01/10/2026
Three things I wish every small business owner knew about their insurance:
1οΈβ£ Your insurance needs to keep up with your business.
If you've grown, taken on staff, bought equipment, changed premises or started offering something new, your insurance might need to change too.
2οΈβ£ The cheapest policy isn't necessarily the right policy.
Price is important, but so is understanding what you're actually covered for β and what you're not.
3οΈβ£ Your broker isn't just there at renewal.
If something changes during the year, ask.
If you're unsure about something, ask.
If something goes wrong, call.
That's part of the service.
Running a business is complicated enough. Your insurance shouldn't add to it.
ALP Insurance Advisers Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet Australia Pty Ltd, AFSL 240549. Corporate Authorised Representative No. 1315938