Lesa Villiotis Personal Home Lender

24/03/2026

✨ Great night at the Twilight Business Catch‑Up! ✨

It was fantastic attending the Twilight Business Catch‑Up at Penrith Panthers last night. Always great to connect with some of our Penrith lenders and spend time with our manager, Ash.

Events like this remind me how valuable it is to collaborate, share insights, and stay connected with our local network. Looking forward to the next one!

17/03/2026

Good news - you don’t need a magic wand… just the Government’s 5% Deposit Scheme! ✨
If you’re curious about how to take advantage of the scheme (and skip the years of saving), hit the “Book an Appointment” link on my page.
Let’s have a quick phone chat and map out the fastest route to your new front door 🚪💨
Your homeownership journey might be closer than you think 😉

05/03/2026

🌟 Found your dream home but still selling your current one?
You’re not alone—this is one of the most common challenges buyers face in today’s market.
The good news?
You don’t have to navigate it alone. Whether you’re exploring bridging options, planning your timelines, or just need clarity on what’s possible, I’m here to help.
Any time. Any place.
If you’re juggling a purchase and a sale and want the process to feel smoother and less stressful, reach out—let’s chat about the best path forward for you.
📧 [email protected]
📱 0459 893 613

Book time with Lesa Villiotis: Home Loan Appointment

14/02/2026

Please feel free to contacted me to review any home lending needs. 0459893613. [email protected]

09/12/2025

Australian Government’s Help to Buy Scheme - What You Need to Know
As a Home Lending Specialist with Commonwealth Bank, I wanted to share some exciting news: the Help to Buy scheme is now live, and CBA is one of only two lenders in Australia offering access.
Here’s the lowdown:
✅ Government contribution: Up to 30% for existing homes, 40% for new builds
✅ Deposit: As little as 2%
✅ Income caps: $100k for individuals, $160k for couples or single parents
✅ Property price caps: Vary by location (e.g., $1.3M in Sydney, $950k in Melbourne)
✅ No rent or interest on the government’s share-just repay when you sell or buy back
Important tip: This scheme is not available through brokers. If you want in, you’ll need to go directly through an eligible lender like CBA.
Thinking about taking advantage of this opportunity? Let’s have a chat-I’d love to run some numbers for you and see if this could work for your situation.
Contact me anytime:
📧 Email: [email protected]
📞 Phone: 0459 893 613

Commonwealth Bank

Send a message to learn more

30/07/2025

Last weekend, Deanna Larsen and I had an amazing time hosting a Home Loan Pop-Up Store at Richmond Marketplace! 🎉 It was a fantastic opportunity to connect with the community and share valuable insights about home loans and the exciting options available.

We were thrilled to meet so many wonderful people and help answer questions about home buying, refinancing, and everything in between. 🏡💡 Whether you're a first-time buyer or looking to invest, we were there to guide you through the process.

A big thank you to everyone who stopped by to chat with us! Feel free to reach out anytime for personalized advice and support.

Looking forward to more events like this in the future. Stay tuned for updates! 😊
Lesa Villiotis: Senior Home Lender CBA
0459 893 613
[email protected]

30/07/2025

Today I was proud to receive a Commbank Values Award – a recognition that truly means a lot to me.

At CBA living our values isn’t just about the big wins, but about showing up every day with integrity, empathy, and commitment to our customers and colleagues. I’m lucky to work with an incredible team that brings these values to life – and inspires me to do the same.
Commonwealth Bank

24/07/2025

📣 Come and See Us at Marketplace Richmond!

We’ll be at Marketplace Richmond NSW tomorrow and over the weekend, and we’d love to have a chat!

✅ Have a home loan and wondering what CBA can offer you?
✅ Thinking about buying your first home or an investment property?

Come down and speak with us – we’re here to answer your questions and help you explore your options.

📍 Where: Marketplace Richmond
📅 When: Tomorrow & all weekend

Let’s talk about how we can make your goals happen!

09/07/2025

🔍 Important Update for Homeowners and Borrowers 🔍
The Reserve Bank has decided to hold off on reducing rates, which isn't the best news for home buyers or those with existing mortgages. However, it's crucial to explore your options during these times. Have you considered refinancing or consolidating your personal debts?
With credit card debt on the rise and repayments stretching over many years—sometimes up to 95 years—it's more important than ever to take control of your financial situation. By consolidating personal loans and credit card debts into your home loan, you could potentially reduce your monthly repayments.
Don't let high-interest debts burden you. Speak with me to explore the best options available, including refinancing with CBA. Reach out today for a thorough review and see how you can better manage your finances. Let's work together to find a solution that suits your needs. 💡🏠

Commonwealth Bank

01/07/2025

"Unlocking Your Path to Home ownership: Credit Scores, Loans, and Smart Banking Strategies! 🏡💳🚗"

Ready to embark on your home lending journey? Let's dive into the world of credit scores and how they can impact your path to home ownership!

When it comes to securing a home loan, having a solid credit rating can be a game-changer. But how do you get there? Is it wise to take on a car loan or a credit card to boost your credit score, or should you focus on maintaining good account conduct?

Here's the scoop:

Credit Cards & Car Loans: Using credit cards or having a car loan can help build your credit history, showing lenders that you can manage debt responsibly. But remember, it's all about how you use them! Keep your balances low and make timely payments to see a positive impact on your credit score.

Good Account Conduct: Sometimes, the best strategy is simply maintaining good conduct with your existing accounts. Consistently paying bills on time and managing your finances well can speak volumes to lenders.

Talk to Your Bank: Before making any big decisions, have a chat with your bank. They can offer personalized advice based on your financial situation and goals. Plus, building a relationship with your bank can sometimes lead to better loan terms!

Ultimately, the best approach depends on your unique circumstances. So, whether you're considering a credit card, a car loan, or just sticking to good account conduct, make sure it aligns with your long-term financial goals.

Ready to take the next step? Reach out today and explore your home loan options! 🏠💼

Lesa Villiotis
Senior Home lender
Commonwealth Bank

☎️ 0459 893 613

✉️ [email protected]
Commonwealth Bank

25/06/2025

Hi, I’m Lesa, your local CommBank Senior Home Lender in Penrith. I can help you with your home buying or refinance needs.

Let’s chat today. Either call on 0459 893 613 or email [email protected]