Loans Combined

13/09/2026

"Great time to work with" says Boris on Google

★★★★★ Great time to work with

12/09/2026

The kind of finance that got your business off the ground won't necessarily be the same as the finance you need to scale.

As your business evolves, the way you fund it needs to adapt. For example, your finance journey could look like:

🚀 Launch: Equipment finance to get you the gear you need to start.
📈 Growth: A term loan to help you seize new opportunities as they arise.
📊 Scale: Invoice finance to smooth out the cash flow gaps from bigger contracts.

We specialise in matching the right solution to the stage you are at right now.

10/09/2026

It is R U OK Day - a powerful reminder to check in on the people around you, your colleagues, your friends and your family. A simple, genuine conversation can make a massive difference. You don't need to be an expert to ask, "Are you OK?" and simply listen with an open mind. Let's support each other today and every day.

Reach out, check in, and let someone know you're there for them.

08/09/2026

"cannot recommend Loans Combined highly enough. David Signore and Pallav made what could have been a very overwhelming process feel straightforward from start to finish.
As a first time investment property buyer, I had a lot of questions, and they were always patient, responsive and happy to explain everything clearly. Their communication was excellent, and I always felt they had my best interests at heart.
They worked.." says Eric on Google

★★★★★ cannot recommend Loans Combined highly enough. David Signore and Pallav made what could have been a very overwhelming process feel straightforward from start to finish. As a first time investment property buyer, I had a lot of questions, and they were always patient, responsive and h...

06/09/2026

To the Dad who treats every life decision like a financial audit. The one who has been offering "strategic advice" since the 90s, whether or not you actually wanted a second opinion. He's never worked in finance, but he's convinced you should have checked the fine print with him first. And the most annoying part? He's usually right. Happy Father's Day to all the dads and caregivers. 💙

03/09/2026

If you have a few credit cards, a car loan or even some lingering buy-now-pay-later services, keeping track of all those different repayment dates and interest rates can be a headache.

Debt consolidation is a strategy that could simplify things by rolling them into one regular repayment.

It is about simplifying your life and taking back control of your cash flow.

Reach out to see if debt consolidation is right for you.

02/09/2026

"Thanks to Loans Combined for getting things sorted out for me. Amelia is so professional she took control and got it all done perfectly 👌 i would have struggled so much with out her 10 out 10 for her" says Russel on Google

★★★★★ Thanks to Loans Combined for getting things sorted out for me. Amelia is so professional she took control and got it all done perfectly 👌 i would have struggled so much with out her 10 out 10 for her

28/08/2026

Ever heard the term Loan-to-Value Ratio, or LVR? It’s a key number to know when you're looking at home loans.

Simply put, your LVR is the percentage of the property's value that you need to borrow. For example, if you buy a home valued at $500,000 and borrow $400,000, your LVR sits at 80%.

Here is why that number matters to you:
💰 Better rates: A lower LVR means you’ve put down a larger deposit, which could open the door to more competitive interest rates.
🛡️ Lenders Mortgage Insurance (LMI): If your LVR is above 80%, you may need to pay LMI. This is an extra cost that protects the lender, not you.
📏 Borrowing power: Your LVR plays a big role in how comfortable a lender is with your application and how much they are willing to let you borrow.

If you want to calculate your potential LVR or see how it impacts your options, let’s have a chat.

*Source: Money.com.au

26/08/2026

"We had a pretty delayed and complex land and construction loan required for our project, however the team guided us through ever step of the way and helped us get the outcome we were hoping for. Highly recommended!" says Cameron on Google

★★★★★ We had a pretty delayed and complex land and construction loan required for our project, however the team guided us through ever step of the way and helped us get the outcome we were hoping for. Highly recommended!

26/08/2026

Helping a loved one buy their first home as a guarantor is incredibly generous.

It can get them onto the property ladder much sooner with a smaller deposit, but it’s vital to understand how it impacts your own financial future.

Acting as a guarantor can affect your borrowing capacity for future loans, as lenders factor that responsibility into your financial profile. It’s an important piece of the puzzle for everyone involved.

Contact us via our website if you're exploring this option or want to understand what it means for your own plans down the track.

Let's chat to map out your options together.

Visit our website here 👉 https://www.loanscombined.com.au/contact/