Leonard Dato - Mortgage Broker & Finance

Leonard Dato - Mortgage Broker & Finance Home Finance | Vehicle Finance | Equipment Finance | Business Finance | Personal Finance Don't hesitate to reach out to us.

🏡 Welcome to Your Finance Group Pty Ltd - Your Ultimate Finance Partner!

👋 Hey there, and thanks for dropping by! We're not your typical financial service – we're the dream team you've been searching for when it comes to all things finance. 🚀

Your Finance Group are your professional finance brokers working across Australia. Whatever you’re looking to finance, we can help you find the deal that suits your needs. With our years of experience
and excellent knowledge of the loan markets, we can provide a personalised solution and take the hard work out of finding a loan. Contact us now for a comprehensive service to match your requirements.

💼 Our Passion: Empowering Your Financial Dreams

Whether it's home finance, vehicle finance, equipment finance, business/commercial finance, or personal finance, we've got your back. We're not just here to provide services; we're here to make your financial aspirations a reality. 🌟

🔍 Why Choose Us?

✅ Personalized Solutions: We know one size doesn't fit all. Our experienced team is all about finding the perfect, tailor-made solution for you.

✅ Market Mastery: With years of experience and an in-depth knowledge of the loan markets, we're your go-to source for securing the best deals.

✅ Hassle-Free Finance: We'll do the legwork, so you don't have to. Say goodbye to the stress of searching for a loan.

📞 Get in Touch

Ready to embark on your financial journey? We're here to provide a comprehensive service that matches your unique requirements. Your dreams, your finance, your future – it all starts here. Let's turn your financial aspirations into a success story together.

21/08/2026

🏘️ Home Loans – Investment
📊 Indicative Interest Rate Update
Rates current as at 21 August 2026.

📩 If you would like to understand how these sample rates compare with your current investment loan, email [email protected] to request a formal rate and structure assessment.

This update includes sample competitive interest rate examples sourced from selected participating lenders within our approved panel at the time of search.

Sample assumptions used:
Loan Amount: $600,000
Security Value: $750,000
Maximum Loan-to-Value Ratio (LVR): 80%
Loan Term: 30 years
Principal & Interest repayments

Investment lending conditions, interest rates and lender policies can change over time. Actual interest rates will vary depending on the lender, loan product, borrower profile and individual circumstances.

📩 If you would like to understand how these sample rates compare with your current investment loan, email [email protected] to request a formal rate and structure assessment.

⚠️ Disclaimer
Sample competitive interest rate examples sourced from selected participating lenders within our approved panel at the time of search.

Rates are indicative only, subject to change without notice and may not be available at the time of application. Available to eligible borrowers only and subject to lender assessment, lending criteria, loan amount, LVR, security, repayment type and individual circumstances. Fees and charges may apply.

The comparison rate is based on a loan amount of $150,000 over a 25 year term.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Full terms and conditions are available on application.

Lending criteria, terms and conditions apply. General information only. Not personal advice.

Your Finance Group Pty Ltd | ABN 67 099 850 478 | ACL 386877

21/08/2026

🏡 Home Loans – Owner Occupied
📊 Indicative Interest Rate Update
Rates current as at 21 August 2026.

📩 If you would like to understand how these sample rates compare with your current home loan, email [email protected] to request a formal rate and structure assessment.

This update includes sample competitive interest rate examples sourced from selected participating lenders within our approved panel at the time of search.

Sample assumptions used:
Loan Amount: $600,000
Security Value: $750,000
Maximum Loan-to-Value Ratio (LVR): 80%
Loan Term: 30 years
Principal & Interest repayments

Interest rates, lender policies and borrower circumstances can change over time. Actual interest rates will vary depending on the lender, loan product, borrower profile and individual circumstances.

⚠️ Disclaimer
Sample competitive interest rate examples sourced from selected participating lenders within our approved panel at the time of search.

Rates are indicative only, subject to change without notice and may not be available at the time of application. Available to eligible borrowers only and subject to lender assessment, lending criteria, loan amount, LVR, security, repayment type and individual circumstances. Fees and charges may apply.

The comparison rate is based on a loan amount of $150,000 over a 25 year term.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Full terms and conditions are available on application.

Lending criteria, terms and conditions apply. General information only. Not personal advice.

Your Finance Group Pty Ltd | ABN 67 099 850 478 | ACL 386877

11/08/2026

📢 RBA cash rate update:
The Reserve Bank of Australia has left the cash rate target unchanged at 4.35% following its 11 August 2026 meeting.

An unchanged RBA cash rate does not guarantee that lender rates will remain unchanged. Lenders continue to set and review their own rates, policies, pricing and timing.

The cash rate can influence borrowing, saving and economic conditions across Australia. The effect on any individual depends on their lender, product, rate type, balance, loan term and circumstances.

Source: Reserve Bank of Australia – Monetary Policy Decision, 11 August 2026
https://www.rba.gov.au/
https://www.rba.gov.au/monetary-policy/int-rate-decisions/
https://www.rba.gov.au/cash-rate-target-overview.html

General information only. Not personal financial advice.

This content does not take into account your objectives, financial situation or needs. RBA cash rate decisions do not automatically change lender rates.

Lenders set their own rates, policies, pricing and timing. Lending criteria, fees, terms and conditions apply. Rates and information may change.

Your Finance Group Pty Ltd | ABN 67 099 850 478 | ACL 386877 | ACR 529261 | [email protected]

05/08/2026

🏙️ Australian commercial office property update: HTW July 2026 Property Clock

HTW's July 2026 Month in Review placed Australian office markets across different stages of the property cycle.

This is HTW's generalised view at that point in time. It is not a forecast, valuation, performance indicator or signal to buy, sell or invest. Local property, lease, business and lending factors still need to be considered.

