Sahil - Mortgage Planner

Sahil - Mortgage Planner Sahil Saini is a fully qualified Mortgage Planner that works for you not for banks!

14/05/2026

Comparing home loans online can lead you in the wrong direction.

Most comparison sites only show a limited panel of lenders, and often highlight the lowest rates without factoring in fees, features, or how suitable that loan is for your situation.

What they DON’T show you is what really matters:
→ How different lenders assess your income
→ How your borrowing power can change from bank to bank
→ Which loan structure actually works for your goals

Two people can look at the same “best rate” online — and get completely different outcomes.

That’s why it’s not just about comparing loans… it’s about understanding which lender and strategy fit YOU.

💬 If you’re unsure where to start, send us a message! We’ll help you find the right loan, not just the lowest rate.

We help home buyers and families across Australia find smart home loan solutions.

📍 Suite B3A, 32 Endeavour Road, Hillarys WA 6025
📞 0457 133 453
✉️ [email protected]

14/03/2026

Most people think income is everything. It’s not.
In Australia, lenders assess your living expenses against the Household Expenditure Measure (HEM). If your spending is high, your borrowing power drops — even if your salary is strong. If the expenses are lower and you are living well below your means, the bank would still use the HEM benchmark.

Private school fees, childcare, BNPL, subscriptions… it all adds up.

Before you apply, make sure your spending won’t cost you approval.

Thinking of buying soon?
👉 Speak to a mortgage broker first. Contact us! (Link is in our bio)

📍 Located in Hillarys, WA, we help home buyers and families across Australia find smart home loan solutions.

Disclaimer: General info only, not financial advice. Strawberry Finance holds no liability for decisions based on this content.

25/02/2026

Don't make these rookie mistakes with your house and land package in Perth

Buying your first home in Australia can feel overwhelming, especially when everything is new. Clear advice, the right st...
17/02/2026

Buying your first home in Australia can feel overwhelming, especially when everything is new. Clear advice, the right structure, and fast action make all the difference.

If you want your loan explained properly, options laid out clearly, and no confusion along the way, let’s do it properly from day one.

DM FIRST HOME and let’s get you sorted. 🏡

13/02/2026

Business owners, take note: you don’t have to wait 18-24 months if you've been paying wages from your business or plan to pay wages from your new business. -employedloans

08/02/2026

Do you love Perth?

03/02/2026

RBA Update: Cash Rate Rises to 3.85%

The Reserve Bank of Australia has delivered its first Monetary Policy Decision of 2026, announcing an increase to the cash rate. With inflation remaining above the 2–3% target and unemployment sitting at 4.1%, this move is aimed at cooling economic activity.

What does this mean for you? 🏠

📉 If you’re on a Variable Rate: You may see an increase in your interest rate and monthly repayments. It’s a great time to review your loan structure or repayment strategy to ensure you're still on the most competitive path.

🔒 If you’re on a Fixed Rate: Your repayments won't change for now, but the "cliff" is always worth watching. If your fixed term is ending soon, let’s chat now so we can secure your next move well in advance.

💰 If you’re looking to Buy: Higher rates can impact your borrowing power. We can help you navigate the current landscape with a tailored savings plan and identify any grants or incentives that could give you an edge.

The market is moving, but you don't have to navigate it alone. Whether you're feeling the pinch or just want a "health check" on your home loan, I'm here to help.

👇 Have questions about your specific situation? Send me a DM or click the link in my bio to book a quick chat!

30/01/2026

Overpay the loan ❌
Overpay Bunnings ✅ 🥴

Be honest… how much has Bunnings cost you this year? 👀

29/01/2026

Unless we sell kidney for a large deposit 🥴

28/01/2026

If you know, you know 😅

Thinking about purchasing a home or buying your first one? Strawberry Finance is here to help make the process clearer.

📍 Located in Hillarys, WA, we help home buyers and families across Australia find smart home loan solutions.

Address

Suite B3A, 32 Endeavour Road
Perth, WA
6025

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+61457133453

Website

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