Finance with Kirsty

Home
Australia
Perth, WA
Finance with Kirsty

My priority is finding the most suitable home loan for your needs, ensuring it remains a great fit.

18/07/2026

Thinking about buying South of the River but have no idea what homes actually cost? 👀

I pulled together real sale prices from June/July 2026 to give you a better idea of what different suburbs are selling for right now.

From more affordable family suburbs through to premium coastal locations, there's a huge range depending on your budget and lifestyle.

If you're new to Perth (especially if you've recently moved from the UK 🇬🇧), this is a great place to start understanding the market.

💬 Want to know what you could actually afford based on your income and deposit?

Send me a DM and I'll run the numbers—no pressure, just honest advice to help you get started. 💙

23/06/2026

Most people think you need a 20% deposit to buy a home.
That's not always true 👀

Swipe to see how a real Perth couple bought a $900K home in Carramar with just a 10% deposit — and paid zero LMI 🙌

This is the kind of thing I help people figure out every day. Your situation might be closer than you think.

💙 Like this if it's useful

💬 DM me if you want to run your own numbers

🔗 Or book a free chat via the link in bio
Repayments are indicative only based on current interest rates. General information only — not financial advice.

18/03/2026

“How much can we actually borrow for a home loan when we arrive?”

And most people are guessing.

These are a few real-world examples based on common scenarios I’m seeing right now 👆

The difference between borrowing as a single, a couple, or with kids can be huge — even on the same income.

The earlier you understand your numbers, the easier everything else becomes (suburbs, budget, timeline).

I’ll be sharing more breakdowns like this + Perth suburb insights to help you plan before you land ✈️

06/02/2026

Afraid of picking the wrong suburb when moving to Perth?
That hesitation costs people months of second-guessing… and sometimes tens of thousands by buying in the wrong location.
Let’s break down Currambine, WA 👇
📍 27km north of the Perth CBD
👨‍👩‍👧 Mostly established families (40s–50s)
🏡 High owner-occupier area = stable community
💰 Median house price ~ $1.07m
📈 +11.7% growth over the past year (steady, not speculative)
Why families choose Currambine: • Multiple primary + secondary school options nearby
• No need to relocate as kids move through school years
• Currambine Marketplace for everyday shopping
• Lakeside Joondalup minutes away for major retail & dining
Rental snapshot for investors: • ~$800 per week median rent
• ~4.56% indicative yield
Currambine suits you if: ✔️ You want an established family suburb
✔️ Your budget sits around $900k–$1.1m
✔️ You prefer solid homes over new estates
Every suburb works differently — and guessing is expensive.
Comment the suburb you’re considering and I’ll break it down like this.

28/01/2026

Finding a home under $850k in Perth isn’t easy — here’s how this family did it. 🏡

Here’s a real Perth example:
• 2 incomes
• 2 kids
• existing commitments
• $850k house in Perth, WA

This shows why online calculators don’t always tell the full story — borrowing power depends on more than just income.

If you’re planning a move to Perth or thinking about buying, this kind of breakdown can help you understand what’s realistic before you start house hunting.

05/01/2026

It took about five weeks to secure a property.

Along the way, I helped guide her through the bidding process — what to expect and what to be mindful of.

This is one real Perth purchase, showing the figures and ongoing costs involved.

13/10/2025

Thinking of buying north of the river? 🌊
Here’s a quick look at 4 Perth suburbs and what homes are actually selling for right now.
Prices might surprise you! 👀
Drop your suburb below if you want me to include it next time 👇

Address

Unit 1/170 Burswood Road, Burswood WA 6100
Perth, WA
6100

Website

https://linktr.ee/kirstygardnerwcogroup

Alerts

Be the first to know and let us send you an email when Finance with Kirsty posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.