Tracey Hammond - Mortgage Broker

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Australia
Mosman, NSW
Tracey Hammond - Mortgage Broker

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Tracey Hammond - Mortgage Broker, Mortgage brokers, 797 Military Road, Mosman.

15/04/2026

📈 Could property prices break records in 2026? 📈⁣
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Home values could potentially hit new highs this year. ⁣
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REA Group is predicting home prices could rise 6-8% across our combined capitals in 2026. 📊⁣
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Meanwhile, a new report from KPMG predicts house prices across Australia could climb 7.7% this year and apartment values could rise 7.1%.⁣
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If you're looking to buy in the near to medium future, it could be worth considering bringing your home-buying plans forward to beat rising prices. 💰⁣
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Talk to us to find out your borrowing power. 💬⁣
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We could then also get the ball rolling on a home loan that matches your needs. 👇⁣
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To find out more, DM or contact Tracey on:

☎️ – 0404 682 672
💻 – [email protected]

13/04/2026

🏡 Could your siblings hold the key to home ownership? 🏡⁣
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Siblings can often be relied on to share a drink or a game of backyard cricket. 🏏⁣
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But now more Aussies are teaming up with their siblings to share the keys to a first home. 🔑⁣
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NAB reports a 33% increase in friends and family members buying property together. ⁣
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Pooling your resources can potentially help you crack the market sooner, or buy in an area you couldn’t afford solo. ⁣
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If you think you and your sibling could make a great property team, talk to us to find out if co-buying could work for you. 👇⁣
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To find out more, DM or contact Tracey on:

☎️ – 0404 682 672
💻 – [email protected]

08/04/2026

🏠 First homebuyers are dominating the home loan market 🏠⁣
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The number of new first home buyer loans rose 6.8% in the final quarter of 2025, outpacing investors and upgraders - according to ABS data. 📊⁣
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It’s the biggest jump in first home buyer demand in two years. ⁣
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What’s driving first home buyers? 🤔⁣
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Increased support through the 5% Deposit Scheme and the new Help to Buy program, says the ABS. ⁣
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Talk to us about your plans to buy a first home and we'll help you assess your borrowing capacity. ⁣
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You could potentially be home loan ready right now. 👇⁣
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To find out more, DM or contact Tracey on:

☎️ – 0404 682 672
💻 – [email protected]

30/03/2026

🚀 Refinancing is on a roll and the momentum is building 🚀⁣
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Refinancing reached new heights in 2025.⁣
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A record 641,552 loans were refinanced over the year, 20% higher than 2024’s 533,839, according to Money.com.au’s latest Mortgage Insights Report. 📈⁣
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And the momentum isn’t slowing. 💪⁣
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The Insights Report predicts refinancing volumes to grow a further 19% in 2026 to 762,437 loans. ⁣
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Why the rush to switch? 🤔⁣
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The potential for a lower rate, potentially better home loan features, and the chance to reduce your monthly mortgage repayments. ⁣
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If you haven’t reviewed your loan recently, now could be the time. ⏰⁣
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Contact us to see if you could save on monthly interest by refinancing. 👇⁣
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To find out more, DM or contact Tracey on:

☎️ – 0404 682 672
💻 – [email protected]

25/03/2026

🏚️ How much could your 2026 reno cost? 🏚️⁣
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Thinking of buying a fixer-upper? ⁣
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Or just keen to show your current home some love? ❤️⁣
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Knowing how much the renos will cost is essential to any home improvement project. 🛠️⁣
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Archicentre has just released its 2026 Cost Guide. 📘⁣
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Keen for a new kitchen? Allow upwards of $23,000. 🍳⁣
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New bathroom? Your budget should likely start at around $17,500. 🛁⁣
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Planning an extension? It can cost from $2,700 per square metre. ⁣
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But most importantly: how to pay for it all? 🤔⁣
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Talk to us. 💬⁣
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We can run you through some finance options that can potentially turn your renovation plans into reality. 👇 ⁣
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To find out more, DM or contact Tracey on:

☎️ – 0404 682 672
💻 – [email protected]

23/03/2026

💛 Does having a home loan = feel-good vibes? 💛⁣
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For most of us, taking on a mortgage is essential to buy a home. 🏡⁣
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But how does that big transition (generally) affect one's mental wellbeing?⁣
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Interestingly, there's a bit of a difference between the financial anxiety levels of debt free households vs mortgage holder households, according to Agile Market Intelligence.⁣
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When asked to describe their current financial situation, 31% of debt-free households were feeling financially anxious - up 2% from this time last year.⁣
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Meanwhile, just 25% of mortgage holder households were feeling financially anxious - down 1% from a year earlier.⁣
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If you'd like to explore whether home ownership is within reach for you - and how mortgage repayments would sit within your monthly household budget - then get in touch today. 👇 ⁣
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To find out more, DM or contact Tracey on:

