Southern Risk Solutions

11/06/2026

Some very interesting points around pricing factors affecting the current residential insurance market.

Flood and hail dominate the headlines, but a trio of emerging risks - driven by ageing infrastructure, denser suburbs and the lithium revolution - are steadily climbing insurers' watch lists

04/05/2026

I welcome this initiative.

It may provide a template for a partial solution to the growing insurance unaffordability that consumers face within certain geographical area's of the country.

Without intervention and shared mitigation the risks we face when seeking to develop regional area's will continue to face huge challenges, in particular how our regional area's manage risk on investment.

I am sure that our industry will be looking very closely as to how a potential "pooling "arrangement might practically work and also the mechanisms that private insurance companies might create to facilitate products that work in conjunction with any minimum indemnity protection.

Watch this space.

Councils ‘more resolved’ to pursue regional mutual 04 May 2026 A group of regional councils are continuing to explore a mutual insurance option after a roundtable last week highlighted frustrations at a lack of affordable cover. South West Queensland Regional Organisation of Councils chair Saman...

21/04/2026

Middle East turmoil fuels EV quote demand 20 April 2026 Insurers are receiving more requests for quotes covering electric vehicles as Middle East fuel supply issues continue. NMRA Insurance data shows EV quote requests jumped 42% last month and were up 81% year on year. Head of automotive research S...

23/03/2026

NSW inquiry calls for strata commissions ban 24 March 2026 An inquiry has recommended banning NSW strata managers from accepting commissions and restricting supplier intermediaries including insurance brokers from receiving commissions for related work. The state government last year asked the Produ...

24/01/2026

Landlords Insurance for your investment property is not just protection for brick's and mortar damage.

Landlord’s liability cover responds in dog attack case 23 January 2026 A landlord will be covered for legal costs after his tenant’s dog escaped his property and mauled someone. The policyholder sought a decision from the Australian Financial Complaints Authority on whether he was covered for de...

23/01/2026

Turn right when you pass the bridge at the entrance to this pleasant little nook, and you’ll find an assiduously-maintained Footy Oval, Tennis and Netball courts, Public Hall, and a surrounding str…

19/01/2026

Strata body warns of ‘tragic and accelerating’ battery fire threat 19 January 2026 Strata Community Association Queensland has renewed its call for urgent action by regulators to tackle lithium-ion battery fire hazards.   The organisation says six people were reportedly killed last year in blaz...

05/10/2025

Don't underestimate the importance for an SME business to include this cover as part of their risk management.

Please do not hesitate to contact me to discuss Management Liability solutions for your business or organisation.

"Experience is the difference"

Stephen Crammond. Director. ASIC No 1235005
Diploma Financial Services (Insurance broking).
Qualified Practising Insurance Broker NIBA. (QPIB).
Workers Compensation Accreditation (AQF).
Tarradog Investments Pty Ltd ABN 59 617 051 108 trading as Southern Risk Solutions

is an Authorised Representative of Resilium Insurance Broking Pty Ltd ABN 92 169 975
973 AFSL No 460382
Ph: 0428 251 688
E-mail : [email protected]

04/09/2025

Is this week's announcement a fundamental reset for the strata sector?

03/09/2025

This is an important step forward to improve the relationships between stakeholders in the NSW Strata space and help consumers with their understanding of the distinction between the roles of a Strata Manager professional and its interaction with the Insurance and risk management markets.

As insurance intermediaries, we are continually adapting and improving the landscape around "commissions", fee for service and renumeration and most importantly client transparency to allow consumers to make informed decisions about their own unique needs.

One of the least appreciated aspect of this discussion is how all of the stakeholders have distinct roles that we perform within the scope of the engagement. This to me provides some more understanding at the client level as to how the parties engage. Not only at renewal but more importantly, working together during times of loss.

Stephen Crammond. Director. ASIC No 1235005
Diploma Financial Services (Insurance broking).
Qualified Practising Insurance Broker NIBA. (QPIB).
Workers Compensation Accreditation (AQF).
Tarradog Investments Pty Ltd ABN 59 617 051 108 trading as Southern Risk Solutions
is an Authorised Representative of Resilium Insurance Broking Pty Ltd ABN 92 169 975
973 AFSL No 460382
Ph: 0428 251 688
E-mail : [email protected]