24/06/2026
Did you know an ATO debt could affect your ability to get a home loan? π‘
It's something a lot of people don't think about until they're sitting in front of a lender. Whether it's an outstanding tax bill or an existing ATO payment plan, these liabilities are taken into account when lenders assess your borrowing capacity.
The good news? It doesn't automatically rule you out. Getting on top of it early and having the right broker in your corner can make a real difference to your outcome.
If you've got an ATO debt and you're thinking about buying, refinancing or accessing equity, let's have a chat before you apply anywhere.
π Call us on 0477 681 751 or book an appointment online at mackayhomeloans.com.au/contact/