☎️ – 0404 682 672
💻 – [email protected]

18/03/2026

🏁 Lock in: it’s a competitive market for buyers right now 🏁⁣
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The supply of listed homes increased 3.1% in January 2026, according to SQM research. 📊⁣
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But listings are still 11% lower compared to a year ago. 📉⁣
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So, on average, new homes are selling after just 28 days on the market, according to NAB's latest Housing Monitor report. ⁣
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Having all your ducks in a row can help provide you with a competitive edge. 🦆⁣
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Home loan pre-approval could allow you to act faster when the right property comes along. ⁣
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It could also help you bid with confidence at auctions. 🔨⁣
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And it can also let sellers (and the agent) know you’re a serious buyer. ⁣
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Get in touch today to discuss your borrowing power and pre-approval options. 👇⁣
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To find out more, DM or contact Tracey on:

☎️ – 0404 682 672
💻 – [email protected]

16/03/2026

🏠 First-home buyers use ‘COMO’ to achieve their goal 🏠⁣
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Ready to buy. Ready to bend. 🤸‍♂️⁣
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Many first home owners are embracing COMO - compromise or miss out - to break into the market. ⁣
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PropTrack says 83% of buyers are willing to compromise on their first home. ⁣
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The number of bedrooms, solar power and walk-in robes are the features most likely to be scratched from wish-lists. ✏️⁣
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One area you shouldn’t compromise on is your choice of home loan. ⁣
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The right loan offers a competitive rate backed by features you’ll actually use. 💡⁣
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Talk to us to find the loan that matches your needs. 👇⁣
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To find out more, DM or contact Tracey on:

☎️ – 0404 682 672
💻 – [email protected]

11/03/2026

🏡 Home loan demand has just hit a 3-year high 🏡⁣
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Equifax reports demand for home loans rose 18% in December compared to the same time the previous year. 📈⁣
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It’s the biggest one month surge since 2022. ⁣
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What was behind the increased appetite for home loans? 🤔⁣
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Two key factors: three rate cuts in 2025, and the expanded 5% Deposit Scheme. ⁣
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The government's 5% Deposit Scheme lets first home buyers get started with a small deposit and zero lenders mortgage insurance. ⁣
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It could be the helping hand you’ve been waiting for. Get in touch to find out if you’re eligible. 👇⁣
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To find out more, DM or contact Tracey on:

☎️ – 0404 682 672
💻 – [email protected]

09/03/2026

🏘️ The big reveal: Australia’s most prolific property investors 🏘️⁣
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Close to 2.3 million Australians earned rental income from property in 2022-23, according to the ATO.⁣
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And they’re not all from uber-rich occupations. ⁣
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In fact, teachers and nurses are among Australia’s top five most prolific property investors. 👩‍🏫👨‍⚕️⁣
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That’s because there are multiple pathways to invest, even if you don’t have a big deposit, including:⁣
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1. Consider harnessing home equity. 🏠⁣
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2. Think about turning a first home into a rental. 🔁⁣
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3. Weigh up rentvesting: live where you want, invest where you can afford. 📍⁣
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4. Or consider co-investing with mates or family to boost buying power and share costs. 🤝⁣
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Be sure to speak with a tax professional before investing. ⁣
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And talk to us about the finance options that could match your situation and buying strategy. 👇⁣
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To find out more, DM or contact Tracey on:

☎️ – 0404 682 672
💻 – [email protected]

04/03/2026

🚊 The affordability of an extra train stop 🚊⁣
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“I love the daily commute”, said (almost) no one ever. 😅⁣
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But PropTrack says their research show that house hunters could save hundreds of thousands of dollars by buying in suburbs that are one extra train stop from the city. ⁣
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It’s not about buying a train wreck of a home. 🏚️⁣
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It's about trying to buy a more affordable one.⁣
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After all, a more affordable home usually equates to a more affordable mortgage - and that's where we can help out further. 👇⁣
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To find out more, DM or contact Tracey on:

☎️ – 0404 682 672
💻 – [email protected]

02/03/2026

🌳 The tree change advantage? Potentially more affordable homes 🌳⁣
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Relocations from capitals to regions are outpacing moves in the opposite direction, according to the latest Regional Movers Index. ⁣
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The median home price across regional areas is $743,672 - that’s $258,848 less than the $1,002,530 median across state capitals, according to Cotality. ⁣
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A more affordable home could mean a smaller mortgage, and potentially lower home loan repayments. 🏡⁣
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Keen to swap skyscrapers for big sky horizons? 🌤️⁣
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Contact us to explore some home loan options that could power your country escape. 👇⁣
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To find out more, DM or contact Tracey on:

☎️ – 0404 682 672
💻 – [email protected]

Address

797 Military Road
Mosman, NSW
2088

Telephone

+61404682672

Website

https://www.aussie.com.au/mortgage-broker/tracey-hammond/

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