Myth Monday

❌ Myth: The bank you've always banked with will automatically offer you the best home loan.

✅ FACT: Different lenders assess applications differently, and the most suitable option often isn't where you currently bank.

As mortgage brokers, we compare a range of lenders and help you find a solution that aligns with your goals and circumstances.

Before signing on the dotted line, it's worth exploring your options.

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

16/06/2026

🏡 Great news for Australian homeowners and mortgage holders!

The RBA has decided to keep the cash rate on hold, providing some welcome relief for households managing their budgets and home loan repayments. With cost-of-living pressures still front of mind, today's decision offers borrowers a chance to breathe a little easier and enjoy some stability in the lending environment.

Whether you're looking to buy your first home, refinance, invest, or simply review your current loan structure, now is a great time to explore your options.

📞 Contact Vitality Wealth today for expert guidance and tailored finance solutions to help you achieve your property and financial goals.

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

10/05/2026

Happy Mother’s Day to the women who make life brighter with their love, strength, patience, and endless support. 💐

Today is all about celebrating the hugs that heal everything, the advice we didn’t know we needed, and the sacrifices made quietly every single day.

Thank you for being the heart of the family and the reason so many beautiful memories exist.
Wishing all mums, grandmothers, stepmums, mums-to-be, and mother figures a day filled with love, laughter, and appreciation. You deserve it all. ❤️

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

05/05/2026

The RBA has increased interest rates for the third month in a row, putting even more pressure on homeowners and buyers. 📈

If your mortgage repayments are starting to feel overwhelming, or you’re unsure about your options moving forward, now is the time to act. There may be ways to reduce your repayments, refinance, or structure your loan more effectively.

Don’t navigate this alone—reach out to me for a chat about how we can help you stay on top of your mortgage and make a plan that works for you.

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

24/04/2026

Today we pause to remember and honour the courage, sacrifice, and mateship of all those who served and gave their lives for our country.

On ANZAC Day, we reflect on their legacy and the freedoms we enjoy because of them. We also take a moment to say thank you — to those who served, those who continue to serve, and the families who stand beside them. Your strength, resilience, and sacrifice do not go unnoticed, and they are deeply appreciated.

Lest we forget. 🌺

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

04/04/2026

Happy Easter to all our valued clients! 🐣🌸

We hope you enjoy a wonderful time with your family and loved ones this holiday. Thank you for your continued support—it truly means so much to us.

Wishing you a relaxing and joyful Easter! 💛

Stacey Nicholas - Finance Broker
✉️[email protected]
📱0413 414 829

Address

10A/2 Lancaster Street
Perth, WA
6163

Telephone

+61413414829

Website

http://www.vitalitywealth.com.au/

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