Finance with Kirsty

06/02/2026

Afraid of picking the wrong suburb when moving to Perth?
That hesitation costs people months of second-guessing… and sometimes tens of thousands by buying in the wrong location.
Let’s break down Currambine, WA 👇
📍 27km north of the Perth CBD
👨‍👩‍👧 Mostly established families (40s–50s)
🏡 High owner-occupier area = stable community
💰 Median house price ~ $1.07m
📈 +11.7% growth over the past year (steady, not speculative)
Why families choose Currambine: • Multiple primary + secondary school options nearby
• No need to relocate as kids move through school years
• Currambine Marketplace for everyday shopping
• Lakeside Joondalup minutes away for major retail & dining
Rental snapshot for investors: • ~$800 per week median rent
• ~4.56% indicative yield
Currambine suits you if: ✔️ You want an established family suburb
✔️ Your budget sits around $900k–$1.1m
✔️ You prefer solid homes over new estates
Every suburb works differently — and guessing is expensive.
Comment the suburb you’re considering and I’ll break it down like this.

28/01/2026

Finding a home under $850k in Perth isn’t easy — here’s how this family did it. 🏡

Here’s a real Perth example:
• 2 incomes
• 2 kids
• existing commitments
• $850k house in Perth, WA

This shows why online calculators don’t always tell the full story — borrowing power depends on more than just income.

If you’re planning a move to Perth or thinking about buying, this kind of breakdown can help you understand what’s realistic before you start house hunting.

28/01/2026

Finding a home under $850k in Perth isn’t easy — so I wanted to break down a real example. 🏡

This is a real family purchase in Perth, WA, showing:
• the purchase price
• loan amount
• household income
• existing commitments
• and ongoing costs like council rates and water

Online calculators don’t always reflect how lenders actually assess applications, especially when there are kids or existing commitments involved.

Sharing this so families can get a more realistic picture of what’s possible before they start house hunting.

Happy to answer general questions in the comments.

05/01/2026

It took about five weeks to secure a property.

Along the way, I helped guide her through the bidding process — what to expect and what to be mindful of.

This is one real Perth purchase, showing the figures and ongoing costs involved.

13/10/2025

Thinking of buying north of the river? 🌊
Here’s a quick look at 4 Perth suburbs and what homes are actually selling for right now.
Prices might surprise you! 👀
Drop your suburb below if you want me to include it next time 👇

13/10/2025

09/09/2024

Some 1-year fixed rates are now as low as 5.79% and 2-year fixed rates at 5.59%! 🔒

Rates are based on loan-to-value ratio (LVR).

Depending on your current variable rate, this could potentially be worthwhile for you. I’m happy to chat and work out if this is the right move for your situation.

Terms and conditions apply.

11/07/2024

You can also follow on Instagram to see more.

11/07/2024

Find out if your offset is worthwhile?

12/05/2024

Happy Mothers Day to all the mums out there 🥰

08/04/2024

Purchasing costs at a Permanent Resident vs Temporary Resident when buying in Perth WA 🇦🇺

16/01/2024

Big congraulations to my clients, last month they moved into their new home after making the move to Australia! Wish you all the best 🥰