GEM Wealth Advisory

26/03/2026

🗞📰 𝗚𝗼𝗼𝗱 𝗻𝗲𝘄𝘀 𝗳𝗼𝗿 𝗯𝘂𝘆𝗲𝗿𝘀 – 𝘀𝘂𝗿𝗴𝗲 𝗶𝗻 𝗵𝗼𝗺𝗲𝘀 𝗵𝗶𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣
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If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice. 🙌⁣⁣⁣
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https://gemwealthadvisory.com.au/good-news-for-buyers-surge-in-homes-hitting-the-market/

17/03/2026

🗞📰 𝗗𝗼𝘂𝗯𝗹𝗲 𝘁𝗿𝗼𝘂𝗯𝗹𝗲! 𝗥𝗕𝗔 𝗹𝗶𝗳𝘁𝘀 𝗰𝗮𝘀𝗵 𝗿𝗮𝘁𝗲 𝗯𝘆 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝟮𝟱 𝗯𝗮𝘀𝗶𝘀 𝗽𝗼𝗶𝗻𝘁𝘀 𝘁𝗼 𝟰.𝟭𝟬% 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣
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More bad news for mortgage holders around the country: the RBA today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments? 🏡⁣⁣⁣
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https://gemwealthadvisory.com.au/double-trouble-rba-lifts-cash-rate-by-another-25-basis-points-to-4-10/

12/03/2026

🗞📰 𝗢𝗳𝗳𝘀𝗲𝘁 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝘀 𝘀𝘂𝗿𝗴𝗲 𝗮𝘀 𝗵𝗼𝗺𝗲𝗼𝘄𝗻𝗲𝗿𝘀 𝗿𝗮𝗰𝗲 𝘁𝗼 𝗯𝗲𝗮𝘁 𝗵𝗶𝗴𝗵𝗲𝗿 𝗿𝗮𝘁𝗲𝘀 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣
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Who wouldn’t want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we’ll look into whether an offset account could benefit you. 🏡⁣⁣⁣
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https://gemwealthadvisory.com.au/offset-accounts-surge-as-homeowners-race-to-beat-higher-rates/

05/03/2026

🗞📰 𝗛𝗼𝘄 𝗳𝗶𝗿𝘀𝘁 𝗵𝗼𝗺𝗲 𝗯𝘂𝘆𝗲𝗿𝘀 𝗰𝗮𝗻 𝗯𝘂𝘆 𝘂𝗽 𝘁𝗼 𝗳𝗶𝘃𝗲 𝘆𝗲𝗮𝗿𝘀 𝘀𝗼𝗼𝗻𝗲𝗿 📰🗞⁣⁣⁣⁣⁣⁣⁣
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As home prices climb higher, first home buyers can feel like the goal posts are continually shifting further out of reach. But there is a way to potentially cut years off the time taken to buy a home. 🏡⁣⁣
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https://gemwealthadvisory.com.au/how-first-home-buyers-can-buy-up-to-five-years-sooner/

26/02/2026

Sure, saving a deposit is important, but your income can hold the real key to getting into the market. That’s because it shapes your borrowing power. 💪

Sure, saving a deposit is important, but your income can hold the real key to getting into the market. That’s because it shapes your borrowing power. It stands to reason that lenders will look closely at your personal income when you apply for a home loan. It’s not just about you being able to c...

19/02/2026

Growing numbers of younger Australians are opting for regional living, and part of the lure of a ‘seachange’ or ‘treechange’ can be the chance to get more bang for your buck. 🏡

Growing numbers of younger Australians are opting for regional living, and part of the lure of a ‘seachange’ or ‘treechange’ can be the chance to get more bang for your buck. As property values climb higher, the median home price across our combined capitals has just pushed past the $1 milli...

12/02/2026

Myth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market. 🏡

Myth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market. As many Baby Boomers (those born between 1946 and 1964) start to enjoy their retirements, they are passing the baton of property ownership over t...

03/02/2026

Bad news for mortgage holders around the country: the RBA today raised the cash rate by 25 basis points to 3.85%. Today we’ll look at why it did so, and how this rate hike could impact your monthly mortgage repayments. 🏠

Bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate by 25 basis points to 3.85%. Today we’ll look at why it did so, and how this rate hike could impact your monthly mortgage repayments. Well, those three rate cuts in 2025 were nice while...

29/01/2026

After a lengthy run of rising prices in 2025, some pundits are tipping property prices could keep climbing in 2026. Today we’ll take a sneak peek inside the experts’ crystal ball – and what it could mean for your home buying plans. 🔮 🏡

After a lengthy run of rising prices in 2025, some pundits are tipping property prices could keep climbing in 2026. Today we’ll take a sneak peek inside the experts’ crystal ball – and what it could mean for your home buying plans. 2025 was a great year for home owners, though a little more ch...