Shelby Horne - Finance Consultant

Shelby Horne - Finance Consultant Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Shelby Horne - Finance Consultant, Financial service, 61 Hutchinson Street, Mount Barker.

đź’Ľ Finance Consultant | Business Lending Specialist
đźš› Asset Finance | đźšś Equipment | đźš— Vehicles
🤝 Down-to-earth advice backed by real results
đź’¬ DM for tailored lending solutions

You'd never skip a health check — so why skip your finances?We service the car. We book the dentist. But our loans? Most...
15/06/2026

You'd never skip a health check — so why skip your finances?

We service the car. We book the dentist. But our loans? Most of us set them up once and never look again — and that "set and forget" can quietly cost you thousands.

So let's change that. I'm offering a quick, no-pressure Finance Health Check, where we look at:

🏠 Your home loan — is your rate still competitive?
🚗 Car & vehicle loans — caravans, boats, bikes too
💳 Personal loans & credit cards — rolled into one simple monthly repayment, paid off sooner
📊 Any asset or loan rate check — if you're paying interest on it, let's review it

The goal? A sharper rate, money back in your pocket for the cost of living, and a stronger start to the new financial year.

I've recently done this with some of my existing clients and honestly — for a few of them it's been an absolute game-changer. 🙌 Now I'm opening it up to new clients too.

It costs nothing to look. Worst case, you find out you're already in good shape. Best case? We free up some real breathing room.

đź“© Book your Finance Health Check: đź“ž 0482 798 906 ✉️ [email protected] — Shelby Horne, Finance Consultant

With 30 June creeping up, this is the time of year a lot of business owners start thinking about what they actually need...
03/06/2026

With 30 June creeping up, this is the time of year a lot of business owners start thinking about what they actually need — a reliable work vehicle, that bit of equipment that's been on the wishlist, an upgrade that makes the day-to-day easier.

If buying before EOFY is on your radar, it's worth understanding your options early. Getting the timing and the finance sorted before June 30 can make a real difference to how this year lands at tax time.

No pressure and no obligation — happy to talk it through, point you in the right direction, and make sure you've got what you need to have a proper chat with your accountant.

If that's useful, my details are on the last slide. đź’¬

General info only — always confirm what's right for you with your accountant or registered tax agent.

đź“Ś Mention "EOFY" if you reach out and you'll go in the draw for a $100 gift card.

03/06/2026

With 30 June creeping up, this is the time of year a lot of business owners start thinking about what they actually need — a reliable work vehicle, that bit of equipment that's been on the wishlist, an upgrade that makes the day-to-day easier.

If buying before EOFY is on your radar, it's worth understanding your options early. Getting the timing and the finance sorted before June 30 can make a real difference to how this year lands at tax time.

No pressure and no obligation — happy to talk it through, point you in the right direction, and make sure you've got what you need to have a proper chat with your accountant.

If that's useful, my details are on the last slide. đź’¬

General info only — always confirm what's right for you with your accountant or registered tax agent.

đź“Ś Mention "EOFY" if you reach out and you'll go in the draw for a $100 gift card.

Your car might be running perfectly… but is your finance? 👀If you haven’t checked your rate recently, you could be payin...
01/03/2026

Your car might be running perfectly… but is your finance? 👀

If you haven’t checked your rate recently, you could be paying more than you need to. The good news?

It’s simple to check!

âś… Free comparison
âś… No obligation
âś… Quick & easy
âś… Could save you money

With the cost of living rising, every dollar counts — why not make sure your car finance is working for you, not against you?

Send me a message today and let’s compare.

This week in finance land at Lume Financial…Here’s what’s been going down behind the scenes, amidst the endless meetings...
29/08/2025

This week in finance land at Lume Financial…

Here’s what’s been going down behind the scenes, amidst the endless meetings, phone calls, and countless coffee runs...

✅ Secured a 175k loader approval for a day 1 ABN holder – helping a local business hit the ground running!

✅ Got an 80k approval for a commercial client’s wheelchair accessible van – now they can scale their support business and help even more people!

✅ Helped a client refinance their car loan – 2 minutes from submission to approval, and now we’re all set to settle! Saving 3% and around 6k by the end of the loan – quick, easy, and done right!

✅ Met with referral partners to chat finance solutions – showing them how offering options can break down barriers and create smoother sales processes.

âś… Worked on a 120k caravan quote for a commercial client, ready to lodge with the lender and help them achieve their business goals.

✅ A couple of catch-ups with BDMs – always good to keep those relationships strong!

✅ Love working with my Lume fam in the office – we’ve got a good thing going, making it all happen together!

Best part?

We get to call this “work.” Love helping great people, doing what I’m passionate about, and still getting to enjoy life!!

This week in finance land at Lume Financial… and no, it wasn’t boring!Here’s what’s been going down behind the scenes, b...
01/08/2025

This week in finance land at Lume Financial… and no, it wasn’t boring!

Here’s what’s been going down behind the scenes, behind the 65 lunchboxes and sporting commitments, and never ending to do lists....

✅ Helped a retired legend from Finniss lock in finance for their dream campervan – ready to hit the open road (and every bakery between here and Broome)

✅ Secured a loan for a commercial client’s classic Harley – because spreadsheets by day, leather jacket by weekend is way more fun!

✅ Refinance of a balloon payment – and yes, we beat the big 4 banks (it always pays to weigh up your options!!)

✅ $200k caravan loan rate approved for a self employed client and ready to roll in 6 weeks – you bring the van, we’ll bring the finance!

✅ Sent off 7 solid finance quotes for commercial clients – competitive rates, no early exit fees, and low-doc magic ✨
We’re teeing them up to be lodged early next week so those business goals can finally get a wriggle on and we can keep their cash flow strong!

Best part?

It’s just me from start to finish.
No explaining your life story to five different people.
Just one local broker who actually remembers your name – and what you're trying to achieve.

Born and raised on the beautiful Fleurieu Peninsula – and now I get to give back by helping local people and businesses.

I’m not here to impress the banks... I’m here to get you approved!

🚨 New Role, Same Drive 🚨I’m excited to officially step into my new position as Finance Consultant & Head of Commercial, ...
09/07/2025

🚨 New Role, Same Drive 🚨

I’m excited to officially step into my new position as Finance Consultant & Head of Commercial, Asset & Business Lending with Lume Financial.

With years of experience managing asset finance offices, I bring a results-driven mindset and deep industry knowledge to every deal. I’m passionate about helping businesses access tailored lending solutions—because in business, every dollar counts.

But beyond the spreadsheets and strategy, I’m a down-to-earth, easygoing mum of four. I work hard for my clients, but my family is my world—and that balance keeps me grounded and focused on what really matters.

Here to make finance simpler, smarter, and more human.

Address

61 Hutchinson Street
Mount Barker, SA
5251

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