Teresa Kelleher - Finance Broker

03/06/2026

Your mortgage is likely one of the biggest financial commitments you'll ever make, so it's important to have the right guidance. With a background as a qualified accountant and extensive experience as a finance broker, I bring both technical expertise and real-world lending knowledge to every client. When it comes to structuring your loan and achieving your financial goals, you can be confident your mortgage is in safe hands.

02/06/2026

What is an offset account and how does it work?

02/06/2026

Australia's housing market stalled in May, with national home values flat after months of slowing growth.

The weakness was led by Sydney and Melbourne, where values fell 0.9% and 0.8% respectively, according to Cotality data.

While the Reserve Bank is widely expected to hold interest rates steady at its June 15–16 meeting, buyers remain highly sensitive to any signs borrowing costs will stay higher for longer.

Read more: https://ab.co/4dSI31h

27/05/2026

If you’re a first home buyer asking yourself these questions, you’re definitely not alone.

Buying your first home and structuring your mortgage can feel overwhelming, but it doesn’t have to be. You need someone who can simplify the process, explain the ins and outs in plain English, and help you make confident decisions from day one.

Don’t just speak to any broker. Work with someone who has the experience and knowledge behind the numbers to guide you properly.

Get in touch today and let’s get you started on the path to your first home.

22/05/2026

Refinancing done properly could save you years on your mortgage, especially if the equity you’ve built in your home has moved you into a lower LVR bracket with access to better rates.

I’ll be upfront about whether refinancing is likely to save you money — or if you’re actually better off staying with your current lender. No pressure, no gimmicks, just clear and honest advice.

21/05/2026

Have you ever wondered what the difference between an offset account and redraw is? You’re definitely not alone. Check out the reel below for a simple breakdown of how they work and if you have any questions or want to chat feel free to reach out today.

19/05/2026

If you purchased a property in the last 6–12 months with less than a 20% deposit, there’s a good chance you’ve already built enough equity to qualify for a sharper interest rate — and you may also be able to access cash out.
Contact me today and stop paying more for your mortgage than you should!

19/05/2026

This is an interesting loophole 🤔 If you owned an owner occupied property prior to the May budget and wish to convert it to an investment property down the line, you will be able to negatively gear 🏡

https://www.facebook.com/share/194xDCfzq1/

A loophole in the federal government's move to abolish negative gearing will allow millions of Australians...

15/05/2026

Good start to a Friday morning 🤤🤤🤤

13/05/2026