Considering commercial property finance or refinancing? Your Finance Group Pty Ltd can help you understand finance options and lender requirements based on your circumstances.

📩 [email protected]

📊 Source and credit: Herron Todd White (HTW), Month in Review July 2026, National Property Clock: Office. Full report: https://htw.com.au/month-in-review/

⚠️ General information only. This is not personal advice or a recommendation. Lending criteria, fees, terms and conditions apply. Your circumstances should be assessed before you make a decision.

Your Finance Group Pty Ltd | ABN 67 099 850 478 | ACL 386877 | ACR 529261

05/08/2026

🏢 Australian unit and apartment market update: HTW July 2026 Property Clock

HTW's July 2026 Month in Review placed Australian unit markets across different stages of the property cycle.

This is HTW's generalised view at that point in time. It is not a forecast, valuation, performance indicator or signal to buy, sell or invest. Conditions can differ by location, building, property type and individual circumstances.

Considering buying a unit or refinancing an existing unit loan? Your Finance Group Pty Ltd can help you understand home loan options and lender criteria based on your circumstances.

📩 [email protected]

📊 Source and credit: Herron Todd White (HTW), Month in Review July 2026, National Property Clock: Units. Full report: https://htw.com.au/month-in-review/

⚠️ General information only. This is not personal advice or a recommendation. Lending criteria, fees, terms and conditions apply. Your circumstances should be assessed before you make a decision.

Your Finance Group Pty Ltd | ABN 67 099 850 478 | ACL 386877 | ACR 529261

05/08/2026

🏡 Australian house market update: HTW July 2026 Property Clock

HTW's July 2026 Month in Review placed Australian house markets across different stages of the property cycle.

This is HTW's generalised view at that point in time. It is not a forecast, valuation, performance indicator or signal to buy, sell or invest. Conditions can differ by location, property type and individual circumstances.

Considering a home purchase or refinance? Your Finance Group Pty Ltd can help you understand home loan options and lender criteria based on your circumstances.

📩 [email protected]

📊 Source and credit: Herron Todd White (HTW), Month in Review July 2026, National Property Clock: Houses. Full report: https://htw.com.au/month-in-review/

⚠️ General information only. This is not personal advice or a recommendation. Lending criteria, fees, terms and conditions apply. Your circumstances should be assessed before you make a decision.

Your Finance Group Pty Ltd | ABN 67 099 850 478 | ACL 386877 | ACR 529261

03/07/2026

🏘️ Home Loans – Investment
📊 Competitive Interest Rate Update
Rates current as at 3 July 2026.

Looking at your investment property loan structure? Now is a good time to understand how your current rate compares.

This update includes sample competitive interest rate examples sourced from selected participating lenders within our approved panel at the time of search.

Loan assumptions used for comparison: • Loan amount: $600,000 • Security $750,00 • Loan term: 30 years • Maximum 80% Loan-to-Value Ratio (LVR) • Principal & Interest repayments

Investment lending conditions can vary depending on borrower profile, security type, structure and lender policy.

📩 Investment strategies evolve. Rates move. If you have not reviewed your investment loan recently, email [email protected] to request a formal rate and structure assessment.

⚠️ Disclaimer Sample competitive interest rate examples sourced from selected participating lenders within our approved panel at the time of search.

Rates are indicative only, subject to change without notice and may not be available at time of application. Available to eligible borrowers only and subject to lender criteria, loan amount, LVR and individual circumstances. Rates may vary depending on borrower profile and loan structure. Fees and charges may apply.

Comparison rate based on a secured loan of $600,000 over a 30-year term with a maximum 80% loan-to-value ratio.

Lending criteria, terms & conditions apply. General information only. Not personal advice.

Your Finance Group Pty Ltd | ABN 67 099 850 478 | ACL 386877

03/07/2026

🏡 Home Loans – Owner Occupied
📊 Competitive Interest Rate Update
Rates current as at 3 July 2026.

See where your home loan interest rates stand today. Could you be paying more than necessary?

This update includes sample competitive interest rate examples sourced from selected participating lenders within our approved panel at the time of search.

Loan assumptions used for comparison: • Loan amount: $600,000 • Security $750,00 • Loan term: 30 years • Maximum 80% Loan-to-Value Ratio (LVR) • Principal & Interest repayments

Interest rates can change as lender funding costs and market conditions shift. Your actual rate may vary depending on your borrower profile, loan structure, LVR and repayment type.

📩 Rates change. Borrower circumstances change. If you have not reviewed your loan recently, email [email protected] to request a formal rate and structure assessment.

⚠️ Disclaimer Sample competitive interest rate examples sourced from selected participating lenders within our approved panel at the time of search.

Rates are indicative only, subject to change without notice and may not be available at time of application. Available to eligible borrowers only and subject to lender criteria, loan amount, LVR and individual circumstances. Rates may vary depending on borrower profile and loan structure. Fees and charges may apply.

Comparison rate based on a secured loan of $600,000 over a 30-year term with a maximum 80% loan-to-value ratio.

Lending criteria, terms & conditions apply. General information only. Not personal advice.

Your Finance Group Pty Ltd | ABN 67 099 850 478 | ACL 386877

02/07/2026

🏪 HTW’s Month of June 2026 Property Clock review for RETAIL highlights where different industrial property markets across Australia currently sit in the cycle.

For business owners and commercial property borrowers, market position is only part of the picture. Loan structure, lender policy and borrowing strength can also matter when reviewing your next move.

If you’re looking to purchase, refinance or review a commercial property loan, a formal loan assessment can help clarify what may be available based on your circumstances.

📩 [email protected]

⚠ General information only. Not personal advice. Source: Herron Todd White, June 2026.

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