Lance Grimmett

Lance Grimmett Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Lance Grimmett, Mortgage brokers, Melbourne.

07/10/2026

Most brokers don’t charge a fee for service.

We are paid a commission from the lender if we settle a loan with you.

Lender comparison, lending advice, over a decade of finance experience, zero broker fees.

No brainer 🤝

30/09/2026

My key takeaways from the Sept 2026 RBA Announcement🖕🏼
The RBA’s main concerns:
- Inflation is still persistent (to be expected with excessive government spending)
- Global oil prices up putting pressure on fuel and transportation cost
- Businesses facing cost pressures (no s**t)
- Consumer spending and housing slowing, business investment remains strong (? maybe in AI data centres)

My concerns:
- A LOT of small businesses are treading water right now!
- Rents will continue to increase. We’ve already seen increases - some are up to 20%!
- Construction is slowing. Builders insolvency is at record levels, building and labour cost is up. Our housing problem will get more difficult before it improves.
- No mention in this meeting about the government. Consumer spend is slowing but what about Government spend??

Where is the opportunity?
It’s hard to be optimistic right now. Hard times will continue and there are no life boats coming.
- Focus on what you can control - review your debt (with a good broker)
- Micro manage your household budget - cash in and out. Don’t bury your head in the sand

09/09/2026

25k steps a day and this.

Back from Japan and back into business. (And a calorie deficit)

11/08/2026

My clients chose the highest interest rate... and gave them an extra $106,000 to invest.

Young professional clients came to me wanting to release equity from their existing residence to invest. They wanted to release as much equity as possible, so they did not have to put any cash down.

Big red bank: $1.215m valuation 6.04% variable rate
Big blue bank: $1.271m valuation 6.09% variable rate
Big yellow bank: $1.348m valuation 6.15% variable rate

Their existing bank had the lowest rate but would only release $87,000. Another lender offered $193,000. That’s an extra $106,000 in available equity.

Want to know how much equity you could access? Send me a message.

10/08/2026

The average age for First Home Buyers in Australia according to Westpac is..

34 years old!

If you’re still saving for your first home, don’t compare other people’s timelines.
Your opportunity is still ahead of you!

07/08/2026

Helping business owners get a better deal on finance compared to most car dealers.

Same day approval
No income docs required
Interest rate of 7.21%

Monthly repayments on $59,990 drive away price is $1,186 or $274 a week.

If you’re a business owner looking for fast competitive finance send me a message!

03/08/2026

First home buyers, now is the time to secure a bargain!
Housing values ⬇️
Lender application volumes ⬇️
Vendor listings over 60 days 📈

Don’t wait. Get it while there is less competition and demand!

31/07/2026

Same day approvals✅
Lower rates than the car dealer✅
No income documents required ✅

30/06/2026

Most first home buyers think Melbourne is out of reach.
But sometimes, they’re just looking at the wrong type of property.

With some units around the $470k mark, eligible buyers may be able to enter with a 5% deposit.

That’s around $23,500 plus purchasing costs.

Not flashy.�Just a smarter way to get into the market.

Book a call and let’s run the numbers properly.
[email protected]

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Melbourne, VIC

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